Axis Bank Neo Credit Card

The NEO Card offers a wide range of discounts and offers. With this credit card, you get benefits such as:

The key features and benefits of Neo Card Axis Bank are as follows:

Activation Benefit

• 100% cashback up to Rs. 300 on the first utility bill payment within the first 30 days of card issuance.

Discounts & Cashback Offers

• 40% off (maximum Rs. 120 per order) on food delivery from Zomato by using AXISNEO coupon code. The minimum order value should be Rs. 200. Offer available for up to twice a month. 
• 5% cashback (maximum Rs. 150 per month) on mobile recharges, DTH recharges and broadband payments done through the Paytm app. The minimum transaction value should be Rs. 299. Offer available for once a month.
• 10% off on Blinkit (up to Rs. 250) on minimum spending of Rs. 750. Offer valid once a month.
• Extra off of Rs. 150 on Myntra (select styles) on a minimum purchase value of Rs. 999.
• 10% (maximum Rs. 100 per month) off on every movie ticket purchased through BookMyShow.
• Up to 15% discount (up to Rs. 500) at partner restaurants. The minimum order value should be Rs. 1,500. Offer valid twice per card per month.

Card Safety

• The EMV-certified chip and PIN system protects the Axis Bank Neo credit card, which significantly lowers the risk of counterfeit and skimming fraud.
• Report misplacement or theft of your card by calling Axis Bank customer care at 18605005555 or 18604195555 to get zero lost card liability. 

Convert Purchases into EMIs

• Contact Axis Bank customer care to convert your every big purchase of above Rs. 2,500 on credit cards into EMIs.

Rewards

• Earn 1 EDGE reward point on every spending of Rs. 200 and use accumulated reward points to redeem 500+ rewards and offers.

Axis Neo card involves the following fees and charges:

• Joining fee: Rs. 250 + GST; Lifetime free for select channels
• Annual fee: Nil for 1st year & Rs. 250 + GST from 2nd year onwards; Lifetime free for select channels
• Joining & annual fees for Add-on card: Nil
• Cash payment fee: Rs. 100
• Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overdue penalty/ Late payment fee: Up to Rs. 1,200 depending on the total due payment
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,500).
• Foreign currency transaction fee: 3.50% of the transaction value.
• Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
• GST: As per existing Government norms.
• Rent transaction fee: 1% (Maximum Rs. 1,500) per transaction
• Dynamic currency conversion fee: 1% + taxes
• Fuel transaction surcharge: 1% of transaction amount

Following are the Axis Bank Neo credit card eligibility in detail:

• The primary cardholder of the Axis Bank Neo card should be an Indian resident or a Non-Resident Indian (NRI).
• The primary cardholder must be aged between 18 and 70 years.
• The add-on cardholder should be above 15 years of age.

If you are looking for an Axis Bank Neo credit card apply online with the following documents:

• A copy of the PAN Card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
• Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card

You can apply for an Axis Bank Neo credit card through MyMoneyMantra.

• Click on the "Apply Now" button.
• You will be redirected to the Axis Bank website.
• Choose "Yes" or "No" for existing or new Axis Bank customers.
• Fill in the required details and submit.