Anytime Rupee Loan
Anytime Rupee is a tech-driven digital lending platform that offers instant unsecured personal loans of Rs. 2,000 to Rs. 30,000 to underserved and unbanked segments of society. These loans come with 62 to 90 days’ of tenures at interest rates of 0.1% to 1% per day. Anytime Rupee loan can be availed of by salaried, gig workers, homemakers who are looking for immediate funds.
Anytime Rupee Personal Loan Details
Below are the key details of the Anytime Rupee personal loan:
| Loan Amount | Rs. 2,000 - Rs. 30,000 |
|---|---|
| Tenure | 62 days - 90 days |
| Interest Rate | 0.1% - 1% per day |
| Processing Fee | Up to 20% of the loan amount (including GST) |
| APR | 191% - 242% |
| Age | 21 and above |
| Loan application TAT | Within 10 minutes |
Features & Benefits of Anytime Rupee Loan App
- Online platform that enables you to complete a loan application in less than 10 minutes.
- Just provide basic details and upload the necessary documents to get an instant decision on your loan request.
- Access funds without pledging any property or investments as collateral.
- Flexible and hassle-free personal loans ranging from Rs. 2,000 to Rs. 30,000
- 100% digital process with direct funds disbursal to your bank account.
- Minimal documentation including just your PAN, Aadhaar, and basic details.
- Flexible repayment options from 62 to 90 days.
- RBI registered lenders
- No hidden charges, all information, including interest rates, charges and EMIs, is clearly communicated upfront.
Anytime Rupee Loan Interest Rates & Charges
The interest rate and other charges details of Anytime Rupee loan are mentioned below:
| Interest rate | 0.1% to 1% per day, depending on borrower’s repayment history & lender’s cost of lending |
|---|---|
| Early repayment charges | 5% of principal outstanding |
| Penal charges up to 90 days | 0.1% to 1% per day on principal overdue |
| Late payment fees | Up to 10% of principal outstanding |
Compare Anytime Rupee Loan App with Other Loan Apps
Below is the comparison table for the Anytime Rupee personal loan with other app-based personal loans:
| App | Loan Amount | Rate of Interest | Tenure |
|---|---|---|---|
| Anytime Rupee | ₹2,000 - ₹30,000 | 0.1% - 1% per day | 62 days - 90 days |
| Ram Fincorp | ₹4,000 - ₹2 Lakhs | 0.35% to 1% per day | 3 months - 1 year |
| Kundanmal Finance | ₹5,000 - ₹2 Lakhs | 1.5% - 2.92% per month | 3 months - 1 year |
| Kamakshi Money | ₹1,000 - ₹2 Lakhs | 18% p.a. onwards | Up to 3 months |
| mPokket | ₹500 - ₹50,000 | 0% - 4% per month | Up to 4 months |
| Kissht | Up to ₹5 Lakhs | Up to 36% p.a. | 3 months - 5 years |
| Olyv | ₹1,000 - ₹5 Lakhs | 1.5% per month onwards | 2 months - 2 years |
| Cholamandalam | Up to ₹35 Lakhs | 10% - 28% p.a. | Up to 5 years |
| CASHe | ₹45,000 - ₹3 Lakhs | 2.79% - 3% per month | 9 months - 1.5 years |
| FatakPay | ₹30,000 - ₹5 Lakhs | 12% to 35.95% p.a. | 3 months - 3 years |
Anytime Rupee Loan Eligibility Criteria
The eligibility criteria for the Anytime Rupee loan are as follows:
- Age: Indian citizen aged 21 to 60 years.
- Occupation: Salaried professionals, self-employed individuals (including freelancers, gig workers, and small business owners), blue-collar and daily wage earners (in sectors like logistics, delivery, retail, or labour-intensive industries), homemakers, and first-time borrowers with no prior credit history.
- Eligibility check: Anytime Rupee leverages alternative data and digital verification of borrowers to assess their eligibility.
- Annual household income: More than Rs. 3 Lakhs.
Documents Required for Anytime Rupee Loan App
Documents and other requirements to apply for the Anytime Rupee loan are mentioned below:
- Valid PAN Card
- Aadhaar Card
- Active bank account
- Active mobile number
- Address proof
- Selfie
- Reference contact
How to Apply for Anytime Rupee Loan Online
Below are the steps to apply for an Anytime Rupee loan:
- Download and register on the Anytime Rupee app.
- Apply for a loan by choosing your loan amount and tenure.
- Submit KYC by entering your PAN and Aadhaar Number.
- Get instant AI-powered verification for quick decisions.
- Receive funds directly in your bank account on approval.
- Repay easily using UPI, debit card, or net banking.
Anytime Rupee Loan Customer Care Details
- Email: care@anytimerupee.com
FAQs
The interest rate offered on the Anytime Rupee Loan ranges from 0.1% to 1% per day, depending on your repayment history and lender’s cost of lending.
You can avail of a maximum up to Rs. 30,000 as a loan amount through an Anytime Rupee app.
Yes, you can make part or full prepayment of your Anytime Rupee loan before the due date. Prepayment charges (if applicable) will depend on your loan terms.
The time for approval taken for Anytime Rupee Loan can range from minutes to 48 hours, depending on the lender’s policy and the applicant's profile.
Yes. Anytime Rupee uses advanced encryption and data security measures to protect borrower’s information. It never shares, sells, or discloses borrower’s personal data or credit profile to third parties.