HSBC Lifetime Free Credit Cards 2026

Below is the HSBC lifetime free credit card list and also the best HSBC credit card lifetime free, whose annual fees can be waived on reaching a set spending milestone.

You can easily apply for an HSBC lifetime free credit card online through MyMoneyMantra, a trusted credit card partner of HSBC. The process is quick, secure, and completely digital.

1. Visit the MyMoneyMantra Credit Cards page and select the HSBC lifetime free credit card.
2. Click on the “Apply Now” button to proceed.
3. You will be redirected to the official HSBC application page.
4. Fill Your Basic Information – Enter your full name as per AADHAAR, mobile number, and email ID.
5. Personal Details – Provide your PAN, address, and other required details.
6. Employment & Additional Details – Add income, job type, and financial information.
7. Consent and Submit – Review your details, give consent, and submit the application.
8. Complete VKYC – Finish the Video KYC process for instant verification.

Once submitted, you will receive real-time updates on your registered mobile number.

Some of the key HSBC lifetime free credit card benefits are as follows:

• Offers an Amazon eGift Voucher worth Rs. 100 when applying for the card online. 
• Offers Rs. 500 cashback on downloading and logging in to the HSBC India mobile app and spending a minimum of Rs. 5,000 in the first 30 days of receiving the card. 
• HSBC lifetime free credit card charges zero joining or annual fees. 
• You can convert accumulated points into air miles with Air India, British Airways, Etihad Airways and Singapore Airlines. 
• The card offers 2 reward points for every Rs. 150 spent.
• On any purchase made after spending Rs. 4 Lakhs, the card offers 5X reward points (maximum 15,000 accelerated reward points) in an anniversary year. 
• The HSBC free credit card offers a fuel surcharge waiver with an annual saving of up to Rs. 3,000. 
• The card offers an insurance cover of Rs. 3 Lakhs for any misuse of your card within 24 hours of reporting the loss. 
• The card offers other facilities, including balance transfer, cash advances, emergency card replacement, Google Pay facility and many more. 

• The applicant must be a resident of India.
• The applicant must be aged between 18 to 65 years.
• The applicant must be earning an income of at least Rs. 6 Lakhs per annum (if a salaried individual).
• The applicant must reside in Delhi, National Capital Region (NCR), Bengaluru, Noida, Chennai, Gurgaon, Hyderabad, Mumbai, Pune, Ahmedabad, Coimbatore, Kochi, Jaipur, Chandigarh, Kolkata, Amritsar, Baroda, Indore or Lucknow.

To apply for an HSBC Lifetime Credit Card, you will need to submit the following documents:

• Identity and address proof
• PAN card
• Recent monthly payslip (if salaried)
• Last 2 years' Income Tax Return and 1 year's income proof (if self-employed)
• The bank may offer a life time free credit card without income proof also.

*The above-mentioned list of documents is for reference only. The bank may ask for additional documents during the application process.