Yes Bank Wellness Credit Card

Following are the key highlights of the Yes Bank Wellness Credit Card:

The following are the main Yes Bank Wellness Credit Card benefits and features:

Welcome Benefit

• Get a FREE Amazon voucher worth Rs. 500. 
• Offer available on spending at least Rs. 1,000 within the first 30 days.

Complimentary Health Check-up

• Annual preventive health check-up (25 parameters).
• Annual eye and dental check-ups.
• Unlimited consultation with General Practitioners, Specialists and Nutritionists through app.

Fitness Sessions For You

• 6 complimentary fitness sessions per month.
• Sessions include Gym, Yoga, Zumba, etc.

Preferred Points Program

• 20 reward points on spending every Rs. 200 at chemist and pharmaceutical stores.
• 4 reward points on spending every Rs. 200 on other categories. 
• Dedicated redemption website (YES Rewardz) for flight/ hotel/ movie ticket booking with an exclusive catalogue of products.
• Redemption of reward points against Air Miles (10 Reward Points = 1 InterMile/ 1 Club Vistara Point).

Dining Fiesta Program

• Minimum 15% discount on dining at select restaurants.

Insurance

• Credit shield cover of Rs. 2.5 Lakhs. 
• Offer applicable in case of accidental death of primary cardmember.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver at all fuel stations across India. 
• Offer applicable on transactions between Rs. 400 to Rs. 5,000.

Instant EMI Facility

• Pay for your purchases in parts with the Instant EMI service. 
• Convert transactions starting from as low as Rs. 2,500.
• Zero documentation is required.
• Rs. 199 to Rs. 399 processing fee and 16% p.a. interest rate applicable.
• Flexible tenure options of 3, 6, 9, 12, 18, 24, and 36 months.

Other Benefits

• 24*7 consultations with doctors.
• EMI on Call facility to convert payments into EMI at attractive interest rates.
• Get a loan amount within the limit of your card to fulfil immediate fund requirements.
• Pay your bills on time, every month with YES PayNow.
• With E-mandate, register standing instructions for your bill payments, subscriptions, insurance payments, and more.
• With the Express Loan facility, get a pre-approved loan at an attractive interest rate on your card without blocking the credit limit.

• Joining fee: Rs. 749 + applicable taxes.
• Annual fee: Rs. 749 + applicable taxes.
• Charges for revolving credit, cash advances & overdue amounts: 3.80% per month (45.60% annually).
• Charges for rental & wallet transactions: Minimum 1% of transaction value or Rs. 1, whichever is higher on all rental & wallet transactions above Rs. 1.

You must meet the following eligibility criteria to avail of the Yes Wellness Credit Card:

• The applicant must be aged between 21 and 60 years.
• The applicant must be a salaried or self-employed individual.
• The applicant must be earning a minimum net salary of Rs. 20,000 per month or an Income Tax Return (ITR) of Rs. 7.5 Lakhs and above.
• This card is available in select cities including Delhi & NCR, Hyderabad, Bangalore, Mumbai, Pune, Ahmedabad, Chandigarh, Chennai, Jaipur, Kolkata, Thane and Navi Mumbai.

You must furnish the following documents to apply for a Yes Wellness Credit Card:

• Recent passport-size photographs
• A copy of PAN Card/ Form 60
• Latest Salary Slips/ ITR as income proof 
• Passport/ Electricity Bill/ Landline Telephone Bill/ Ration Card as address proof
• Passport/ Aadhaar Card/ Driving License/ PAN Card as identity proof

*The above list of documents is indicative. Documents requirements may vary on a case-to-case basis.

Follow the steps mentioned below to apply for a Yes Bank Wellness Credit Card:

• Visit the official website of Yes Bank and then go to the Yes Bank Wellness Credit Card page.
• Share the required details to fill out the online application form. 
• Check your eligibility for the card.
• Apply for the credit card.
• Complete your KYC.