10 Posts
Abhijeet Singh has comprehensive experience in business writing, content management, SEO, social media and user analytics. Key areas of expertise include stock markets and personal finance.
It is always advised to pay your EMIs on or before the bill payment due date to maintain a healthy credit score and avoid a situation that can drastically diminish your chances of getting a new loan or credit card.
Know about the pros and cons of Loan and Credit Card before making a decision.
Credit cards are touted as the best, as well as the worst financial product as careful usage helps you improve the credit score, effectively attaining the optimum creditworthiness among the top-most percentile of the population.
There are multiple options for repaying the credit card bill from your bank account. You can use net banking services of your bank, IMPS/NEFT transactions, UPI through BHIM & other third-party UPI applications such as Cred, Paytm, PhonePe, Google Pay, and through auto-debit standing instructions.
Unified Payments Interface (UPI) has revolutionised digital payments in India with the transactional volume increasing month after month.
With the help of EMIs, most of the big-ticket transactions are converted into affordable instalments for the ease of customers as a person is not in a position to purchase a product if the cost price is more than the monthly income.
If you are on vacations and running short of money then using credit card is a good option or not? Read on to know the benefits.
Investments are highly dependent on the earnings potential, the risk-taking capacities, the primary objective behind wealth creation, the expected rate of return, familiarity with the type of investment instrument, stability of income and upcoming expenses that are required to should be dealt with immediate urgency.
Therefore, a bank will have different personal loan interest rates for different customers. Let's dive deep into understanding how these factors affect personal loan interest rates.
Credit cards are one of the best credit products to have ever introduced as with the help of one, you are rightfully entitled to enjoy an interest-free period of 45-50 days.
