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Rs. 35 Lakh Home Loan EMI

Get 35 lakh home loan at just 8.40% home loan interest for 30 years. Your Rs. 35 lakh home loan EMI will only be Rs 26,541. Apply now to secure a 35 lakh home loan today and step closer to the house you've always wanted.

Best Home Loan Offers Starting @8.40% p.a.

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You are just a few clicks away from the best Home Loan offer in your city. Currently home loan interest rate starts at 8.40% p.a for all loan amounts. Share your name, mobile number & email to check your eligibility and get a list of most affordable home loan schemes.

Best Home Loan Offers Starting @8.40% p.a.

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Rs. 35 Lakh Home Loan EMI Details

A home loan of Rs. 35 Lakhs is a long-term commitment and that’s why it is extremely important to understand all the pros and cons of taking such a huge loan amount before applying for the loan. The EMI for an Rs. 35 Lakhs home loan may differ from bank to bank and borrower to borrower depending on the interest rate applicable on the loan and tenure of repayment.

Following are the details of 35 Lakh home loan EMI for 5 years, 10 years, 15 years, 20 years and 30 years tenure at 8.40% p.a. interest rate:

Loan Amount (₹)Interest Rate (p.a.)TenureEMI
Rs. 35,00,0008.40%5 YearsRs. 71,639
Rs. 35,00,0008.40%10 YearsRs. 43,208
Rs. 35,00,0008.40%15 YearsRs. 34,261
Rs. 35,00,0008.40%20 YearsRs. 30,153
Rs. 35,00,0008.40%30 yearsRs. 26,664

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Rs. 35 Lakh Home Loan Interest Rates - 2024

Many banks and other financial institutions offer Rs. 35 Lakh Home Loan in India at different interest rates. The table for different Home Loan Interest Rates of the Top 10 banks and NBFCs for a Home Loan of Rs. 35 Lakhs is given below:

Compare Best Home Loan Interest Rates starting @8.40% from multiple Banks and NBFCs.

35 Lakh Home Loan EMI Calculator

Every Home Loan EMI is subject to the loan amount sanctioned, the applicable interest rate and the selected repayment tenure. Home Loan EMI for a Rs 35 lakh home loan can be easily calculated through the Home Loan EMI calculator within a minute. MyMoneyMantra Home Loan EMI calculator can provide you the exact Home Loan EMI for the selected Home Loan amount, tenure and rate of interest. 

You’re just required to enter the desired home loan, the tenure in which you wish to repay the Home Loan and the interest rate quoted by the bank or housing financier. With MyMoneyMantra’s Home Loan EMI calculator, you can ascertain your monthly repayments before you take a Home Loan.

35 Lakh Home Loan EMI

Rs. 35 Lakh Home Loan EMI for 10 Years

The Rs. 35 Lakh home loan EMI for 10 years tenure at a 8.40% p.a. interest rate would come to Rs. 43,115. The EMI on an Rs. 35 Lakhs Home Loan for a tenure of 10 years varies from lender to lender based on the interest rate offered and the borrower’s eligibility.

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.40% interest rates for 10 years tenure:

Loan AmountRs. 35,00,000
Rate of Interest8.40% p.a.
Tenure10 years
EMIRs. 43,208
Total InterestRs. 16,84,963
Total RepaymentRs. 51,84,963

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Rs. 35 Lakh Home Loan EMI for 20 Years

The EMI for 35 Lakhs home loan for 20 years tenure at an 8.40% p.a. rate of interest will be Rs. 30,153. The EMI varies from lender to lender based on the rate of interest offered and the borrower’s profile. 

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.40% interest rates for 20 years tenure:

Loan AmountRs. 35,00,000
Rate of Interest8.40% p.a.
Loan Tenure20 years
Loan EMIRs. 30,153
Total Interest PayableRs. 37,36,638
Total Repayment (Principal + Interest)Rs. 72,36,638

You can also check affordable Home loans in Kolkata and apply online through MyMoneymantra.

Rs. 35 Lakh Home Loan EMI for 30 Years

EMI for 35 Lakhs home loan for 30 years tenure will be Rs. 26,664 at an interest rate of 8.40% p.a. The EMI can vary depending on the lender’s policy, the interest rate offered by the lender and the borrower’s eligibility. You can use the EMI Calculator available on our website for calculating the EMI for Rs. 35 Lakhs home loan for various tenures and interest rates. 

Below is the table for Rs. 35 Lakhs Loan EMI, total Interest payable and total Repayment at 8.50% interest rates for 30 years tenure:

Loan AmountRs. 35,00,000
Rate of Interest8.40% p.a.
Loan Tenure30 years
Loan EMIRs. 26,664
Total Interest PayableRs. 60,99,154
Total Repayment (Principal + Interest)Rs. 95,99,154

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Eligibility for Rs. 35 Lakh Home Loan

You have to meet the Home Loan Eligibility Criteria given below to be eligible to avail of a home loan of Rs. 35 Lakhs:

Eligibility Criteria for Salaried Borrowers

  • Applicants should be resident Indians.
  • Applicants should be aged between 18 and 65 years.
  • Applicants should have a work experience of at least 3 years.
  • Applicants should be earning a minimum monthly income of Rs. 25,000 on a regular basis.

Eligibility Criteria for Self-employed Borrowers

  • Applicants should be resident Indians.
  • Applicants should be aged between 21 and 70 years.
  • Applicants should have at least 3 years of business continuity.
  • Applicants should be earning at least Rs. 2,60,000 per year.

You can also check SBI Home Loan Eligibility Online.

Documents Required for Rs. 35 Lakh Home Loan

The following documents are required to be submitted to apply for a Rs. 35 Lakhs home loan:

  • Duly filled in & signed home loan application form.
  • Recent passport-sized photographs of applicants and co-applicants.
  • Identity proof, such as Aadhaar Card, Driving License, Passport, Voter ID, etc.
  • Address proof, such as Aadhaar Card, Driving License, Passport, Voter ID, etc.
  • Age proof, such as Birth Certificate, Class 10th Certificate, etc.
  • Bank statements of last 6 months.
  • Form 16 or Income Tax Return.
  • Processing fee cheque.
  • Balance Sheet and P&L Statement of the last 3 years certified by a CA certified (for self-employed applicants).
  • Business profile of self-employed applicants.

You can also check Documents Required For Home Loan

How to Apply Up to Rs. 35 Lakh Home Loan Loan

Follow the steps given below to apply for a home loan of Rs. 35 Lakhs:

  • Visit our website and then click on the ‘Home Loan’ tab under the ‘Loans’ section.
  • Fill out the online home loan application completely and accurately by entering all the mandatory details.
  • Enter the ‘OTP’ received on your registered mobile number.
  • Click on the ‘Submit’ button to receive the best home loan offer quote.
  • Housing loan offers will be displayed on the screen according to the information entered by you.
  • Choose your preferred option and apply online.
  • Our home loan experts will contact you regarding the home loan process completely.

35 Lakh Home Loan EMI FAQs

✅ What is the EMI for a Rs. 35 lakhs home loan?

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The EMI for an Rs. 35 Lakhs home loan varies depending on the two crucial factors, i.e. the interest rate on the loan and tenure of repaying the loan. You can use our 35 Lakhs home loan EMI calculator to calculate Rs. 35 lakhs home loan EMI for different interest rates and tenures.

✅ What is the minimum salary required for a Rs. 35 Lakh home loan?

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The minimum salary required for Rs. 35 Lakh home loan is Rs. 45,000 - 52000 per month.

✅ What is 35 lakh home loan EMI for 30 years from SBI?

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SBI offers home loans for a maximum tenure of 30 years. The interest rate for home loans at SBI ranges from 8.40% - 10.05% p.a. The EMI for an 35 Lakhs home loan in SBI for 30 years tenure ranges from Rs. 26,664

✅ What is 35 lakh home loan EMI for 30 years from HDFC?

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HDFC offers home loans for a maximum tenure of 30 years. The interest rate for home loans at HDFC ranges from 9.40% - 9.95% p.a. The EMI for a 35 Lakhs home loan in HDFC for 30 years tenure is Rs. 27,036.

✅ How much home loan can I get on a 35000 salary?

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According to the Home Loan Eligibility Calculator available online, you can get up to Rs. 20,00,00 Lakh home loan on an Rs. 35,000 monthly salary. The loan amount depends on the income of the borrower and existing EMI obligations as well.