Axis Bank Neo Credit Card

Following are the key highlights of Axis Neo credit card:

The key features and benefits of Neo Card Axis Bankare as follows:

Activation Benefit

• 100% cashback upto Rs. 300 on first utility bill payment & valid for first 30 days of issuance

Discounts & Cashback Offers

• 40% off (maximum Rs. 120 per order) on food delivery from Zomato by using AXISNEO coupon code. Minimum order value should be Rs. 200. Offer available for up to two times a month. 
• 5% cashback (maximum Rs. 150 per month) on mobile recharges, electricity bill payment, and DTH recharge done via Paytm app. Offer available for once a month.
• 10% off on Blinkit Up to Rs. 250 off on min spends of Rs. 750, valid once a month
• 10% off on every shopping done on Myntra. Minimum purchase value should be Rs. 500.
• 10% (maximum Rs. 100 per month) off on every movie ticket purchase through BookMyShow.
• 15% off up to Rs.500, Minimum Order Value Rs. 1500 and valid twice per card per month for max benefits upto Rs 1000

Card Safety

• One of the key Axis Bank Neo credit card benefits is that it is protected by chip and PIN with EMV.
• Report misplacement or theft of your card by calling at Axis Bank customer care at 18605005555 or 18604195555 to get protection against fraudulent use of your card. 

Convert Purchases into EMIs

• Contact Axis Bank customer care to convert your every big purchase worth Rs. 2500 or more on credit card into into EMIs.

Rewards

• Earn 1 EDGE Axis Bank Neo credit card reward points on every spending of Rs. 200 and use them to redeem 500+ rewards and offers.

Axis Neo card involves the following fees and charges:

• Joining fee: Rs. 250+ GST
• Annual fee: Ist Year: NIL 
  2nd Year onwards: Rs. 250+ GST
• Joining and annual fees for Add-on card: Nil
• Hotlisting charges: Nil
• Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived.
• Cash payment fee: Rs. 100
• Card replacement fee: Rs. 100
• Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
• Foreign currency transaction fee: 3.50% of the transaction value.
• Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
• GST: As per existing Government norms.

Following are the Axis Bank Neo credit card eligibility in detail:

• Primary cardholder of Axis Bank Neo card must be an Indian resident or a Non-Resident Indian (NRI). 
• The Primary cardholder must be aged between 18 and 70 years. 
• The Add-on cardholder should be above 15 years of age.

If you are looking for Axis Bank Neo credit card applyonline with the following documents:

• A copy of PAN card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
• Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card

You can apply for an Axis Bank Neo credit card through MyMoneyMantra.

• Click on the "Apply Now" button.
• You will be redirected to the Axis Bank website.
• Choose "Yes" or "No" for existing or new Axis Bank customers.
• Fill in the required details and submit.