Joining Fee | Nil |
Annual Fee | Nil |
Mainly Suitable for | Travel and Shopping |
Reward | 20% Scapia Coins on Travel Bookings & 10% Scapia Coins on All Other Transactions |
Forex Fee | Nil |
Scapia Credit Card is a co-branded credit card launched by Federal Bank in partnership with Scapia Technology Pvt. Ltd. It is specifically designed for frequent travelers, offering a host of benefits and rewards to make your travel experiences more enjoyable and rewarding.
If you are a frequent traveler, the Scapia Credit Card is a great option to consider. It offers a comprehensive range of benefits and rewards that can make your travel experiences more enjoyable and rewarding. With its lifetime free fee, lucrative cashback and coin earning opportunities, and comprehensive travel insurance coverage, the Scapia Credit Card is a smart choice for any traveler who wants to make the most of their travel experiences.
Interest Rate | 3.49% per month |
Interest Rate on Cash Withdrawals | 3.49% per month from date of withdrawal (No Interest Free period for Cash) |
Interest Rate for EMI Transactions | 16% (applicable for 3, 6, 9 and 12 months tenure) |
Card Replacement Fees | Rs 200 |
Cash Advance Fees | 2.5% of amount withdrawn or Rs. 500 whichever is higher |
Late Payment Charges | Outstanding Balance Upto Rs.100 - Nil Between Rs.101‑ Rs. 500 – Rs.100 Between Rs. 501-Rs.1,000 – Rs.500 BetweenRs.1001-Rs.10,000– Rs.600 Between Rs.10,001-Rs.25,000 - Rs.750 Between Rs.25,001-Rs.50,000 - Rs.950 Above Rs.50,000 - Rs.1000 |
The Scapia card eligibility criteria is pretty much standard as any other card apart from one particular thing. If you are already using any of Federal Bank’s co-branded cards then you will not be eligible for this card.
To get this Federal bank credit card, an applicant must be:
The Scapia Federal Bank Credit Card offers a diverse rewards structure to suit various spending habits. Whether you're traveling, shopping, or managing routine expenses, this card turns every transaction into an opportunity to earn rewards. Here's an overview of the rewards you can accumulate:
Type of Spend | Scapia Coins | Reward Rate |
---|---|---|
All Spends | 10% | 2% |
Travel Spends on Scapia App | 20% | 4% |
Forex Spends | Zero | 0% |
Fuel Surcharge Waiver Transactions | Zero | 0% |
Wallets, EMIs, Rent, Education, and Gift Cards | Zero | 0% |
With the Scapia Federal Bank Credit Card, enhance your spending experience by earning rewards that cater to your lifestyle. Make every transaction count and enjoy the benefits of being a Scapia cardholder.
Think of Scapia Coins as your travel currency that you earn every time you swipe your Scapia credit card. It's like getting a little bonus for every purchase you make. When you're ready to explore new places, these coins become super handy.
Here's how it works:
In the Scapia app, you can use these coins to book your travel adventures. The conversion is pretty simple - 5 Scapia Coins equal 1 rupee. So, the more you shop with your card, the more coins you accumulate for your travels.
The best part? There's no limit on how many coins you can use for a booking. If you've saved enough, you can even pay for your entire trip with Scapia Coins!
Just a heads-up, these coins are exclusively for travel bookings on the Scapia app. They aren't for other types of spending.
And one more thing to remember - to keep your Scapia Coins from expiring, just make sure to use your credit card at least once a year. This way, you won't lose any coins and can keep saving for those dream trips.
You can contact customer service executives on 8048675100 alternatively you can also chat with them on the Scapia App.
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
Yes, the Scapia Credit Card is a lifetime free card.
You can earn Scapia coins on all your online and offline spends and travel bookings made through the Scapia app.
You can redeem Scapia coins for a variety of travel and lifestyle rewards on the Scapia app.
You need to have a minimum spend of Rs. 5,000 per month to enjoy unlimited domestic lounge access.
No, the Scapia Credit Card does not have a foreign exchange markup fee.
The Scapia Federal Bank Credit Card is a co-branded travel card launched by Federal Bank and Scapia Technology Pvt. Ltd., ideal for frequent travelers. It offers lucrative rewards on travel bookings and general spends.
Users earn 20% Scapia Coins on travel bookings made through the Scapia app and 4% cashback.
Cardholders receive 10% Scapia Coins and 2% cashback on all general purchases.