TVS Credit Personal Loan
TVS offers a 100% paperless online personal loan up to Rs. 2 Lakhs at an attractive interest rate starting from just 11.99% p.a. and a processing fee of up to 10% of the loan amount. TVS Credit personal loan can be repaid within a flexible tenure of 36 months in affordable EMIs.
Apply for TVS Credit Personal Loan @ 11.99% Interest Rates

TVS Personal Loan Details
The following are the key TVS loan details:
Loan amount | Rs. 30,000 to Rs. 2 Lakhs |
Tenure | 6 to 36 months |
Processing fee | Up to 10% of the loan amount |
Rate of interest | 11.99% to 29.99% p.a. |
Foreclosure charges | 3.54% to 7.08% of principal outstanding |
Cooling period | 15 days from the Loan Agreement date |
Income | More than Rs. 25,000 per month |
CIBIL score | More than 700 |
Features & Benefits of TVS Personal Loan
TVS personal loan comes with some attractive features and benefits as mentioned below:
- Apply for a loan amount ranging from Rs. 30,000 to Rs. 2 Lakhs from anywhere and anytime.
- Affordable interest rates ranging from 11.99% to 29.99% p.a.
- Get instant approval, and the sanctioned funds will be transferred to your bank account on the same day of approval.
- Get easy EMI options and flexible repayment tenure ranging from 6 to 36 months.
- No paperwork required as the entire process is 100% paperless.
- No documents needed for a TVS credit pre approved personal loan.
- You can use the TVS Personal Loan EMI Calculator to calculate your monthly EMI instantly without the hassle of manual calculations.
- TVS personal loan can be used for a variety of purposes, including a trip, weddings, birthday celebrations, any large purchases, debt relief, medical emergencies, education, electronic purchases, etc.
TVS Personal Loan Interest Rates
TVS Credit personal loan interest rates range from 11.99% to 29.99% per annum. These rates are fixed in nature and depend on the type of product, borrower’s CIBIL score and creditworthiness. Applicants with a monthly income of more than Rs. 25,000 and a CIBIL score of more than 700 are eligible for the best personal loan interest rates.
Fee & Charges of TVS Credit Personal Loan
The following are the fees and charges applicable on TVS Credit personal loan:
Processing fee | Up to 10% |
Foreclosure charges | 7.08% of principal outstanding for 16 days - 12 months, 4.72% for 13 - 24 months & 3.54% for above 24 months |
Foreclosure statement charges | Rs. 0 to Rs. 500 |
Penal charges | Up to 36% p.a. on unpaid instalment |
Bounce charges | Rs. 0 to Rs. 750 |
Duplicate NDC/ NOC charges | Rs. 0 to Rs. 500 |
ACH failure charges | Rs. 0 to Rs. 500 |
Cash collection/ visit charges | Rs. 0 to Rs. 100 per visit |
Duplicate repayment schedule (hard copy) | Rs. 0 to Rs. 250 |
Loan cancellation charges | Rs. 1,000 + broken period interest (from disbursement to cancellation date) |
Loan restructuring charges | Up to 3% |
Mandate rejection charges | Rs. 0 to Rs. 500 |
Swap charges | Rs. 0 to Rs. 500 |
Value Added Services T - Health | At Actuals |
Stamp duty/ stamping/ franking charges | At Actuals |
Insurance-related group insurance (Total Protect Policy) premium amount | At Actuals |
Legal, repossession & incidental charges | At Actuals |
TVS Personal Loan Eligibility Criteria
The following candidates are eligible for a TVS Credit personal loan:
- Individuals with an income of more than Rs. 25,000 per month.
- Individuals with a CIBIL score of more than 700.
If you need a TVS personal loan apply with the following details:
- Aadhaar number
- Address proof
- PAN number
How to Apply for a TVS Credit Personal Loan
You can follow the steps mentioned below to apply for a TVS Credit personal loan through the official website of the lender:
- Check your TVS personal loan eligibility and fill in some basic details.
- The lender’s executive will contact you to process the loan further.
- Once the proper documentation process is complete, your loan will be approved instantly, and the amount will be credited to your bank account.
TVS Personal Loan Customer Care Details
If you have any queries, you can contact the TVS personal customer care team through any of the following ways:
- WhatsApp: Send a message on WhatsApp at +91 6385172692
- Customer care number: 044-66-123456
- Customer care number for enquiry on a new loan: 18005722121
- Email ID: Send your concern via email to helpdesk@tvscredit.com
- Chat Bot: Get instant assistance with TIA, TVS’s intelligent virtual assistant, available 24/7 to help you with your queries.
- Customer portal: It is a one-stop digital destination for managing your account and accessing exclusive financial assistance.
- Grievances: Submit your grievances, and TVS will ensure a prompt and satisfactory resolution.
FAQs
Individuals with an income of more than Rs. 25,000 per month are eligible for a TVS Credit personal loan.
The interest rate of the TVS credit loan ranges from 11.99% to 29.99% p.a.
The following candidates are eligible for a TVS Credit personal loan:
- Individuals with an income of more than Rs. 25,000 per month.
- Individuals with a CIBIL score of more than 700.
Yes, TVS provides a personal loan up to Rs. 2 Lakhs.
TVS Credit offers a personal loan limit up to Rs. 2 Lakhs.