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Top 10 Credit Cards to Get Airport Lounge Access

Updated on: 28 Sep 2023 // 56 min read // Credit Cards
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Credit cards with airport lounge access is a benefit which is often underutilized by credit card users. Airport lounges are the comfort zones where you can take a rest if you reach the airport a few hours earlier than your flight. You can also gorge on awesome food while relaxing at these airport lounges. You are only charged a minimal amount as low as Rs. 2 or Rs. 25 depending on what type of card you carry, VISA or MasterCard respectively.

Axis bank credit card

Top 10 paid Credit Cards with airport lounge access

When choosing a credit card with airport lounge access, it's important to consider the fees and annual charges associated with the card. Some cards may have higher fees but offer more extensive lounge access, while others may have lower fees but more limited lounge access. It's also a good idea to consider the other benefits offered by the card, such as travel insurance, dining discounts, and fuel surcharge waivers, to determine whether the card is a good fit for your needs. Below you can compare the best credit card for lounge access:

Credit CardAirport Lounge AccessWelcome BenefitsOther BenefitsFees & Annual Charges
Axis Bank Vistara Signature Credit Card8 complimentary domestic lounge access in a year.1 complimentary Premium Economy Class air ticket and Complimentary Club Vistara Silver membership

- Earn 4 CV points for every Rs 200 spend.

- Get bonus CV points and up to 4 Economy class tickets on achieving milestones.

- Insurance benefits in case of loss of baggage, flight delay etc.

- Convert purchases to EMIs

Joining & Annual fee of Rs. 3,000.
Axis Bank Vistara Credit Card8 complimentary domestic lounge access in a year.1 complimentary Economy Class air ticket and Complimentary Club Vistara Silver membership

- Earn 2 CV points for every Rs 200 spend.

- Get bonus CV points and up to 3 Economy class tickets on achieving milestones.

- Insurance benefits in case of loss of baggage, flight delay etc.

- Convert purchases to EMIs

Joining & Annual fee of Rs. 1500.
Axis Bank Vistara Infinite Credit Card1 complimentary Business Class air ticket and Complimentary Club Vistara Gold membership

- Earn 6 CV points for every Rs 200 spend.

- Get bonus CV points and up to 4 Business class tickets on achieving milestones.

- Insurance benefits in case of loss of baggage, flight delay etc.

- Convert purchases to EMIs

- 24*7 dedicated concierge service.

Joining & Annual fee of Rs. 10000 
Axis Bank Magnus Credit CardUnlimited complimentary domestic and international lounge accessChoose from one complimentary* economy class flight ticket across any domestic location and a Tata CLiQ voucher worth Rs.10000 as your annual benefit.

- 12 Axis EDGE rewards points on every Rs. 200 spends

- Flat 15% off on stay at Oberoi Hotels.

- BookMyShow upto Rs. 500 off on 2nd ticket.

- Upto 40% discount at over 4000 restaurants across India.

- Insurance benefits, Medical concierge program, 2nd medical opinion, Preventive healthcare benefits with medical assistance

- 25000 EDGE reward points worth Rs. 5000 on spending Rs 1 lac monthly

Joining & Annual Fee of Rs. 10000
SBI Card Elite8 complimentary domestic lounge & 6 international lounge access in a year.e- Gift Voucher worth Rs. 5,000

- Get 5X Reward Points on Dining, Departmental stores and Grocery Spends.

- Earn 2 Reward Points per Rs. 100 on all other spends, except fuel

- Earn 10,000 bonus Reward Points on achieving annual spends of Rs. 3 lakhs and 4 lakhs

- Fuel surcharge waivers.

- Dining discounts

- Free Movie tickets

Joining & Annual fee of Rs. 4,999
AU Bank Zenith Credit Card16 complimentary domestic and 8 international airport lounge access.

- Get vouchers worth INR 1,000 on the first POS retail transaction.

- Earn 10,000 reward points as a bonus when your retail spends reach Rs.1 lakh.

- Lower markup fee of 1.99% on international transactions.

- Earn 5X Points per Rs.100 retail spend for any category.

- Earn 10X Points per Rs.100 retail spend done on Grocery, International Payments & Departmental shops.

- Earn 20X Points per Rs.100 retail spend on Dining at standalone restaurants.

Joining & Annual Fee of Rs. 7999
Air India SBI Signature Credit Card8 complimentary visits per year to Domestic VISA Lounges in India.

- Get 20,000 Reward points as a welcome gift on payment of your joining fee.

- Enjoy complimentary membership of the Air India Frequent Flyer program-Flying Returns.

- Get 4 reward points on every Rs. 100 spent.

- Convert your Reward points into Air India miles. 1 Reward point is equal to 1 Air India Air mile.

- Earn upto 30 Reward Points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app.

Joining & Annual fee of Rs. 4,999
Club Vistara SBI Card PRIME8 complimentary visits per year to Domestic VISA Lounges in India.Get 1 Premium Economy ticket as an E-Gift Voucher on payment of Annual / Renewal fee.

- Earn 4 CV Points (per Rs. 200 spent) on all your spends.

- Spend Rs. 75,000 within 90 days of card issuance and get 3000 bonus CV Points.

- Get 1 Premium Economy ticket each on annual spends of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs & Rs. 8 lakhs.

- Enjoy Complimentary membership to the Priority Pass Program worth $99.

- 4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter).

Joining & Annual fee of Rs. 2999
SBI Card PRIME8 complimentary visits per calendar year to Domestic Lounges and 4 complimentary visits per calendar year to International Priority Pass lounges outside India.e- Gift Voucher worth Rs. 3,000

- Get 10 reward points on every Rs. 100 spent on dining, groceries, departmental stores and movies.

- Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter.

- Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs.

- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs.

- Enjoy complimentary Trident Privilege Red Tier Membership.

- Enjoy Complimentary Club Vistara Silver membership. Get 1 Upgrade Voucher. Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights.

Joining & Annual fee of Rs. 2999
HSBC Platinum VISA Credit Card3 complimentary airport lounge access at domestic & international lounges

- Amazon voucher (worth Rs. 500)

- Swiggy voucher (worth Rs. 250)

- BookMyShow Buy-one-get-one-free movie tickets on Saturdays (Up to INR250).

- 15% instant discount on select products in Lifestyle, Electronics and Luxury Categories.

- 5% cashback up to INR 750 on Indigo flights booked on Airline’s website on Saturdays & Sundays

Nil

It's important to note that the fees and annual charges listed in the table are subject to change and may vary depending on the norms of respective banks. It's always a good idea to carefully review the terms and conditions of any credit card before applying.

Read Also : HDFC Credit Cards Airport Lounge Access

How to avail airport lounge access in India using Credit card benefits?

If your credit card offers airport lounge access, then simply approach the lounge staff and show your card. Your card will be swiped and a very small fee (generally Rs. 2 for VISA card and Rs. 25 for Mastercard) would be charged. You can access the lounge and enjoy the benefits like comfortable seating, dining, beverages and other refreshments.

Best Zero Fee Credit Cards for Airport Lounge Access

The airport lounge is a luxurious space where travelers can relax, work, or have a meal before their flight. Access to airport lounges can significantly enhance the travel experience and make it more comfortable, especially for long layovers. In India, there are several free credit cards that offer complimentary airport lounge access to their customers. Although some of these cards are not exactly free but after a decent spending they tend to waive off your joining and renewal fee so these cards can be counted as free cards offering airport lounge access.

Credit Card NameAirport Lounge AccessOther Benefits
AU Small Finance Bank LIT CardComplimentary access to select airport lounges in India, subject to availabilityDiscounts on movie tickets, dining, and fuel
SBI SimplySAVE Credit CardFree airport lounge visit once per quarterFuel surcharge waiver, discounts on movie tickets and dining
HDFC Bank Moneyback Credit CardFree airport lounge visit once per quarterCashback on purchases, fuel surcharge waiver, discounts on movie tickets
Axis Bank My Zone Credit CardFree airport lounge visit once per quarterDiscounts on movie tickets, dining, and fuel

AU Small Finance Bank LIT Card

AU Bank LIT Credit Card

The AU Small Finance Bank LIT Card is a free credit card that offers airport lounge access to its customers. Cardholders can enjoy complimentary access to select airport lounges in India, subject to availability. The card also offers other benefits such as discounts on movie tickets, dining, and fuel.

Read Also: HSBC Credit Card Airport Lounge Access

SBI SimplySAVE Credit Card

Simply Save SBI Credit Card

The SBI SimplySAVE Credit Card is a free credit card that offers airport lounge access to its customers. Cardholders can enjoy a free airport lounge visit once per quarter. The card also offers other benefits such as fuel surcharge waiver, discounts on movie tickets, and dining.

Check Now, SBI Credit Card Airport Lounge Access List

HDFC Bank Moneyback Credit Card

hdfc moneyback credit card

The HDFC Bank Moneyback Credit Card is another free credit card that offers airport lounge access to its customers. Cardholders can enjoy a free airport lounge visit once per quarter. The card also offers other benefits such as cashback on purchases, fuel surcharge waiver, and discounts on movie tickets.

Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card

The Axis Bank My Zone Credit Card is a free credit card that offers airport lounge access to its customers. Cardholders can enjoy a free airport lounge visit once per quarter. The card also offers other benefits such as discounts on movie tickets, dining, and fuel.

In conclusion, these are some of the best free credit cards that offer airport lounge access in India. Each card has its unique features and benefits, and it's essential to choose a card that meets your specific needs and requirements. With one of these credit cards, you can enjoy a comfortable and stress-free travel experience, even during long layovers.

Different bank credit cards offering airport lounge access

There are several banks who are offering some good credit cards that are both charging an annual fee and some are free too. Here’s a quick look at some of the banks and the cards that they are offering.

SBI Card Lounge Access

SBI Elite Credit Card

The SBI ELITE Card gives you complimentary Priority Pass Program membership worth Rs.6000, under which you can avail 6 complimentary airport lounge visits each calendar year, outside India in over 1000 airport lounges worldwide. You also get 2 complimentary visits to domestic airport lounges every quarter in India. The card also offers complimentary membership to Club Vistara Silver, which gives you 1 complimentary lounge access voucher, 1 upgrade voucher and 9 Club Vistara Points for spending every Rs.100 on Vistara flights.

Yatra SBI Credit Card is another free lounge access credit card that gives you 2 free lounge access per quarter.

HDFC Credit Card Lounge Access

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With the HDFC Regalia Credit Card you get the following lounge access benefits:

  • 12 complimentary accesses each calendar year at domestic as well as international terminals in India.
  • You can apply for Priority Pass for yourself and add on members after completing minimum 4 retail transactions with your card.
  • Using Priority Pass, you and add on members can together get up to 6 complimentary lounge accesses each calendar year, outside India.
  • After exceeding the 6 complimentary visits, a fee of US $27 + GST per visit will be charged.

Axis Bank Lounge Access

Axis Bank Vistara Infinite Credit Card

Axis Bank lounge access comes with the following cards free airport lounge access credit card india:

  • Axis Bank Vistara Infinite Credit Card: Get complimentary Club Vistara Gold Membership that gives you complimentary lounge access for each flight, priority check-in, priority boarding, additional baggage allowance, and priority baggage handling.
  • Axis Bank Titanium Smart Traveller Credit Card: Get complimentary access to Airport Lounges in domestic as well as international terminals.
  • Axis Bank Miles & More World Credit Card: With Priority Pass Membership, get 2 complimentary lounge visits each year and under MasterCard lounge access programme, get 4 complimentary lounge visits per quarter.

FAQs

What are the Best Indian Credit Cards for Airport Lounge Access?

Some of the top credit cards in India that offer airport lounge access include the Citi Premiermiles credit card, SBI ELITE Credit Card, American Express Platinum Travel Credit Card, HDFC Regalia First Credit Card, HDFC Superia Credit Card, and Standard Chartered Ultimate Credit Card.

What is the Cost of Lounge Access in India?

The cost of lounge access in India varies between airlines, with prices typically starting from INR 1,000 per visit.

Is it Possible to Obtain Free Airport Lounge Access?

Yes, free airport lounge access is possible by using a credit card that provides complimentary lounge visits.

How to Acquire Airport Lounge Access in India?

There are two ways to acquire airport lounge access in India, either by using a credit card that offers complimentary lounge access or by paying for lounge access at Indian airports.

What is Complimentary Airport Lounge Access?

A complimentary airport lounge access is basically a feature or offer provided by many credit card providers on specific cards. With this feature, the card gives you. complimentary or free access to airport lounges in partner domestic and/or international airports

What is HDFC Priority Pass?

HDFC issues Priority Pass cards in India as a benefit on many of its credit cards which doesn’t even involve an annual fee. Priority Pass is an independent Airport Lounge access program. Priority Pass has over 1000 lounges to its network. It provides complimentary accesses to partner airport lounges.

What is the best card for lounge access in India in 2023?

Airport lounges are highly coveted by frequent travelers, providing a respite from the bustling airport atmosphere. These lounges boast a range of premium amenities, including plush seating, charging ports for your devices, and complimentary refreshments. Some of India's leading credit cards that grant lounge access include the HDFC Regalia First Credit Card, InterMiles ICICI Bank Sapphiro Credit Card, SBI ELITE Credit Card, American Express Platinum Travel Credit Card, and the Axis Bank Vistara Infinite Credit Card, among others.

Which credit cards give you access to airport lounges?

HDFC Regalia First Credit Card, InterMiles ICICI Bank Sapphiro Credit Card, SBI ELITE Credit Card, American Express Platinum Travel Credit Card, Axis Bank Vistara Infinite Credit Card, Jet Privilege HDFC Bank Platinum Credit Card, HDFC Superia Credit Card, Axis Bank Titanium Smart Traveller Credit Card, Yatra SBI Credit Card, AXIS Bank Miles & More World Credit Card are the best credit cards that offer you access to airport lounges.

What is an FD backed credit card?

An FD-backed credit card, also known as a secured credit card, is a type of credit card that requires the cardholder to make a security deposit in the form of a fixed deposit (FD) with the issuing bank. The credit limit on the card is usually set to a percentage of the FD amount. This deposit acts as collateral, reducing the risk for the bank, making it easier for individuals with limited credit history or poor credit scores to obtain a credit card. If the cardholder defaults on payments, the bank can use the FD to cover outstanding balances. It helps build or rebuild creditworthiness with responsible card usage.

How long can you stay in the airport lounge?

You can stay for a maximum of 3 hours in the airport lounge. Some of the extended lounges do have 4 to 5 hours of access. You can check the access time for the lounge that appears at the time of your booking.

Does Visa Platinum have lounge access?

Yes, Visa Platinum have lounge access where you can enjoy a couple of attractive lifestyle privileges and experiences that range from golf to shopping to dining and much more. Moreover, you can access 25 lounges globally through Visa Platinum.

Is food free at airport lounges?

Free food is available at most of the domestic airport lounges in India. You can avail this facility through the prescribed credit/debit cards.

Which Indian cards allow access to international airports lounge access?

HDFC Regalia First Credit Card, InterMiles ICICI Bank Sapphiro Credit Card, HDFC Superia Credit Card, SBI ELITE Credit Card, American Express Platinum Travel Credit Card, Jet Privilege HDFC Bank Platinum Credit Card, Axis Bank Vistara Infinite Credit Card, and Axis Bank Titanium Smart Traveller Credit Card are the best Indian cards that permit access to international airports lounge.

How do I get free airport lounge access?

You cannot access the airport lounge for free. You need to avail the best credit card which offers you lounge access to both domestic and international airports.