Question 1

✅ What are the eligibility criteria for IndusInd Credit Cards?

Accepted Answer

The eligibility criteria for IndusInd Bank Credit Cards are:   The applicant should be in the age group of 21 to 65 years.  Should have a regular source of income.  Both residents and Non-resident Individuals are eligible for the card.  The credit score should be above 750.

Question 2

✅ What are the documents required to apply for IndusInd Credit Cards?

Accepted Answer

The documents required are Photo Identity Proof, Address Proof and Income Proof along with the relevant application form.

Question 3

✅ How to apply for the IndusInd Bank Credit Card?

Accepted Answer

You can apply for the card online through the official website of the Bank or by visiting the nearby branch and submitting the relevant documents.

Question 4

✅ What are the modes of credit card dues payment?

Accepted Answer

The credit card dues can be paid via:    By giving auto debit instructions to debit the dues from the bank account of the cardholder.  By submitting an online authorisation form to debit the bank account for the credit card dues.  By cheque/draft or through NEFT.  Card dues can also be paid through bill desk.

Question 5

✅ Is there a facility for add-on cards?

Accepted Answer

Yes, add-on card facility is available for IndusInd Credit Cards.

Question 6

✅ What is the free credit period available for the card?

Accepted Answer

A free credit period up to 50 days is available for the card. This is not applicable if the total dues are not paid.

Question 7

✅ What are the over limit charges collected?

Accepted Answer

The charges collected for utilising the card beyond the limit is 2.5% on the amount of over limit with a minimum of Rs. 500.

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