IndusInd Legend Credit Card

Whether you travel for pleasure or business, comfort and convenience will be the top priority. As an IndusInd Bank Signature Legend Credit Cardholder, you will be assured of the best during your travel or even otherwise. You get exemplary concierge service and auto assist service that will take care of all your travel issues. Your travel will be a pleasure with the IndusInd Legend Credit Card. 

Additional Info: Also check Top 10 Credit Cards to Get Airport Lounge Access

Key Highlights of Legend Credit Card

A brief note about the features of the Legend Credit Card IndusInd Bank is given below:

  • It is a premium card suited for individuals who love to travel in style.
  • Eligibility criteria are simple and can be easily complied with.
  • The IndusInd Credit Card is accepted at over 10 million merchant establishments globally.
  • An add-on card facility for your business expenses will help you keep track of your business expenses.
  • Reward points for every expense incurred while shopping and travelling.
  • Unbeatable offers and discounts when you travel.
  • 24x7 concierge services that provide flawless service with global experts taking care of all your travel needs.
  • Auto Assist will bring you out of any situation like a flat tyre, loss of keys, fuel supply, battery recharge and much more.
  • Your travel can be stress-free with comprehensive insurance that takes care of any baggage issues, loss of passport or ticket.
  • Air accident insurance covers up to Rs. 25.00 lakhs.
  • Total Protect provides cover for any liability created out of fraudulent transactions on your credit card to the extent of the primary card as well as the add-on card credit limit.

Features & Benefits of IndusInd Legend Credit Card

Here are some of the features and benefits of the IndusInd Legend Credit Card for that recognition and privilege that you deserve:

Welcome Gifts

Gift vouchers from premium brands like Oberoi hotels, hush puppies, Luxe Gift Card, Louis Phillipe, Charles & Keith etc., on enrolling for the IndusInd Legend Credit Card.

Reward Points 

One reward point for every Rs.100/- spent on weekdays and two reward points for every Rs. 100/- spent on weekends.

Add on the card for business expenses

You can now keep track of your business expenses and personal expenses separately with the IndusInd Signature Legend Add-on Business Card. The credit card statement will show the business expenses separately.

Online year-end summary

An online year-end summary at the end of the financial year will be provided to monitor your yearly expenses. This will be highly beneficial for tax filing preparations. It will have all the details like month-on-month spends, the merchant category, transaction date, amount, and merchant name. Personal, business, and add-on card expenses will be shown separately for further convenience.

24x7 Concierge Service

Concierge Service with global experts to take care of all your travel needs like

  • Flight and hotel bookings
  • Deliver special gifts or flowers to anyone across the world
  • Keeps you informed about workshops by prominent personalities and also makes arrangements for reservations for the workshop.
  • Takes care of sports and entertainment bookings

Legend Auto Assist

There could be several issues that interrupt your travel while on the road and Legend Auto.

Assist will resolve all your issues. Just a call for Auto Assist and the help arrives instantly. Assistance will be provided for the following:

  • Flat Tyre
  • Key Locked Inside-You do not have to be worried about being stuck with the key locked inside. Legend Auto Assist will provide you with immediate assistance.
  • Emergency Towing Service
  • Medical Assistance and Accident Management.

Eazy Diner Membership

Enjoy the following benefits with the EazyDiner Membership.

  • 25% to 50% discount at premium bars and restaurants.
  • Complimentary cake or dessert at select restaurants on special occasions like birthdays or anniversaries.
  • 50% discount on a takeaway birthday or anniversary cake once during the birthday or anniversary month.
  • 2x Eazy points that can be redeemed for a free meal.
  • 2000 bonus points as a joining gift.
  • Attractive discounts on all takeaway orders.

Total Protect

Total Protect provides cover for unauthorised or fraudulent transactions at merchant establishments to the extent of the credit limit of the primary card and add-on cards. The cover will be available up to 48 hours before reporting the loss or theft of the card to the bank

Travel Insurance

Provides insurance cover for the following

Loss of Baggage: Cover up to Rs. 1.00 lakh’

Delayed baggage: Cover up to Rs. 25000/-

Loss of ticket: Cover up to Rs. 25000/-

Missed connection: Cover up to Rs. 25000/-

Loss of Passport: Cover up to Rs. 50000/-

Travel Plus Programme

Under this programme, you will have special discounts on lounge usage charges at international airports. You can get up to a maximum of 8 lounge usage in a year worth $27. You will have to pay an enrolment fee of Rs. 5000/- to get the privilege

Other Benefits

  • Gain access to premium golf clubs and golf courses.
  • Enjoy complimentary golf lessons and golf games at premium golf clubs in select cities.
  • Book a movie ticket on BookMyShow and get one ticket free for up to 3 tickets in a month 
  • Select the F&B option while booking movie tickets on BookMyShow and get an additional discount of Rs. 50/-
  • Access to over 600 airport lounges worldwide with Priority Pass Membership.
  • One complimentary visit per quarter to participating airport lounges in India and abroad.
  • Two complimentary visits in a quarter to domestic airport lounges.
  • Concession in foreign mark-up fee. Levied at 1.8% instead of the regular 3.5% per transaction.
  • The fuel surcharge waiver on fuel transactions at any fuel station across the country.
  • PayWave feature that makes purchases faster and convenient.

Additional Info: Also check How to Convert Credit Card Purchase to EMI

Fees & Charges of IndusInd Legend Credit Card

Given below is the schedule of Indusind legend credit card fees:

Description of chargesDetails
Joining feeRs. 9999
Annual FeeNil
Cash payment at IndusInd Bank branchRs. 100
Issue of the charge slipsRs. 300
Duplicate statementRs. 100 for statements beyond 3 months
Delayed payment charges

The following charges apply to depend on the minimum balance due:

Upto Rs. 100: Nil

Rs. 101 to Rs. 500: Rs. 100/-

Rs. 501 to Rs. 1000: Rs. 350/-

Rs. 1001 to Rs. 10000: Rs 550/-

Rs. 10001 to Rs. 25000: Rs. 800/-

Rs. 25001 to Rs. 50000: Rs. 1100/-

Above Rs. 50000: Rs. 1300/-

Annual finance charges3.83% per month
Foreign currency mark-up fee1.8% of the transaction amount

Additional Info: Also check Credit Card Interest Rates

Eligibility Criteria to Apply for IndusInd Legend Credit Card

Avail of the IndusInd Legend Credit Card by complying with the simple eligibility criteria stipulated by the bank:

  • You should belong to the age group 18 years to 65 years at the time of applying for the card.
  • You can apply for the card either as a salaried individual or a self-employed individual.
  • A credit score is one crucial criterion that has to be taken care of. A score of 750 and above will be required to get approval for the credit card.
  • You can apply for the card if you are a resident Indian.

Documents Required to Avail IndusInd Legend Credit Card

You will have to submit KYC documents along with proof of income while applying for the credit card. The list of accepted documents is given below.

  • Address Proof: Voter’s ID Card, Aadhar Card, Passport, Driving Licence, Utility bills not more than three months old. Any one of the documents may be submitted.
  • Photo ID Proof: PAN Card, Passport, Driving Licence, Photo ID Card issued by Employer, Voter’s ID Card, Aadhar Card. Any one of the documents may be submitted.
  • Income proof for salaried individuals: Salary slip for the last two months, latest Form 16 and ITR, and Bank statement for the last three months.
  • Income proof for the self-employed: Audited financials like balance sheet and profit and loss account for the last two years, ITR for the last two years, and Bank account statement for the last 12 months.

Additional Info: Also check Credit Card Documents Required

How to Apply for Legend IndusInd Credit Card

Follow the step-by-step guide to applying for Legend IndusInd Credit Card:

  • Access the website of the bank.
  • Under the “Products’ option, select ‘Credit Cards’ and click on the ‘Apply Now’ tab
  • Fill in the basic details like PAN, Email ID, Mobile Number and the Pin Code.
  • After agreeing to the terms and conditions and accepting the declaration, click on the ‘Verify Mobile Number’ option.
  • Post verification of mobile number, a list of best deals will appear on the screen.
  • Choose Legend IndusInd Credit Card from the list.
  • Click on the ‘Check Eligibility’ option
  • If you meet the eligibility criteria, you will be guided to the next page
  • Fill up a simple application form
  • Upload the KYC documents and submit the form.
  • You will get an acknowledgement with an application reference number that will help you to track the status of the application in future.

Additional Info: Also check IndusInd Bank Credit Card Customer Care

Should You Avail the IndusInd Legend Credit Card in 2022?

The IndusInd Legend Credit Card is a premium card best suited for individuals who are compulsive travellers. It is also best suited for businessmen who travel frequently. It enables them to keep a separate track of personal as well as business expenses. This facilitates budgeting the business expenses whenever required. 

Before applying for the Credit Card, you should do an Indusind legend credit card review to get an idea about the perks attached to the credit card.

If you are looking for a card that can reward you for all your purchases, then you will be disappointed. The reward points are not that great compared to the other credit cards of IndusInd Bank. Also, you will be benefited only if you are a weekend shopper as there are better reward points for weekends. The joining fee is on the higher side, and international lounge usage will be charged. 

On the other hand, if you are a frequent traveller, you have umpteen benefits like round the clock concierge services that will take care of all your pre-trip requirements like booking of air tickets, hotel bookings etc. Besides this, you will get a royal treatment when you are at your dream destination. If you want to have a lifetime luxury experience, this is the card for you.

An additional benefit of a reduced foreign currency mark-up fee will be a great saving if you travel overseas often. Also, you can have a stress-free trip with the ‘travel insurance’ that will take care of baggage and other issues while on travel. Legend Auto Assist can be a great respite if you are on a road trip. Any on-road issues like vehicle breakdown, charging of the battery, emergency fuel supply, and emergency towing service will be tackled with just a call.

Now it is up to you to take a call on whether to apply for the legend credit card or not.

Additional Info: Also check Rupay Credit Card

Cards Similar to Legend IndusInd Credit Card

Many other banks issue premium cards with numerous benefits for frequent travellers, similar to Legend IndusInd Credit Card. Some of the cards are listed below for comparison:

Credit cardReward PointsJoining Fee/Annual Fee
IndusInd Bank Legend Credit Card

1 reward point for every Rs. 100 on weekdays

2 reward points for every Rs. 100 on weekends

Joining Fee: Rs. 9999

Annual Fee: Nil

HDFC Diners Club Black

5 reward points for every Rs. 150 spent

10x reward points for spends via SmartBuy and 2x reward points for weekend spends

Joining Fee: Rs. 10000

Annual Fee: Rs. 10000

Standard Chartered Visa Priority Infinite

5x reward points for every Rs. 100 spent overseas or on retail fashion

2x reward points for all other spends

Joining Fee: Nil

Annual Fee: Nil

SBI Elite Credit Card

5X reward points for every Rs. 100 spent at grocery stores, departmental stores, and dining 

2 reward points for all other spends

Joining Fee: Rs. 4999/-

Annual Fee: Rs. 4999/-

Citibank Prestige Credit Card

1 reward point for every Rs. 100 domestic spend

2 reward point for every Rs. 100 international spends

Annual Fee: Rs. 20000

Additional Info: Also check IndusInd Aura Edge Credit Card

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IndusInd Legend Credit Card FAQs

Can I apply for an IndusInd Signature Legend Credit Card?


You can apply for the IndusInd Signature Legend Credit Card if you fulfil the eligibility criteria given below:

  • You belong to the age group of 18 to 65 at the time of applying for the card.
  • A steady income
  • Either salaried or owning an establishment.
  • A credit score of 750 and above.

Will I be eligible for all the benefits and privileges once the card is issued to me?


You will be eligible for all the benefits and privileges automatically as an IndusInd Signature Legend Credit Card. Start using the card and avail of all the benefits and privileges.

To what extent can I get a fuel surcharge waiver?


You will be entitled to a fuel surcharge waiver of up to 2.5% for all your fuel purchases. However, there is a cap on the maximum surcharge waiver in a month that keeps varying as per the policy of the bank.

Is there a fee to avail of the Total Protect facility?


Total Protect is a complimentary facility provided to all IndusInd Bank Credit Cardholders.

Can all the reward points accumulated for a billing cycle be redeemed?


There is a cap on the number of reward points that can be redeemed in a billing cycle. The bank has the discretion to vary the cap on the reward point redemption from time to time.