During any kind of financial emergencies, like medical treatment, marriage or higher education of self/ children/ siblings, travel abroad, etc., you might need immediate funds. Seeking the help of family and friends is the first thing that most people prefer at these times. However, what if they, too, can’t help you? You can always take a short-term personal loan of Rs. 30,000 from any online lender to meet your sudden financial requirement.
If you need a 30000 loan urgently, the best way to get it is by applying online. Various lenders offer instant online loan application facilities.
You don’t need to make frequent visits to the lender’s branch carrying a huge pile of documents. You can apply in a completely online process, upload the documents online, and on approval, the funds will be disbursed to your bank account within a short period of time.
The digital process is simple and quick. You can get a 30000 loan online by applying through our website. Just access the Personal Loan section on our website and follow the given instructions. You can also apply through the lender’s website or mobile application.
Below is the list of personal loan providers in India who provide 30000 loan online:
|Banks||Starting Interest Rates|
|Navi||9.9% p.a. onwards|
|Faircent||12% - 28% p.a.|
|PaySense||1.4% - 2.3% p.m.|
|KreditBee||1.02% p.m. onwards|
|IIFL||12.75% - 33.75% p.a.|
|CASHe||2.50% p.m. onwards|
|Fibe (EearlySalary)||Rs. 9/day - 30% p.a.|
|FlexSalary||18% - 54% p.a.|
|Money View||16% p.a. onwards|
|MoneyTap||13% p.a. onwards|
|Prefr||18% - 36% p.a.|
|StashFin||11.99% - 59.99% p.a.|
Following are the key features and benefits of an instant loan of Rs. 30,000:
To get a 30000 personal loan, you have to meet the following eligibility criteria:
NOTE: The eligibility factors mentioned above for an Rs. 30,000 personal loan, such as age, income, and credit score, may vary from lender to lender.
**You can check Credit Score online for Free by PAN number on our MyMoneyMantra website.
Below are the best lenders who offer an instant loan of 30000 in India:
With Navi, you can avail of an instant loan of up to Rs. 20 Lakhs in a complete paperless manner. The process doesn’t involve any lengthy paperwork or documentation. All you need to do is just download the Navi app on your mobile phone and apply for the loan to get quick cash within a few minutes.
Faircent offers loan quantum between Rs. 10,000 to Rs. 10 Lakhs, which can be used for personal as well as business-related financial requirements.
PaySense provides instant, short-term personal loans ranging from Rs. 5,000 to Rs. 5,00,000 through its mobile application. PaySense personal loans are available for salaried professionals as well as self-employed businessmen at an attractive interest rate and flexible tenures.
KrediBee offers personal loans and POS loans online of a maximum of Rs. 3 Lakhs for tenure up to 3 years at an interest rate of 1.02% p.m. onwards and processing charges of 2% of loan sanctioned plus taxes.
IIFL Finance offers online personal loans with convenient terms that help you solve all your financial needs instantly. You can apply for these loans wherever you are through the official website or mobile app of IIFL. The lender provides you with the most lucrative EMI schemes, interest rates, and tenures.
Tip: Check Free CIBIL Score before applying for a loan
CASHe app provides short-term personal loans up to Rs. 4 Lakhs without any collateral. These loans can be utilised for any purpose, including weddings, vacations, repairs and renovations of a house, medical emergencies, gadgets purchase, etc. CASHe personal loan interest rate starts at 2.50% p.m. and can be repaid in flexible tenure of 3 months to 1.5 years.
Fibe (earlier known as EarlySalary) provides small bridge loans to eligible applicants who have finished their salaries to help them manage finances until their next salary is credited. Fibe offers an instant personal loan between Rs. 5,000 to Rs. 5 Lakhs for a tenure of up to 24 months at an attractive interest rate.
FlexSalary offers an instant personal line of credit of up to Rs. 2,00,000 to salaried individuals in India. The rate of interest ranges from 18% to 54% p.a., and the loan can be easily repaid in 3 to 36 months tenure.
Money View gives instant personal loans between Rs. 5,000 to Rs. 5 Lakhs to salaried and self-employed individuals in just a few minutes. The interest rate is affordable and starts from just 1.33% per month (or 16% p.a.). The loan amount can be repaid in a tenure of 3 to 60 months at your convenience.
MoneyTap offers instant loans of up to Rs. 5 Lakhs, which can be used for your travel plans, gadget purchases, medical expenses, weddings, education, and so on. These loans come at an interest rate starting from just 1.08% per month and can be easily repaid in tenure up to 36 months.
Prefr loan is available to salaried and self-employed individuals for business and personal requirements. You can borrow funds up to Rs. 3 Lakhs in a completely digital and hassle-free process with simplified documentation.
Loanbaba app offers a small cash loan of up to Rs. 1 Lakh from top banks and Non-Banking Financial Companies (NBFCs) within 30 minutes. The loan is offered to salaried individuals only. However, some banks and NBFCs may provide personal loans to self-employed professionals, firms, and enterprises
StashFin gives personal loans online with instant approval on a StashFin credit line card. Funds between Rs. 1,000 to Rs. 5 Lakhs can be borrowed at an attractive interest rate starting from 11.99% p.a. and repaid in a tenure of 3 to 36 months.
The best way to get Rs. 30,000 loan immediately is by applying online through our platform or lender’s website/ mobile app. Just keep your documents ready and complete the application procedure online. Once your request is approved, the loan will be credited to your bank account immediately.
Short-term personal loans of Rs. 20,000 are usually offered by online lenders like Navi, Faircent, PaySense, KreditBee, IIFL, CASHe, Fibe, FlexSalary, Money View, MoneyTap, and so on.
To get Rs. 30K loan, you should have a credit score of 750 or above.
Tip: Check Free Credit Score before applying for a loan