SmartCoin Personal Loan Details

Following are the key details of the SmartCoin loan:

Minimum loan amountRs. 1,000
Smart Coin maximum loan amountRs. 5,00,000
Rate of interest18% - 30% p.a.
Tenure2 - 24 months
Processing fee2% - 12% of the loan amount + GST
Bounce/ late payment chargesUp to Rs. 500 + GST
Default interest0% p.a.

SmartCoin Personal Loan Features

  • Get an instant SmartCoin personal loan of up to Rs. 5 Lakhs online
  • All loans approved and sanctioned by Olyv are processed by RBI-registered banks and NBFCs.
  • A processing fee of 2% to 12% of the sanctioned + GST will be charged. 
  • Instant personal loans for self-employed and salaried individuals with the fastest disbursal.
  • Minimal documentation is required.
  • No hidden charges are involved. 
  • 100% digital and safe process from SmartCoin loan app on mobile within minutes of application.
  • Get the loan amount transferred to your bank account directly on approval.
  • SmartCoin personal loan interest rates range from 18% - 30% p.a.
  • Flexible tenure of 2 to 24 months with flexible EMI options.
  • Instant eligibility checks online.
  • No collateral is required to obtain the Smart Coin personal loan.

SmartCoin Personal Loan Interest Rate

SmartCoin personal loan interest rates are fixed and vary from 18% to 30% per annum, depending on the borrower’s eligibility, loan amount, and repayment tenure. You will also be required to pay a processing fee of 2% to 12% of the loan amount plus applicable GST along with the Smart Coin loan interest rate.

Eligibility for SmartCoin Personal Loan

Any self-employed or salaried individual aged above 21 years can apply for an Olyv (formerly known as SmartCoin) personal loan. Also, to meet the SmartCoin loan eligibility, the applicant should have a regular monthly source of income. 

SmartCoin Personal Loan Documents Required

To get a SmartCoin loan apply with the required documents. It will help in instant approval and loan sanction. Olyv also verifies your bank account to ensure it belongs to you.

How to Apply for a SmartCoin Personal Loan?

If you want a SmartCoin loan apply online. Applying for a SmartCoin loan is 100% paperless and instant. All you need is a smartphone and internet. Just fill in some details, upload a few documents and that's it.

  • Just download & install the Olyv/ smart coin loan app from the Google Play Store.
  • Fill up your work and personal details in the online application to register on the Platform.
  • Upload the required documents for identity verification.
  • Choose from the list of loan options.
  • Apply for the desired loan.
  • The loan amount will be transferred to your bank account within a few hours.

SmartCoin Personal Loan Contact Details

  • Email: help@smartcoin.co.in
  • SmartCoin Customer Care Number: +91 9148380504
  • Address: SmartCoin Financial PVT LTD, 
    Kadubeesanahalli, Marathahalli 560103, 
    Bengaluru, Karnataka - 560037

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SmartCoin Personal Loan FAQs

✅Is Olyv authorised by RBI?


All loans approved and sanctioned by Olyv are processed by RBI-registered banks and NBFCs.

✅How can I call SmartCoin?


If you have any query, concern, feedback or suggestion about SmartCoin personal loan, you can call the SmartCoin helpdesk at +91 9148380504.

✅How can I log in to Olyv?


If you are registering on Olyv for the first time, you have to log in with your name and mobile number. Then, you need to sign up using your Gmail ID. Registered users have to sign in using their Gmail ID used to create their account.

✅Why does Olyv verify the user’s bank account?


Olyv verifies the user’s bank account to ensure that the account belongs to them.