HSBC Premier Credit Card

The key highlights of the HSBC Premier Credit Card are given below:

The following are the main HSBC Premier MasterCard Credit Card benefits and features:

Welcome Benefits

• Earn 20,000 welcome reward points when you start using your credit card.

BookMyShow Benefit

• 10% off (up to Rs. 1,000/month) on live events on all days of the week.
• Buy One Get One offer (maximum Rs. 250 off) on booking movie tickets and all other events, on all days of the week.

EazyDiner Benefits

• 30% off on your bill with EazyDiner. 
• The maximum discount available is up to Rs. 1,500.
• Minimum bill value should be Rs. 3,000.
• Use the coupon code HSBC1500 to avail the offer.

Rewards

• Earn 3 reward points for spending every Rs. 100.
• Earn up to 12X reward points on flights, hotels, and car rentals on Travel with Points.
• 1 reward point is worth Rs. 1 at Apple, plus you get up to 5% cashback.
• Earned reward points will never expire.
• Instantly convert your accumulated reward points into air miles and hotel loyalty points at 1:1 in the HSBC India Mobile Banking app.

Airport Lounge Access & Travel Benefits

• Convert your money fuss-free with low foreign exchange fees. Pay 0.99% every time, with no extra terms or conditions. 
• Relax before you fly with unlimited HSBC Premier credit card lounge access to over 1400 airport lounges in India and across the world for cardholders. 
• Get 8 international lounge passes for your guests.
• Save up to 20% on hotel bookings with Agoda.
• Get one night free on booking an eligible stay at participating hotels with Mastercard.
• Emergency Services & International Travel Insurance.
• Report your lost/stolen card instantly. 

Fuel Surcharge Waiver

• HSBC Premier credit card benefits also enable you to save a 1% fuel surcharge at any pump, any place. 
• Offer is valid throughout the year.
• Applicable on spends between Rs. 400 and Rs. 4,000 (both amounts inclusive) per transaction on fuel in any city and at any pump in India. 
• Reward points will not be awarded for transactions eligible for a surcharge waiver. 

Other Benefits

• Enjoy eVIP pass discounts, VIP guest experiences, private sale events, hands-free shopping, and reserved parking at The Bicester Collection Villages.
• With hotel membership offers, enjoy exclusive savings, room upgrades and bonus rewards with Marina Bay Sands, GHA Discovery, Brilliant by Langham, and more with Mastercard.
• Get up to Rs. 300,000 insurance coverage for misuse of your card from 24 hours after reporting it lost.
• Enjoy complimentary upgrades, early check-in, late check-out, and exclusive extras at 3,800+ luxury destinations worldwide with Mastercard.
• Forex Markup is as low as 0.99% everywhere, with no terms and conditions.
• 1:1 redemption for 20+ airlines and Apple products with Imagine vouchers.

Joining & Annual Fees

• Joining fees: Rs. 12,000 (applicable after card activation).
• Annual fees: Rs. 20,000; Waived for customers maintaining an average quarterly Total Relationship Balance (TRB) of Rs. 50 Lakhs, a salary account with a net monthly salary credit of Rs. 3 Lakhs or avail a mortgage relationship of Rs. 1,15,00,000 & TRB of Rs. 50 Lakhs within 12 months from the date of the first disbursement of the mortgage loan

• Joining fees: Rs. 12,000 (applicable after card activation).
• Annual fees: Rs. 20,000 (waived for Premier-qualified customers). 
• Credit card replacement fee (within & outside India): Rs. 100.
• Late payment charges: 50% of the minimum payment due or a minimum of Rs.400 & maximum of Rs. 750 per month.
• Transaction fee for cash advances against credit card accounts at branches & ATMs: 2.5% of the transaction (subject to a minimum of Rs. 300).
• Overlimit fee: Rs. 500 per month.
• Currency conversion charge for foreign currency transactions: 0.99%.

• Earn 3 reward points for spending every Rs. 100.
• Earned reward points will never expire.
• Use reward points to buy the latest Apple products with Imagine vouchers or plan your next adventure when you convert your points to air miles through the Star Alliance network, including with Air India.
• The accumulated reward points can be redeemed for miles on airlines like InterMiles & Singapore Airlines.
• Just call Premier Phone Banking and request redemption.

Airline Mileage Programme

To apply for the HSBC Premier Card, you have to meet at least one of the following criteria:

• You must be an existing HSBC Premier customer to apply. 
• Maintain a quarterly Total Relationship Balance (TRB) of Rs. 50 Lakhs; or
• Have a mortgage relationship with disbursal of Rs. 1,15,00,000 or more and meet the TRB criterion of Rs. 50 Lakhs within 12 months from the date of first disbursement of the mortgage loan; or
• Maintain a salary account with a net monthly salary credit of Rs. 3 Lakhs or more.

The following are the basic documents required to apply for an HSBC Premier Credit Card:

• KYC documents like Passport, PAN Card, Voter Identity Card, Driving Licence, etc.
• Income proof, such as the latest copy of salary slips along with 3 months’ bank statement, salary certificate for employees of MNC corporates, etc.
• Form 60 in case the PAN card is not available.

You can apply for an HSBC Premier Credit Card through MyMoneyMantra.

• To apply, click on the "Apply Now" button.
• You will be redirected to the HSBC Bank website.
• Fill in the required details and submit.