Stashfin Personal Loan
Apply online for a StashFin Personal Loan and get instant approval on the StashFin Credit Line Card. Borrow from ₹1,000 to ₹5 Lakhs at attractive interest rates starting from 11.99% p.a.. Enjoy an interest-free period of up to 30 days and repay in easy EMIs over 3 to 36 months with a fully digital process.
StashFin Loan Details
The key details of StashFin Loan are as follows:
| Loan amount | Rs. 1,000 - Rs. 5,00,000 |
| Rate of interest | 11.99% p.a. |
| Repayment tenure | 3 - 36 months |
| Credit Score | 650+ |
| Age | Above 18 years |
| Minimum monthly income | Rs. 15,000 |
| Loan amount | Rs. 1,000 - Rs. 5,00,000 |
| Processing fee | 0% - 10% + GST |
| Bounce charges | Rs. 500 per event |
| Disbursal TAT | 4 hours |
Note: Stashfin is powered by https://www1.stashfin.com/ and the information mentioned here is provided by EQX Analytics Private Limited.
StashFin App
StashFin app is a venture-backed RBI-registered digital lending platform which provides instant and hassle-free personal loans up to ₹5 Lakhs in 10 minutes. StashFin offers an efficient end to end service delivery process, which includes application, documentation, approval and get funds in just 4 hours from the time of application.
Any Indian citizen aged above 18 years, who is residing in India and earning a monthly salary of Rs. 15,000 can apply for a personal loan through StashFin loan app with employment, identity and address proof.
Types of StashFin Personal Loan
Depending on the needs of the borrower, StashFin offers the following types of personal loans:
- Quick Personal Loans
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: 11.99%
- Tenure: 3 - 36 months
- Cash Loans
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Small Loans
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Instant Loans
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Marriage Loan
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 48 months
- Private Loans
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 months - 4 years
- Unsecured Loans
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Low Interest Loans
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: Below 12%
- Tenure: 2 months - 3 years
- Medical Loan
- Loan amount: Rs. 1,000 - Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Personal Loan for Shopping
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Home Renovation Loan
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 48 months
- Debt Consolidation Loan
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% onwards
- Tenure: 3 - 48 months
- Travel Loan/Holiday Loan
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Mobile Loans
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Laptop Loans
- Loan amount: Rs. 5,000 - Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Consumer Durable Loan
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Personal Loans for Salaried
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
- Personal Loans for Self Employed
- Loan amount: Up to Rs. 5 Lakhs
- Interest rate: 11.99% - 59.99%
- Tenure: 3 - 36 months
StashFin Loan Features
- Instant Access: Get 24x7 access to funds anytime you need
- Loan amount: StashFin offers personal loans up to Rs. 5 Lakhs.
- Repayment tenure: The borrowed loan amount can be repaid in tenure ranging from 3 months to 3 years. StashFin loans can be paid through Equal Monthly Instalments (EMIs) via electronic payment.
- Rate of interest: StashFin offers personal loan interest rates ranging from 11.99% to 59.99% APR (Annual Percentage Rate). The interest rates may vary from case to case.
- Processing fee: StashFin charges an affordable processing fee between 0% to 10% plus applicable GST on each loan. Each time you load the StashFin Card through the StashFin App, a processing fee will be charged on the withdrawn amount.
- Rate of interest: StashFin offers personal loan interest rates ranging from 11.99% to 59.99% APR (Annual Percentage Rate). The interest rates may vary from case to case.
- Credit Line Card: Get instant approval on the StashFin Credit Line Card
- Interest-Free Period: Enjoy up to 30 days interest-free
Eligibility Criteria of StashFin Personal Loan
Following are the perosnal loan eligibility criteria of StashFin:
- Citizenship: StashFin processes loans to individuals who are recognized citizens of India. Therefore, you must submit the proof of nationality and address at the time of application.
- Age limit: The applicant must be aged at least 18 years when applying for the loan.
- Nature of employment: You must be a salaried employee or self-employed individual to apply for the loan.
- Income: Applicant’s monthly salary be minimum Rs. 15,000 to avail StashFin personal loan.
- NetBanking access: Since StashFin instant loans are offered using online transfers, it is mandatory for the applicant to net banking access with their salaried bank account.
- Good credit history: The applicant must have a good credit score above 650 to get hassle-free loan approval and an attractive interest rate on the loan.
Documents Required for StashFin Loan
If you are looking for StashFin loan apply online with the following documents:
Documents for Salaried:
Mandatory documents to get personal loan to salaried individual are:
- PAN Card as identity proof
- Aadhaar Card as address proof
- A copy of the cheque of salary bank account
- 3 months salary slips till date
- 6 months bank statement till date
Documents for Self-employed:
Documents required to get personal loan to self-employed person are:
- Income Tax and GST Returns
- Proof of business ownership and continuity
- Last 6 months bank statements
- Last 2 years audited financials
- Proof of office address
StashFin Portal Login
To login to SatshFin portal, you have to register on StashFin Personal Loan portal first with the following steps:
- Visit the StashFin website and then click on ‘Not Registered’.
- Now enter the required details, such as your name, mobile number, city, monthly income, and so on.
- Click on the ‘Proceed’ button after entering the details.
- Enter the OTP that you receive on your mobile number for completing the registration process.
- Now you can set a password so that you can log in to the portal later on.
Once you have registered on the portal, you can opt for StashFin login by following the steps mentioned below:
- Visit the official website of StashFin.
- Click on the ‘Login’ button.
- Enter your Email ID or Mobile Number, and Password or OTP.
- Now click on the ‘Login’ button to avail services offered by StashFin.
StashFin Customer Care
There is no StashFin customer care number. You can click on the link below and select one of the given options to raise StashFin complaints resolve your issue by raising a ticket or to chat with a StashFin customer care executive:
https://www.stashfin.com/contact-us
Stashfin Personal Loans FAQs
Yes, StashFin is RBI-approved. StashFin lending operations are powered by Akara Capital Advisors Private Limited, to provide personal loans and credit line services. This ensures that all loans disbursed through StashFin are fully regulated by the Reserve Bank of India (RBI), making it a safe and compliant option for borrowers.
Under StashFin personal loan, you can avail a minimum of Rs. 1,000 as loan amount.
The loan amount borrowed from StashFin can be repaid in tenure of up to 3 years through Equal Monthly Instalments (EMIs) via electronic payment.
The StashFin Credit Line Card is a card on which the users can avail of a real-time personal loan(s) with preferred loan amounts and tenures. The user can use the card to withdraw cash from any ATM or swipe at any POS terminal or even to make purchases at any online merchant.
No, there is no StashFin contact number or StashFin whatsapp number. StashFin does not even have any StashFin email id. You can click https://www.stashfin.com/contact-us to speak to the customer care team of StashFin company.
StashFin offers instant approval, often in just 5 minutes, maximum time is 10 minutes, subject to document verification and credit check.