OneCard Credit Card

OneCard Credit Card is a successful attempt to redefine the credit card for consumers. It is exquisitely crafted in metal form. Some of the key highlights of the Card are given below:

• No joining and annual fee
• Can activate the OneCard Credit Card within 3 minutes using the Onecard app
• Reward points are issued immediately
• No rewards redemption fee.
• Reward points do not expire
• Rewards on every purchase in multiple categories.
• 5X reward points on top 2 spends.
• 5% cashback on jewellery purchases.
• Loads of discounts on shopping, food and dining, travel, entertainment, purchase of electronic goods, etc
• Lowest markup fee
• Simple eligibility norms.
• Easy documentation

There are different types of OneCard Credit Card depending on the collaborating bank. For instance, SBI OneCard Credit Card, IDFC OneCard Credit Card, BOB Financial OneCard Credit Card, SIB OneCard Credit Card. But the OneCard Credit Card benefits are common to these cards. The features and benefits of OneCard Credit Card are:

• No joining fee and annual fee 
• Makes your shopping experience pleasurable with reward points on every purchase. You get one reward point for every Rs. 50/- spent on the Card. Even reward points in fractions are credited. For instance, if you spend Rs. 25/- you will get a 0.50 reward point.
• The reward points are credited immediately.
• No validity period for the reward points.
• Can redeem the reward points without any charges.
• Redemption of the reward points in fractions is also permitted.
• OneCard Credit Card is supported by only the iPhone at present.
• Easy EMI options to make payment for purchases convenient.
• Cash withdrawal at ATMs is enabled.
• Interest-free period up to 48 days.
• You can manage all the aspects of your Card, like setting App PIN, activating your OneCard Credit Card, enabling online, international and domestic transactions, setting the OneCard PIN etc., with a Powerful Mobile App.
• There are a host of offers under diverse categories. Given below is the list of offers under each category.

The Onecard Credit Card charges are nominal. The list of OneCard Credit Card fees is mentioned below:

Very simple eligibility norms are set for OneCard Credit Card.

• The applicant should be 18 years and above while applying for the credit card.
• Salaried and self-employed will be eligible for the credit card.
• The applicant should be a resident Indian.
• OneCard, at present, is available as invite-only.

The basic documents required to avail of OneCard Credit Card are

Address Proof:

• Aadhar Card
• Voter’s ID Card
• Passport
• Driving Licence

Photo ID Proof

• PAN
• Address Proof
• Voter’s ID Proof
• Passport
• Driving Licence

Income Proof for Salaried Individuals

• Salary slips for the last three months
• Latest ITR
• Latest Form 16
• Bank account statement for the last three months

Income Proof for the Self-Employed

• Audited Financials like Balance Sheet and Profit and Loss Account for the last two years
• ITR for the last two years
• Bank Account statement for the last 12 months.

Any other documents as required by the collaborating bank

You can apply for a OneCard Credit Card by accessing the OneCard official website and providing the basic details. You can also apply for a credit card by downloading the OneCard mobile app from PlayStore or AppStore. The whole application process will take about 5 minutes. If you request the credit application status update via Whatsapp, you will get the updates on Whatsapp. You need not take the trouble of tracking the status of your credit card application.

You can also apply for the OneCard Credit Card offline by applying at the nearest branch of any of the collaborating banks.

OneCard Credit Card is best suited for individuals who want to earn maximum rewards for transacting with the Card. There are other cards provided by various banks that are best suited for rewards. Some of the credit cards similar to OneCard Credit Card are given below: