HSBC Taj Credit Card

The key highlights of the HSBC Taj Credit Card are as follows:

Offers at Taj Hotels

• 2 nights' breakfast-inclusive stays at hotels across India and 1 night stay at Taj Palaces on card activation.
• Access to exclusive privileges with the NeuPass Taj InnerCircle Platinum Tier membership.
• Priority/ early check-ins, late check-outs, access to a dedicated 24x7 Platinum customer care service, etc.
• Exclusive access to The Chambers Lounge for up to 12 times a year for you as well as a guest.
• Manage your bookings easily by calling HSBC on 1800 569 1111, or the IHCL concierge desk on 1800 202 5575.
• Unlimited room upgrades to the next level.
• Exclusive 25% savings on the Best Available Rate at Taj Hotels & other participating IHCL hotels.
• 4 vouchers for set meals for 2 at participating restaurants.

Qmin App Offer

• 25% discount on food order delivery via the Qmin mobile app. 

Spa & Swimming Pool Access

• 4 vouchers per year for a complimentary 60-minute spa treatment and access to sauna & steam room.
• Free swimming pool access for 2 (up to 12 times a year).

Lounge Access 

• Up to 12 visits a year to The Chambers Lounge for the cardholder and a guest.
• Visit the Taj Club Lounge up to 12 times a year.
• Get unlimited airport lounge access globally.
• Get 4 domestic and 4 international chauffeur-driven airport transfers in a year.

Travel Benefits 

• Get up to 5% discount on Emirates flights originating in India using code 'INHSBCT'.
• 15% off (maximum Rs. 3,000) on duty-free (once a month) with the AdaniOne mobile app on a minimum order value of Rs. 7,500. 
• Up to 5% off on Emirates flights originating in India. Use code 'INHSBCT’.
• Get up to Rs. 20,000 off on business class tickets via MakeMyTrip with no minimum transaction value.
• Get access to intimate, immersive & indulgent 'Rendezvous' events with celebrated speakers, masterclasses and much more.

Reward Points

• 1.5 reward points for spending every Rs. 100 on a standard purchase.
• 5 reward points for spending every Rs. 100 with Taj, SeleQtions, Gateway, Vivanta hotels and amã Stays & Trails bungalows.
• 1.5 reward points = Rs. 1 in the HSBC Taj Credit Card Wallet balance.

Other Offers

• Enjoy access to VIP guest experiences, eVIP pass discounts, hands-free shopping, private sale events and reserved parking at The Bicester Collection Villages.
• See the latest movies & live events with 2 for 1 tickets via BookMyShow (maximum ticket value Rs. 750 each).

The fees and charges associated with the HSBC Bank Taj Credit Card are as follows:

• Joining fee: Rs. 1,10,000
• Annual fee: Rs. 1,10,000
• Joining and annual fees for add-on cardholders: NIL. 
• Cash advance fee: 2.5% of the transaction amount (minimum Rs. 300).
• Finance charges: 3.75% p.m. (45% p.a.).
• Late payment fee: 100% of the minimum payment due (minimum Rs. 250 & maximum Rs. 1,200 per month).
• Foreign currency transaction charges: 3.5% (waived for India’s executive banking clients).
• Cash payment charge at HSBC branches & dropboxes): Rs. 100. 
• Bounced cheque/ dishonoured SI/ unsuccessful NACH payment: Rs. 350.
• Charges for rental & related payments: 1% processing fee + applicable taxes. 
• Transaction fee for cash advances at branches & ATMs: 2.5% of the transaction amount (minimum Rs. 300).
• Transaction fee for cash withdrawal: Rs. 100 at ATMs overseas. 
• Overlimit fee: Rs. 500 per month.
• Balance transfer charges: 10.99% p.a. to 15.99% p.a. interest rate.

You can apply for an HSBC Taj Credit Card by meeting the following eligibility criteria:

• The applicant can be an Indian resident (or already have an HSBC India bank account if they are an NRI).
• The applicant must be aged between 25 and 75 years.
• The applicant must have an annual income of at least Rs. 40 Lakhs (if salaried) or Rs. 60 Lakhs (if self-employed).
• The applicant must reside in Delhi National Capital Region (NCR), Noida, Gurgaon, Jaipur, Chandigarh, Bengaluru, Coimbatore, Chennai, Hyderabad, Mumbai, Pune, Kochi, Ahmedabad, Kolkata, Amritsar, Baroda, Indore or Lucknow.

To apply for an HSBC Taj Credit Card, you will need the following documents:

• Proof of identity and residence
• Applicant’s permanent account number (PAN) card
• Latest monthly payslip (if salaried)
• Last 2 years' ITR and 1 year's income proof (if self-employed)

Please note that the above list is for reference only. The bank may require additional documents from applicants during their credit card application process.

You can apply for the HSBC Taj Card online on their website/ mobile app or offline by visiting the nearest HSBC branch. 

For an instant application, you can apply online from our platform. 

• Click on the ‘Credit Cards’ tab and choose the preferred credit card under the ‘HSBC Bank Credit Card’ option.
• Fill in and submit all the necessary details.
• You will be guided through the entire application process by our credit card experts.
• On successful approval, your credit card will be dispatched to your address. 
• The card and the PIN will be dispatched separately.