BOBCARD Premier Credit Card

Below are the key BOB Premier credit card benefits:

• 5X reward points (i.e., 10 reward points) for every Rs. 100 spent on travel, dining international spends (maximum 2000 reward points per statement cycle).
• 2 reward points for spending every Rs. 100 on all other purchases.
• 500 bonus reward points on spending Rs. 5,000 or above within 60 days of card issuance.
• Reward points can be redeemed for cashback at 1 point = ₹0.25.
• 1 complimentary BOB Premier credit card lounge access per quarter to domestic airport lounges.
• On reporting loss of the card, there will be zero liability against any fraudulent transactions. 
• The joining fee and annual fee are waived on spending Rs. 10,000 within 60 days from the date of card activation and Rs. 1.20 Lakhs in the previous year, respectively.
• 1% fuel surcharge waiver (maximum Rs. 250 per statement cycle) for transactions between Rs. 400 and Rs. 5,000 across all the petrol pumps in the country.
• Attractive deals and discounts on leading online and retail brands.
• Purchases above Rs. 2,500 can be converted into EMIs payable in 6 to 48 months.
• Up to 3 add-on BOB Premier credit card lifetime free are available for your family members.
• In-built personal accident death cover. i.e., up to Rs. 50 Lakhs for air and up to Rs. 10 Lakhs for non-air.
• A revolving facility for repayment of credit card dues.
• Interest-free period up to 50 days.

The following are the fees and charges associated with the BOB Premier Credit Card:

To be eligible for a BOB Premier Credit Card, you will have to meet the following eligibility criteria.

• The applicant should be an Indian resident. 
• Salaried as well as self-employed individuals can apply.
• For primary salaried applicants, the required age limit is 21 to 60 years & for self-employed applicants age limit is 24 to 65 years
• The add-on applicant should be above 18 years old.
• The net annual income of the applicant should be at least Rs. 7.2 Lakhs.

Below is the list of documents required to apply for the BOB Premier Credit Card:

• Recent passport-size photograph with a clear/ white background and without dark/ tinted glass.
• PAN Card 
• Proof of identity: PAN Card/ Aadhar Card/ Voter's ID Card/ Passport/ Driving Licence.
• Address proof if present and permanent address are the same: Aadhar Card (both sides)/ Passport/ Driving Licence/ NREGA-issued Job Card (duly signed by a State Government officer)/ Letter issued by the National Population Register (NPR) containing the name and address details. 
• Address proof if the present address is different from permanent address: Utility Bill (not older than 2 months)/ recent Property or Municipal Tax Receipt/ Pension or Family Pension payment orders issued to retired employees department or Public Sector Undertakings (if they contain the address)/ Letter of Allotment of accommodation from Employer issued by State or Central Government Departments, statutory or regulatory bodies, Public Sector Undertakings, Scheduled Commercial Banks, Financial Institutions & listed Companies/ Leave & Licence Agreements.
• Income proof for salaried: Bank Statement showing salary credit for the last 2 months, Salary Slips accompanied by a bank statement as specified above.
• Income proof for self-employed: Bank Statement (in PDF file format) reflecting business transactions for the last 3 months and other financial documents (as required).

Steps to Apply for BOB Premier Credit Card through the Bank's Website

• Log in to the official website of the BOBCARD and pick your preferred credit card under the ‘View Cards’ tab.
• Fill the online application form by mentioning some basic details like your name, address, mobile number, email id, income details, employment details, marital status, etc.
• Then, e-Sign using your Aadhaar and verify your identity through video-KYC.

Steps to Apply for BOB Premier Credit Card through MyMoneyMantra

• Visit the MyMoneyMantra website and choose the preferred card under the ‘BOBCARD’ option mentioned under the ‘Credit Cards’ tab.
• Fill in all the required information to apply for the card.
• You will be guided by our representatives through the entire application process.
• On approval, your card will be dispatched to your address. 
• The card and the PIN will be dispatched separately.