BOBCARD TIARA Credit Card

The key highlights of the BOB Tiara credit card are as follows:

The following are the attractive features of the BOBCARD Tiara women's credit card:

• Reward Points:
  • 15 reward points on spending every ₹100 dining, travel, & international spends.
  • 3 reward points on spending every ₹100 on other purchases.
  • Reward points can be redeemed for cashback, valued at 1 point = ₹0.25. 
  • UPI credit card reward points are capped at ₹500 per statement cycle.
• Unlimited Domestic Airport Lounge Access: 
  • Enjoy unlimited complimentary visits to partner domestic airport lounges on spending ₹40,000 in the previous quarter. 
  • Quarterly spending requirement is waived in the first quarter for newly issued cards.
• Lifestyle & Entertainment Perks:
  • Quarterly discount vouchers of top e-commerce brands: ₹500 each for Myntra, Nykaa, and Flipkart.
  • Quarterly vouchers of Lakme Salon worth ₹1,500.
  • Annual memberships for Amazon Prime/ Jio Hotstar, Gaana Plus, etc.
  • Free 3-month membership (once per annum) of Swiggy offering unlimited free food deliveries and Instamart orders.
  • Quarterly discount of ₹250 on Big Basket.
  • Quarterly discount of ₹250 on movie tickets (minimum 2 movie/non-movie tickets purchase) via BookMyShow.
• Health & Safety Benefits:
  • Free women’s health package: Pap Smear & Blood Tests and Mammography.
  • Free FitPass Pro membership of 6 months, worth ₹15,000..
• Fuel Surcharge Waiver:
  • 1% fuel surcharge waiver (up to ₹250 per statement cycle) on all fuel stations across India.
  • This benefit is available on transactions between ₹400 and ₹5,000.
• Other Features:
  • Low forex markup fee of just 2% for international spends.
  • UPI-enabled payments (RuPay variant).
  • Purchases above ₹2,500 can be converted into easy EMIs of 6 to 48 months.
  • Up to 3 lifetime free add-on cards.
  • Zero liability on lost cards.

The following are the fees and charges associated with the BOBCARD Tiara:

Applicants have to meet the following criteria to be eligible for a BOBCARD Tiara Credit Card:

• The applicant must be an Indian resident, a salaried or self-employed individual.
• Primary salaried applicants must be 21 to 60 years old. 
• Primary self-employed applicants must be 21 to 65 years old.
• The add-on applicant must be aged 18 years.
• The minimum net annual income of the applicant should be ₹7.2 Lakhs.

The following documents are required to apply for the BOBCARD Tiara:

• PAN Card (mandatory)along with a recent passport-size photograph with a clear/ white background and without dark/ tinted glass.
• Proof of identity: PAN Card/ Passport/ Aadhar Card/ Voter's ID Card/ Driving Licence.
• Address proof if present & permanent addresses are same: Aadhar Card issued by UIDAI/ Passport/ Driving Licence/ NREGA-issued Job Card/ Letter issued by the National Population Register. 
• Address proof if the present address is different from permanent address: Recent Property Tax Receipt/ Municipal Tax Receipt/ Utility Bill (not more than 2 months old)/ Pension or Family Pension payment orders/ Leave & Licence Agreement/ Letter of Allotment of accommodation from Employer issued by Public Sector Undertakings, Central or State Government Departments, statutory or regulatory bodies, Scheduled Commercial Banks, Financial Institutions & listed Companies.
• Income proof for salaried: Bank Statement displaying salary credit for the last 2 months, Salary Slips (with specified bank statement).
• Income proof for self-employed: Bank Statement (PDF format) showing last 3 months’ business transactions and other financial documents (as required).

Steps to Apply on the Bank's Website

• Log in to the BOBCARD’s official website and select your preferred BOBCARD under the ‘View Cards’ section.
• Fill in the online application form by mentioning all the required details.
• e-Sign using your Aadhaar.
• Verify your identity via video-KYC.

Steps to Apply via MyMoneyMantra

• Visit our website, click the ‘Credit Cards’ tab, and choose the preferred credit card under the ‘BOBCARD’ option. 
• Enter all the required details.
• You will be guided by our card experts through the entire application process.
• On approval, your card will be dispatched to your address. 
• The card and the PIN will be dispatched separately.

You can also choose to apply for the card offline by contacting the BOBCARD customer support or visiting the nearest Bank of Baroda branch along with the relevant documents.