Hello,
Guest!
Lowest Personal Loan Interest Rates
Personal Loan Eligibility
1 Lakh Loan
2 Lakh Loan
3 Lakh Loan
5 Lakh Loan
10 Lakh Loan
Best Banks for Personal Loan
Navi Personal Loan
SBI Personal Loan
HDFC Personal Loan
Bajaj Finserv Personal Loan
Kotak Personal Loan
IDFC First Bank Personal Loan
Instant Loan Without Cibil
Personal Loan Processing Fee
Personal Loan Without Salary Slip
Aditya Birla Personal Loan
Pan Card Loan
Cashbean
SBI Pension Loan
Personal Loan Application Status
Karnataka Bank Personal Loan
Bank Of Maharashtra Personal Loan
IIFL Personal Loan
L&T Finance Personal Loan
SBI Personal Loan Statement
Fullerton India Loan Status
IDFC First Bank Loan Status
SBI Overdraft Facility
Home Loan Interest Rates
Best Home Loan Interest Rates
Home Construction Loan
Pradhan Mantri Awas Yojana
DDA Housing Scheme 2022
How to Apply for PMAY
Banglarbhumi West Bengal Land Record
AnyRoR Gujarat Land Record
5 Crore Home Loan EMI
2 Crore Home Loan EMI
1 Crore Home Loan EMI
60 Lakh Home Loan EMI
45 Lakh Home Loan EMI
35 Lakh Home Loan EMI
80 Lakh Home Loan EMI
75 Lakh Home Loan EMI
70 Lakh Home Loan EMI
40 Lakh Home Loan
50 Lakh Home Loan
30 Lakh Home Loan EMI
SBI Home Loan
HDFC Home Loan
LIC Home Loan
Kotak Mahindra Bank Home Loan
Bajaj Finserv Home Loan
Bandhan Bank Home Loan
Tata Capital Home Loan
Bank of Baroda Home Loan
DHFL Home Loan
PNB Home Loan
Loan Against Property Interest Rate
Loan Against Property without Income Proof
Loan Against Property Eligibility
SBI Loan Against Property
HDFC Loan Against Property
ICICI Loan Against Property
Yes Bank Loan Against Property
IDFC First Loan Against Property
RBL Bank Loan Against Property
Bank of Baroda Loan Against Property
Bajaj Finserv Loan Against Property
Indiabulls Loan Against Property
Federal Bank Loan Against Property
Allahabad Bank Loan Against Property
Home First Loan Against Property
Blog
Let’s find the best home loan for you.
You are just a few clicks away from the best Home Loan offer in your city. Currently home loan interest rate starts at 7.90% p.a for all loan amounts. Share your name, mobile number & email to check your eligibility and get a list of most affordable home loan schemes.
Let’s find the best home loan for you.
Rs. 1 Crore Home Loan EMI Details
Following are the details of EMI for 1 Crore home loan for 30 years, 20 years and 10 years tenure at an interest rate of 7.90% p.a.
| Loan amount | Rs. 1 Crore |
|---|---|
| EMI for a tenure of 30 years | Rs. 72,681 |
| EMI for a tenure of 20 years | Rs. 83,023 |
| EMI for a tenure of 10 years | Rs. 1,20,800 |
Additional Info: Looking for 75 Lakh Home Loan? Check EMI & Apply
Table of Contents: Rs. 1 Crore Home Loan EMI [Hide]
- Rs. 1 Crore Home Loan Interest Rates - 2022
- Popular Banks Providing Rs. 1 Crore Home Loan
- Rs. 1 Crore Home Loan EMI with Different Bank
- Rs. 1 Crore Home Loan EMI for 10 Years
- EMI for Rs. 1 Crore Home Loan for 20 years
- EMI for Rs. 1 Crore Home Loan for 30 Years
- Eligibility for Rs. 1 Crore Home Loan
- Documents Required for Rs. 1 Crore Home Loan
- How to Apply Up to Rs. 1 Crore Home Loan Loan
Rs. 1 Crore Home Loan Interest Rates - 2022
There are many banks, non-banking financial companies (NBFCs) and other financial institutions that offer Rs. 1 Crore Home Loan at different interest rates. Following are the interest rates of top ten banks and NBFCs for a Home Loan of Rs. 1 Crore:
| HDFC Bank | 8.10% to 9.00% p.a. |
| ICICI Bank | 8.10% to 8.95% p.a. |
| Kotak Mahindra Bank | 7.99% to 8.50% p.a. |
| Bajaj Finserv | 7.70% to 14% p.a. |
| Axis Bank | 8.10% to 8.45% p.a. |
| Tata Capital | 8.10% to 12% p.a. |
| PNB Housing Finance | 7.99% to 10.95% p.a. |
| Federal Bank | 9.05% to 9.20% p.a. |
| State Bank of India | 8.05% to 9.05% p.a. |
| Bank of Maharashtra | 7.80% to 9.20% p.a. |
Additional Info: Looking for 30 Lakh Home Loan? Check EMI & Apply
Popular Banks Providing Rs. 1 Crore Home Loan
Various banks and NBFCs provide Rs. 1 Crore home loan in India. Some popular banks that provide Rs. 1 Crore home loan are HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Bank of Maharashtra, State Bank of India, Federal Bank, Punjab National Bank, Axis Bank, Bank of Baroda, and so on. The housing loan amount can be used for multiple housing-related purposes like purchasing a flat, plot, or under-construction property. The Interest Rate for a Home Loan of Rs. 1 Crore starts from as low as 7.90% p.a. The rate of interest varies from lender to lender based on the borrower’s eligibility and requirement.
Additional Info: Looking for Best Banks For Personal Loan?
Rs. 1 Crore Home Loan EMI with Different Bank
Following is the EMI for 1 Crore home loan for 20 years at with different banks:
| Bank Name | Rate of Interest | Rs. 1 Crore Home Loan EMI for 20 years tenure |
|---|---|---|
| HDFC Ltd | 8.10% p.a. | Rs. 84,267 |
| ICICI Bank | 8.10% p.a. | Rs. 84,267 |
| Kotak Mahindra Bank | 7.99% p.a. | Rs. 83,582 |
| Bajaj Finserv | 7.70% p.a. | Rs. 81,787 |
| Axis Bank | 8.10% p.a. | Rs. 84,267 |
| Tata Capital | 8.10% p.a. | Rs. 84,267 |
| PNB Housing Finance Ltd. | 7.99% p.a. | Rs. 83,582 |
| Federal Bank | 9.05% p.a. | Rs. 90,294 |
| State Bank of India | 8.05% p.a. | Rs. 83,955 |
| Bank of Maharashtra | 7.80% p.a. | Rs. 82,404 |
Additional Info: Also check Pan Number for Banks
Rs. 1 Crore Home Loan EMI for 10 Years
The Rs. 1 Crore home loan EMI for 10 years tenure at an interest rate of 7.90% p.a. would come to Rs. 1,20,800. The EMI on a loan of Rs. 1 Crore for a tenure of 10 years varies from lender to lender depending on their rate of interest and borrower’s eligibility.
Additional Info: Looking for 50 Lakh Home Loan? Check EMI & Apply
| Rate of interest p.a. | EMI in Rs |
|---|---|
| 7.70% | Rs. 1,19,748 |
| 7.90% | Rs. 1,20,800 |
| 7.99% | Rs. 1,21,275 |
| 8.05% | Rs. 1,21,592 |
| 8.10% | Rs. 1,21,857 |
| 8.35% | Rs. 1,23,185 |
| 8.45% | Rs. 1,23,718 |
| 9.05% | Rs. 1,26,947 |
Rs.1 Crore home loan EMI for 15 years @ rate of interest 7.90% p.a.
| Year | Interest (p.a) | Principal (p.a) | Closing Balance (p.a) |
|---|---|---|---|
| 1 | Rs. 7,77,050.00 | Rs. 3,62,816.00 | Rs. 96,37,184.00 |
| 2 | Rs. 7,47,326.00 | Rs. 3,92,540.00 | Rs. 92,44,644.00 |
| 3 | Rs. 7,15,168.00 | Rs. 4,24,698.00 | Rs. 88,19,947.00 |
| 4 | Rs. 6,80,375.00 | Rs. 4,59,491.00 | Rs. 83,60,456.00 |
| 5 | Rs. 6,42,732.00 | Rs. 4,97,134.00 | Rs. 78,63,322.00 |
| 6 | Rs. 6,02,004.00 | Rs. 5,37,862.00 | Rs. 73,25,461.00 |
| 7 | Rs. 5,57,940.00 | Rs. 5,81,926.00 | Rs. 67,43,535.00 |
| 8 | Rs. 5,10,267.00 | Rs. 6,29,599.00 | Rs. 61,13,936.00 |
| 9 | Rs. 4,58,687.00 | Rs. 6,81,179.00 | Rs. 54,32,758.00 |
| 10 | Rs. 4,02,882.00 | Rs. 7,36,984.00 | Rs. 46,95,774.00 |
| 11 | Rs. 3,42,505.00 | Rs. 7,97,361.00 | Rs. 38,98,413.00 |
| 12 | Rs. 2,77,182.00 | Rs. 8,62,684.00 | Rs. 30,35,730.00 |
| 13 | Rs. 2,06,508.00 | Rs. 9,33,358.00 | Rs. 21,02,372.00 |
| 14 | Rs. 1,30,043.00 | Rs. 10,09,823.00 | Rs. 10,92,549.00 |
| 15 | Rs. 47,314.00 | Rs. 1,00,00,000.00 | Rs. 0.00 |
EMI for Rs. 1 Crore Home Loan for 20 years
The EMI for 1 Crore home loan for 20 years tenure at an interest rate of 7.90% p.a. would come to Rs. 83,023. The EMI on a loan of Rs. 1 Crore for a tenure of 20 years varies from lender to lender depending on the interest rate offered by the lender and the borrower’s eligibility.
Additional Info: Looking for 25 Lakh Home Loan? Check EMI & Apply.
| Rate of interest p.a. | EMI in Rs |
|---|---|
| 7.70% | Rs. 81,787 |
| 7.90% | Rs. 83,023 |
| 7.99% | Rs. 83,582 |
| 8.05% | Rs. 83,955 |
| 8.10% | Rs. 84,267 |
| 8.35% | Rs. 85,835 |
| 8.45% | Rs. 86,466 |
| 9.05% | Rs. 90,294 |
Rs.1 Crore home loan EMI for 25 years @ rate of interest 7.90% p.a.
| Year | EMI (p.a) | Interest(p.a) | Principal(pa) | Closing Balance (p.a) |
|---|---|---|---|---|
| 1 | Rs. 9,18,244.00 | Rs. 7,85,253.00 | Rs. 1,32,991.00 | Rs. 98,67,009.00 |
| 2 | Rs. 9,18,244.00 | Rs. 7,74,358.00 | Rs. 1,43,886.00 | Rs. 97,23,123.00 |
| 3 | Rs. 9,18,244.00 | Rs. 7,62,570.00 | Rs. 1,55,674.00 | Rs. 95,67,449.00 |
| 4 | Rs. 9,18,244.00 | Rs. 7,49,817.00 | Rs. 1,68,427.00 | Rs. 93,99,022.00 |
| 5 | Rs. 9,18,244.00 | Rs. 7,36,018.00 | Rs. 1,82,226.00 | Rs. 92,16,795.00 |
| 6 | Rs. 9,18,244.00 | Rs. 7,21,090.00 | Rs. 1,97,154.00 | Rs. 90,19,641.00 |
| 7 | Rs. 9,18,244.00 | Rs. 7,04,938.00 | Rs. 2,13,306.00 | Rs. 88,06,335.00 |
| 8 | Rs. 9,18,244.00 | Rs. 6,87,463.00 | Rs. 2,30,781.00 | Rs. 85,75,554.00 |
| 9 | Rs. 9,18,244.00 | Rs. 6,68,556.00 | Rs. 2,49,688.00 | Rs. 83,25,866.00 |
| 10 | Rs. 9,18,244.00 | Rs. 6,48,101.00 | Rs. 2,70,143.00 | Rs. 80,55,723.00 |
| 11 | Rs. 9,18,244.00 | Rs. 6,25,970.00 | Rs. 2,92,274.00 | Rs. 77,63,448.00 |
| 12 | Rs. 9,18,244.00 | Rs. 6,02,025.00 | Rs. 3,16,219.00 | Rs. 74,47,229.00 |
| 13 | Rs. 9,18,244.00 | Rs. 5,76,119.00 | Rs. 3,42,125.00 | Rs. 71,05,104.00 |
| 14 | Rs. 9,18,244.00 | Rs. 5,48,091.00 | Rs. 3,70,153.00 | Rs. 67,34,951.00 |
| 15 | Rs. 9,18,244.00 | Rs. 5,17,767.00 | Rs. 4,00,477.00 | Rs. 63,34,474.00 |
| 16 | Rs. 9,18,244.00 | Rs. 4,84,958.00 | Rs. 4,33,286.00 | Rs. 59,01,188.00 |
| 17 | Rs. 9,18,244.00 | Rs. 4,49,461.00 | Rs. 4,68,783.00 | Rs. 54,32,404.00 |
| 18 | Rs. 9,18,244.00 | Rs. 4,11,057.00 | Rs. 5,07,187.00 | Rs. 49,25,217.00 |
| 19 | Rs. 9,18,244.00 | Rs. 3,69,506.00 | Rs. 5,48,738.00 | Rs. 43,76,479.00 |
| 20 | Rs. 9,18,244.00 | Rs. 3,24,551.00 | Rs. 5,93,693.00 | Rs. 37,82,786.00 |
| 21 | Rs. 9,18,244.00 | Rs. 2,75,913.00 | Rs. 6,42,331.00 | Rs. 31,40,455.00 |
| 22 | Rs. 9,18,244.00 | Rs. 2,23,290.00 | Rs. 6,94,954.00 | Rs. 24,45,501.00 |
| 23 | Rs. 9,18,244.00 | Rs. 1,66,357.00 | Rs. 7,51,887.00 | Rs. 16,93,613.00 |
| 24 | Rs. 9,18,244.00 | Rs. 1,04,759.00 | Rs. 8,13,485.00 | Rs. 8,80,128.00 |
| 25 | Rs. 9,18,244.00 | Rs. 38,115.00 | Rs. 1,00,00,000.00 | Rs. 0.00 |
EMI for Rs. 1 Crore Home Loan for 30 Years
EMI for Rs. 1 Crore home loan for 30 years of tenure will be Rs. 72,681 at an interest rate of 7.90% p.a. There can be a change in the EMI on an Rs. 1 Crore loan amount for a tenure of 20 depending on the lender, interest rate offered by the lender and the eligibility of the borrower. You can use Rs. 1 Crore home loan EMI calculator available on our website to calculate the EMI for Rs. 1 Crore home loan for various tenures and interest rates.
Additional Info: Also check SBI Home Loan EMI Calculator
| Rate of interest p.a. | EMI in Rs |
|---|---|
| 7.70% | Rs. 71,296 |
| 7.90% | Rs. 72,681 |
| 7.99% | Rs. 73,307 |
| 8.05% | Rs. 73,725 |
| 8.10% | Rs. 74,075 |
| 8.35% | Rs. 75,831 |
| 8.45% | Rs. 76,537 |
| 9.05% | Rs. 80,822 |
Rs.1 Crore home loan EMI for 30 years @ rate of interest 7.90% p.a.
| Year | EMI (p.a) | Interest (p.a) | Principal (p.a) | Closing Balance (p.a) |
|---|---|---|---|---|
| 1 | Rs. 8,72,166.00 | Rs. 7,86,959.00 | Rs. 85,207.00 | Rs. 99,14,793.00 |
| 2 | Rs. 8,72,166.00 | Rs. 7,79,978.00 | Rs. 92,188.00 | Rs. 98,22,605.00 |
| 3 | Rs. 8,72,166.00 | Rs. 7,72,426.00 | Rs. 99,740.00 | Rs. 97,22,864.00 |
| 4 | Rs. 8,72,166.00 | Rs. 7,64,254.00 | Rs. 1,07,912.00 | Rs. 96,14,952.00 |
| 5 | Rs. 8,72,166.00 | Rs. 7,55,414.00 | Rs. 1,16,752.00 | Rs. 94,98,199.00 |
| 6 | Rs. 8,72,166.00 | Rs. 7,45,849.00 | Rs. 1,26,317.00 | Rs. 93,71,882.00 |
| 7 | Rs. 8,72,166.00 | Rs. 7,35,500.00 | Rs. 1,36,666.00 | Rs. 92,35,215.00 |
| 8 | Rs. 8,72,166.00 | Rs. 7,24,304.00 | Rs. 1,47,862.00 | Rs. 90,87,353.00 |
| 9 | Rs. 8,72,166.00 | Rs. 7,12,191.00 | Rs. 1,59,975.00 | Rs. 89,27,377.00 |
| 10 | Rs. 8,72,166.00 | Rs. 6,99,085.00 | Rs. 1,73,081.00 | Rs. 87,54,296.00 |
| 11 | Rs. 8,72,166.00 | Rs. 6,84,905.00 | Rs. 1,87,261.00 | Rs. 85,67,034.00 |
| 12 | Rs. 8,72,166.00 | Rs. 6,69,564.00 | Rs. 2,02,602.00 | Rs. 83,64,432.00 |
| 13 | Rs. 8,72,166.00 | Rs. 6,52,966.00 | Rs. 2,19,200.00 | Rs. 81,45,231.00 |
| 14 | Rs. 8,72,166.00 | Rs. 6,35,008.00 | Rs. 2,37,158.00 | Rs. 79,08,073.00 |
| 15 | Rs. 8,72,166.00 | Rs. 6,15,579.00 | Rs. 2,56,587.00 | Rs. 76,51,485.00 |
| 16 | Rs. 8,72,166.00 | Rs. 5,94,558.00 | Rs. 2,77,608.00 | Rs. 73,73,877.00 |
| 17 | Rs. 8,72,166.00 | Rs. 5,71,816.00 | Rs. 3,00,350.00 | Rs. 70,73,526.00 |
| 18 | Rs. 8,72,166.00 | Rs. 5,47,210.00 | Rs. 3,24,956.00 | Rs. 67,48,570.00 |
| 19 | Rs. 8,72,166.00 | Rs. 5,20,588.00 | Rs. 3,51,578.00 | Rs. 63,96,991.00 |
| 20 | Rs. 8,72,166.00 | Rs. 4,91,785.00 | Rs. 3,80,381.00 | Rs. 60,16,610.00 |
| 21 | Rs. 8,72,166.00 | Rs. 4,60,623.00 | Rs. 4,11,543.00 | Rs. 56,05,066.00 |
| 22 | Rs. 8,72,166.00 | Rs. 4,26,907.00 | Rs. 4,45,259.00 | Rs. 51,59,807.00 |
| 23 | Rs. 8,72,166.00 | Rs. 3,90,430.00 | Rs. 4,81,736.00 | Rs. 46,78,070.00 |
| 24 | Rs. 8,72,166.00 | Rs. 3,50,964.00 | Rs. 5,21,202.00 | Rs. 41,56,868.00 |
| 25 | Rs. 8,72,166.00 | Rs. 3,08,265.00 | Rs. 5,63,901.00 | Rs. 35,92,966.00 |
| 26 | Rs. 8,72,166.00 | Rs. 2,62,068.00 | Rs. 6,10,098.00 | Rs. 29,82,868.00 |
| 27 | Rs. 8,72,166.00 | Rs. 2,12,086.00 | Rs. 6,60,080.00 | Rs. 23,22,787.00 |
| 28 | Rs. 8,72,166.00 | Rs. 1,58,009.00 | Rs. 7,14,157.00 | Rs. 16,08,630.00 |
| 29 | Rs. 8,72,166.00 | Rs. 99,502.00 | Rs. 7,72,664.00 | Rs. 8,35,965.00 |
| 30 | Rs. 8,72,166.00 | Rs. 36,203.00 | Rs. 1,00,00,000.00 | Rs. 0.00 |
Eligibility for Rs. 1 Crore Home Loan
You have to meet the following Home Loan Eligibility Criteria to be eligible to avail of a home loan of Rs. 1 Crore:
Eligibility for Salaried Applicants
- Applicants should be Indian residents.
- Applicants should be aged between 18 to 65 years.
- Applicants should have at least 3 years of work experience.
- Applicants should be earning a monthly income of at least Rs. 1,30,000.
Eligibility for Self-employed Applicants
- Applicants should be Indian residents.
- Applicants should be aged between 18 to 65 years.
- Applicants should have a profitable business for at least the last 5 years.
Documents Required for Rs. 1 Crore Home Loan
You will have to submit the following documents to apply for Rs. 1 Crore home loan:
- Duly filled and signed home loan application form.
- Recent passport-sized photographs of the applicant.
- Identity proof like Aadhaar Card, Passport, Driving License, Voter ID, etc.
- Address proof like Aadhaar Card, Passport, Driving License, Voter ID, etc.
- Age proof like Birth Certificate, Class 10th Certificate, etc.
- Bank statements of last 6 months.
- Processing fee cheque.
- Form 16 or Income Tax Return.
- CA certified Balance Sheet and Profit & Loss Statement of last 3 years for self-employed applicants.
- Business profile of self-employed applicants.
Additional Info: You can also Check Banglarbhumi West Bengal Land Record
How to Apply Up to Rs. 1 Crore Home Loan Loan
Follow the steps given below to apply for a home loan up to Rs. 1 Crore:
- Visit MyMoneyMantra and click on the ‘Home Loan’ tab.
- Fill in the online form for a housing loan by entering all the required details.
- Enter ‘OTP’ received on your mobile to receive the best offer quote.
- Click on the ‘Submit’ button.
- Various offers will be displayed on the screen as per the details entered by you.
- Choose the preferred option and apply.
- Our home loan experts will contact you regarding the home loan process completion.
Lowest Interest Rate
Home loan interest rates are the lowest ever in the past 15 years. With raining festival offers on home loan, currently you can avail of the best interest rate on Bajaj Finserv home loan @7.70% p.a for all loan amounts.
Affordable EMI plans
You can avail the lowest Home Loan EMI at Rs. 727/- per lakh with maximum repayment flexibility. Some options are Step-Up EMIs, Step Down EMIs, Moratorium, OD facility, balance transfer, top up and more.
No Foreclosure Charge
Home Loans at floating interest rate (linked to repo rate) offer you ultimate prepayment flexibility. There is no part or full prepayment charge. You can prepay early & reduce interest cost as per your cash flows.
Home Loan Popular Offers
Best Value Home Loans
MyMoneyMantra is India’s largest phygital loan distributor. With trust of 70 lakh customers, we assure hassle free access to the best Home Loans up to 10 crore for housing loan borrowers in India. Our service is 100% free. We use latest technology and AI to serve customers across the length & breadth of our diverse country. Check Eligibility & Apply.
View and improve your credit score - for free.
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
Related Blogs
1 Crore Home Loan EMI FAQs
✅ What is the EMI for a Rs. 1 Crore home loan?
The EMI for Rs. 1 Crore home loan depends on the tenure and interest rate of the loan. For example, if you avail of an Rs. 1 Crore home loan at an interest rate of 7.90% p.a. for a tenure of 30 years, your EMI (Equated Monthly Instalment) will be Rs. 72,681.
✅ What is the minimum salary required for a Rs. 1 Crore home loan?
The minimum salary required to apply for a home loan of Rs. 1 Crore is Rs. 1,20,000 per month.
✅ What is 1 Crore home loan EMI for 30 years from SBI?
The State Bank of India offers housing loan at an interest rate between 8.05% to 9.05% p.a. Based on this interest rate range, the Rs. 1 Crore home loan EMI for 30 years tenure in SBI ranges from Rs. 73,725 to Rs. 80,822.
✅ What is 1 Crore home loan EMI for 30 years from HDFC?
HDFC offers housing loan at an interest rate between 8.10% to 9.00% p.a. Based on this interest rate range, the Rs. 1 Crore home loan EMI for 30 years tenure in HDFC will range from Rs. 74,075 to Rs. 80,462.
✅ How much home loan can I get on a 50000 salary?
According to the online Home Loan Eligibility Calculator, you can get up to Rs. 32 Lakhs home loan on an Rs. 50,000 monthly salary.
