Manipal Fintech Gold Loan

The key benefits of the Manipal Fintech gold loan are:

• Attractive interest rates starting from 0.79% per month.
• Instant loan across the table
• Wide range of products
• Multiple repayment options, including Cash, Cheque, Demand Draft or Funds Transfer
• Instant loan amount disbursal on approval
• Loan amount disbursal within 30 minutes of approval
• Flexible tenure of up to 12 months
• Simple and easy documentation
• Wide range of products
• No CIBIL score required
• Complete safety of the gold deposit
• Personal assistance
• Ease of application
• Trusted banking partners

Below are the three different types of gold loan products offered by Manipal Fintech:

In Branch Gold Loan

This scheme is the best way to get an instant gold loan offline. Just call Manipal Fintech’s sales manager and visit their nearest gold loan branch. Get instant approval with secure and transparent gold evaluation and documentation.

Online Gold Loan

With this scheme, you can apply for a Manipal Fintech gold loan online and experience a fast, secure, and hassle-free process. Also, get high per-gram rates and a low rate of interest on your gold loan.

Balance Transfer

With this scheme, you can easily shift your gold loan to Manipal Fintech to get the benefit of lower interest rates and save on interest rates throughout your loan tenure.

Manipal Fintech gold loans have highly competitive interest rates that start at 0.79% per month, depending on the scheme chosen by the user and approved by the partner bank. The lender applies the reducing balance method for interest calculation, which means that interest is charged on the balance loan amount after the principal is repaid. This leads to a lower interest amount levied over time. 

Manipal Fintech offers different gold loan schemes like monthly EMI, Overdraft & bullet schemes, which come with flexible repayment options

Manipal Fintech gold loans have highly competitive interest rates that start at 0.79% per month. Apart from the nominal interest rate of 0.79% per month. Manipal Fintech charges a zero processing fee on the gold loan. However, it may levy late payment fees. You may call the Manipal Fintech Gold Loan customer care team by dialling 1800 309 8440 to get more information about Manipal Fintech gold loan fees and charges.

Below are the detailed eligibility criteria for the Manipal Fintech gold loan:

• The applicant must be an Indian resident and citizen.
• The applicant must be in the age group of 18 to 70 years.
• The applicant must have any gold ornament above 18 carats.

The documents required for the Manipal Fintech gold loan are mentioned below:

• A passport-size photograph
• Identity proof: Driving License/ PAN Card/ Form 60 or 61/ Passport Copy/ Voter ID Card/ Aadhaar Card/ Ration Card
• Address proof: Driving License/ Voter ID Card/ Ration Card/ Aadhaar Card/ Passport Copy/ Registered Lease Agreement with Utility Bills in the landlord’s name (not older than 3 months)
• Landholding proof (in case of an agriculture loan)

You can contact the Manipal Fintech Gold Loan customer care team through: 

• Customer care number: 1800 309 8440 
• Email: support@manipalfintech.com 

Manipal Gold Loan customer support is available from Monday to Saturday from 8 AM to 8 PM and from 9 AM to 6 PM on Sundays.

You can also request a callback from the Manipal Fintech website: https://manipalfintech.com/