Ram Fincorp Personal Loan
Ram Fincorp offers an instant personal loan to suit your last-minute needs. The amount of up to Rs. 2 Lakhs is extended to salaried employees to help them meet their every need, including marriage, vacation, education, medical emergency, etc. The interest rate for Ram Fincorp starts from as low as 0.2% per day, and the processing fee is up to 5% of the loan amount. You can get instant online approval in under 30 minutes for an instant personal loan up to Rs. 2 Lakhs. The loan can be prepaid or foreclosed with any additional charges.
Apply for Ram Fincorp Personal Loan @ 0.2% Interest Rates

Ram Fincorp Personal Loan Details
Below are the key details of Ram Fincorp personal loan:
Loan amount | Rs. 4,000 to Rs. 2 Lakhs |
Interest rate | 0.2% to 1% per day (up to 35% per annum) |
Processing fee | Up to 5% of the loan amount |
Tenure | 90 days to 365 days |
Prepayment charges | Nil |
Loan approval TAT | Within 60 minutes (30 minutes for an instant personal loan up to Rs. 2 Lakhs) |
EMI bouncing charges of | Rs. 500 + GST |
Penal charges | 0.1% per day of outstanding principal loan amount |
Age | 21 to 55 years |
Ram Fincorp Personal Loan Features
The following are some important Ram Fincorp Personal Loan details:
- Ram Fincorp loan can be used for multiple purposes including marriage, travel, education, home renovation, debt consolidation, and medical emergencies.
- Avail funds whenever you need with digital and easy loan application process.
- If you are unable to make full payment, you can opt to make partial payments. The amount paid will go towards clearing any outstanding interest, the loan principal, and then any applicable charges.
- Reasonable interest rates ranging from 0.2% to 1% per day (up to 35% per annum).
- A processing fee of up to 5% of the loan amount is levied.
- The tenure of repayment ranges from 90 days to 365 days.
- Get real-time borrowing status updates and valuable 24/7 customer support.
- Zero prepayment or foreclosure fees.
- Hassle-free personal loans all across India with minimal documentation.
- Paperless digital KYC process.
- Repay the loan on your salary date or in easy installments.
- Loan approval within 60 minutes. Online approval in under 30 minutes for an instant personal loan up to Rs. 2 Lakhs.
Ram Fincorp Personal Loan Eligibility
You will be required to meet the following simple criteria to be eligible for Ram Fincorp personal loan:
- The applicant must be a salaried employee.
- The age of the applicant should be between 21 to 55 years.
- A minimum monthly income of Rs. 28,000 is required.
Documents Required for Ram Fincorp Personal Loan
Keep the following documents handy for a swift process:
- KYC documents, including Aadhaar card and PAN card, for your loan application
- PAN
- Aadhar
- Salary Slips and bank statements for the last 3 months.
Ram Fincorp Personal Loan Customer Care Details
You can call +91 95992-38889 anytime for all your Ram Fincorp personal loan queries or send an email to info@ramfincorp.com from Monday to Saturday, 9:30 AM to 6:30 PM.
You can also write to:
8/9, Pusa Rd, Block 8, WEA,
Karol Bagh, Delhi - 110005
FAQs
The interest rate of Ram Fincorp personal lan ranges from 0.2% to 1% per day (maximum up to 35% per annum).
Yes, Ram Fincorp is approved and registered by RBI as a non-deposit accepting Non-Banking Financial Company (NBFC).
Any salaried employee age between 21 to 55 years and earning a minimum monthly income of Rs. 28,000 is eligible for Ram Fincorp personal loan.