Zenith Credit Card
AU Zenith credit card is the most premium credit card offered by AU Bank. It provides you with a range of benefits and the best offers.
Key Features:
- Vouchers of top brands worth Rs. 1,000 on the first POS retail transaction.
- 10,000 bonus reward points on completing retail spends of Rs. 1 Lakh.
- 20 reward points on spending per Rs. 100 on dining at standalone restaurants.
- 10 reward points on spending per Rs. 100 on international transactions, grocery & departmental stores.
- 5 reward points on spending per Rs. 100 across all other merchant categories.
- Vouchers of top brands worth Rs. 1,000 on retail spends of minimum of Rs. 2 Lakhs per calendar quarter. Choose your vouchers from a bouquet of top brands.
- Complimentary Epicure Membership on retail spends of minimum Rs. 8 Lakhs in a card anniversary year.
- 2,500 bonus reward points on one retail transaction on your birthday.
- Lower cross-currency foreign mark-up fee of 1.99% on international transactions.
- This AU credit card offers 2 complimentary access per calendar quarter at all participating lounges with Priority Pass.
- 4 complimentary lounge access per calendar quarter within India with VISA Card.
- 2 complimentary lounge access per calendar quarter with VISA cards at railway stations in New Delhi, Kolkata (Sealdah), Ahmedabad, Jaipur, and Agra.
- Airport and railway lounge benefits are also available to add-on AU Bank Zenith credit card members within the mentioned complimentary number of visits.
- 1% fuel surcharge waiver for fuel transactions up to Rs. 1,000 per statement cycle done across all fuel stations in India.
- Air Accident Cover of Rs. 2 Crores.
- Credit Shield up to Rs. 15 Lakhs.
- Purchase Protection up to Rs. 50,000.
- Convert transactions worth Rs. 2,000 or more into easy EMI options on the select tenure of your choice.
- Joining fee: Rs. 7,999 + applicable taxes. Waived of Rs. 1,25,000 retail spends done within 90 days of card set up.
- Annual fee: Rs. 7,999 + applicable taxes. Waived on Rs. 5,00,000 retail spends done in the previous card anniversary year.
AU Bank Vetta Credit Card
AU Vetta credit card offers premium privileges like multiple lifestyle benefits, accelerated reward points, 24x7 global concierge services, complimentary airport & railway lounge access, and so on.
Key Features:
- Vouchers of top brands worth Rs. 2,000 on minimum retail spends of Rs. 30,000 within 60 days of card setup.
- 4 reward points on spending per Rs. 100 on departmental stores, groceries, and utility bill payments.
- 2 reward points on spending per Rs. 100 across all other merchant categories.
- 1 reward point on spending per Rs. 100 on rent, insurance, education, and government categories.
- 500 bonus reward points on completing retail spends of Rs. 50,000 per calendar quarter.
- Additional 1,000 bonus reward points on Rs. 1 Lakh retail spends per calendar quarter.
- Rs. 1,000 worth of vouchers of top brands on minimum Rs. 2.50 Lakhs retail spends done in a card anniversary year.
- This AUcredit card offers 1,000 bonus reward points on one retail transaction on your birthday.
- Pass.
- 1 complimentary access per calendar quarter at all participating lounges with Priority Pass.
- 1 complimentary lounge access per calendar quarter within India with VISA Card.
- 2 complimentary lounge access per calendar quarter with VISA cards at railway stations in New Delhi, Kolkata (Sealdah), Ahmedabad, Jaipur, and Agra.
- Airport and railway lounge benefits are also available to add-on AU Bank Vetta credit card members within the mentioned complimentary number of visits.
- 1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000 per statement cycle done across all fuel stations in India.
- Air Accident Cover of Rs. 50 Lakhs.
- Credit Shield up to Rs. 5 Lakhs.
- Purchase Protection up to Rs. 25,000.
- Convert transactions worth Rs. 2,000 or more into easy EMI options on the select tenure of your choice.
- Joining fee: Rs. 2,999 + applicable taxes. Waived of Rs. 40,000 retail spends done within 90 days of card set up.
- Annual fee: Rs. 2,999 + applicable taxes. Waived on Rs. 1,50,000 retail spends done in the previous card anniversary year.
AU Bank Altura Plus Credit Card
Altura Plus AU Small Finance Credit Card Offers numerous milestone gains, cashback, and reward points. With various ways to redeem reward points, you will get twice the luxury and double the delight.
Key Features:
- Vouchers of top brands worth Rs. 500 on minimum retail spends of Rs. 10,000 within 60 days of card setup.
- 1.5% cashback (maximum Rs. 100 per statement cycle) on all POS retail spends at merchant outlets.
- 2X reward points on spending per Rs. 100 on all online retail transactions.
- 1 reward point on spending per Rs. 100 on utility, rent, insurance, education, and government categories.
- Get 500 bonus reward points on retail spending of Rs. 20,000 or more in a calendar month.
- This AU Bank credit card offers 2 complimentary lounge access per calendar quarter with VISA cards at railway stations in New Delhi, Kolkata (Sealdah), Ahmedabad, Jaipur, and Agra. This benefit is also available to add-on cardholders.
- 1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000 per statement cycle done across all fuel stations in India.
- Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank in an unfortunate event of loss of credit card.
- Convert transactions worth Rs. 2,000 or more into easy EMI options on the select tenure of your choice.
- Joining fee: Rs. 499 + applicable taxes. Waived of Rs. 20,000 retail spends done within 90 days of card set up.
- Annual fee: Rs. 499 + applicable taxes. Waived on Rs. 80,000 retail spends done in the previous card anniversary year.
AU Bank Altura Credit Card
Altura AU Small Credit Card is best suitable for your spending and comes with a wide variety of additional benefits, including cashback, railway lounge access, complimentary card liability cover, and so on.
Key Features:
- 5% cashback (maximum Rs. 150 per statement cycle) on minimum retail spends of Rs. 2,500 done within first 60 days of card setup.
- 2% cashback (maximum Rs. 50 per statement cycle) on all retail spend done at grocery/ departmental stores and utility bill payments.
- 1% cashback (maximum Rs. 50 per statement cycle) on all other retail spends.
- An additional cashback of Rs. 50 on minimum retail spends of Rs. 10,000 in every statement cycle.
- 2 complimentary lounge access per calendar quarter with VISA cards at railway stations in New Delhi, Kolkata (Sealdah), Ahmedabad, Jaipur, and Agra. This benefit is also available to add-on cardholders.
- 1% fuel surcharge waiver for fuel transactions between Rs. 400 and Rs. 5,000 per statement cycle done across all fuel stations in India.
- Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank in an unfortunate event of loss of credit card.
- Convert transactions worth Rs. 2,000 or more into easy EMI options on the select tenure of your choice.
- If you want AU Bank credit card apply online instantly.
- Joining fee: Rs. 199 + applicable taxes. Waived of Rs. 10,000 retail spends done within 90 days of card set up.
- Annual fee: Rs. 199 + applicable taxes. Waived on Rs. 40,000 retail spends done in the previous card anniversary year.
AU Bank LIT Credit Card
The LIT credit card is India's first customizable credit card that gives you the freedom to build it just the way you like. You can select and change the features based on your lifestyle, switch features on/off, pay for the features you select or track and manage them on-the-go in real time.
Key Features:
- 10X or 5X reward points on all online domestic and international retail transactions.
- 10X or 5X reward points on all POS and contactless offline domestic and international transactions.
- 1% fuel surcharge waiver on all transactions between Rs. 400 and Rs. 5,000.
- 5% cashback (3 times in 90 days) for retail spends (minimum Rs. 7,500) in addition to 1 reward point on spending per Rs. 100. Maximum cashback available is Rs. 500 in 30 days.
- Additional 2% (cashback 3 times in 90 days) for retail spends(minimum Rs. 10,000) in addition to 1 reward point on spending per Rs. 100. Maximum cashback available is Rs. 1,000 in 30 days.
- Additional 5% cashback (maximum Rs. 1,000 in each 30 days' period) for travel, dining, grocery, electronics, and apparel expenses in addition to 1 reward point on spending per Rs. 100.
- Up to 4 airport lounges visits per 90 days across India.
- 3 month membership of:
- ZEE5 with 2,800+ blockbusters, 150+ web series, Before TV, LIVE TV, watch ad-free content on mobile, Laptop, TV, and Eduaurra competitive learning exams.
- Amazon Prime with unlimited free, fast delivery on eligible items, video streaming, free in-game content, ad-free music, exclusive access to deals, etc.
- Cult pass Live subscription for at-home live workouts.
- Card liability cover up to Rs. 1,50,000 or your credit limit, whichever is lower, in an event of credit card loss or fraudulent transactions made with card.
- Credit shield up to Rs. 1.5 Lakhs.
- Annual fee: This card is lifetime free and does not involve any charges.