AXIS BANK
NEO CREDIT CARD

Following are the key highlights of Axis Neo credit card:

The key features and benefits of Neo Card Axis Bank are as follows:

Activation Benefit

• Amazon gift voucher valued Rs. 250
• Grofers voucher valued Rs. 250
• 3 months subscription for Zomato Pro
• Axis Bank Neo card benefits also include 6 months subscription for 1mg.

Discounts & Cashback

• 40% off (maximum Rs. 120 per order) on food delivery from Zomato by using AXISNEO coupon code. Minimum order value should be Rs. 200. Offer available for up to two times a month. 
• 5% cashback (maximum Rs. 150 per month) on mobile recharges, electricity bill payment, and DTH recharge done via Paytm app. Offer available for once a month.
• Axis neo credit card offers 10% off on Grofers once a month. Maximum discount available is Rs. 250 on spending minimum Rs. 750.
• 10% off on every shopping done on Myntra. Minimum purchase value should be Rs. 500.
• 10% (maximum Rs. 100 per month) off on every movie ticket purchase through BookMyShow.
• Axis Bank Neo credit card offers 15% off at all partner restaurants.

Card Safety

• One of the key Axis Bank Neo credit card benefits is that it is protected by chip and PIN with EMV.
• Report misplacement or theft of your card by calling at Axis Bank customer care at 18605005555 or 18604195555 to get protection against fraudulent use of your card. 

Convert Purchases into EMIs

• Contact Axis Bank customer care to convert your every big purchase worth Rs. 2500 or more on credit card into into EMIs.

Rewards

• Earn 1 EDGE Axis Bank Neo credit card reward points on every spending of Rs. 200 and use them to redeem 500+ rewards and offers.

Fees 

• Joining fee: Rs. 250+ GST
• Annual fee: Rs. 250+ GST

Axis Neo card involves the following fees and charges:

• Joining fee: Rs. 250+ GST
• Annual fee: Rs. 250+ GST
• Joining and annual fees for Add-on card: Nil
• Hotlisting charges: Nil
• Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived.
• Cash payment fee: Rs. 100
• Card replacement fee: Rs. 100
• Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
• Foreign currency transaction fee: 3.50% of the transaction value.
• Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
• GST: As per existing Government norms.

Following are the Axis Bank Neo credit card eligibility in detail:

• Primary cardholder of Axis Bank Neo card must be an Indian resident or a Non-Resident Indian (NRI). 
• The Primary cardholder must be aged between 18 and 70 years. 
• The Add-on cardholder should be above 15 years of age.

If you are looking for Axis Bank Neo credit card apply online with the following documents:

• A copy of PAN card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
• Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card

You can apply for the Axis Bank Neo credit card online on the Axis Bank website or through MyMoneyMantra in a completely paperless way by following the steps mentioned below:

• Check your eligibility for the Neo credit card by clicking 'Check Eligibility'.
• Then enter the required information.
• Upload the required documents.
• You can track your application by using the tracking ID with the 'Track Application' process.