The key highlights of the Swiggy HDFC credit card are given below:
|Joining fee||Rs. 500 + applicable charges|
|Annual fee||Rs. 500 + applicable charges|
|Benefits||Cashback on all spends, complimentary Swiggy one membership, spend-based renewal fee waiver, etc.|
|Cashback||10% on the Swiggy app, 5% on online spending across online MCCs & 1% on other categories|
|Welcome benefits||Complimentary Swiggy one membership for 3 months on card activation|
|Foreign currency transaction fee||3.5% of the transaction value|
|Age||21 - 60 years for salaried & 21- 65 years for self-employed|
|Net Monthly Income||Above Rs. 25,000 for salaried & ITR of above Rs. 6 Lakhs p.a. for self-employed|
HDFC Swiggy Credit Card offers the following features and benefits:
Joining & Annual Fees
If you have applied for the HDFC Bank Swiggy credit card through HDFC Bank’s porta, you need to link your card on the Swiggy app to earn cashback on eligible transactions and for Swiggy One membership.
In order to link the Swiggy HDFC Bank Credit with Swiggy app, you have to install the Swiggy app first and then follow the below-mentioned steps:
The Swiggy HDFC credit card fees and charges are mentioned below in detail:
Below are the Swiggy HDFC Bank Credit Card eligibility criteria:
For Salaried Indian National
For Self-employed Indian National
You can apply for an HDFC Bank Swiggy Credit Card online or offline. Applying online is easy through the official website of the bank or from our portal. All you need to do is follow the steps mentioned below:
Apart from Swiggy HDFC Credit Card, HDFC Bank offers the following credit cards:
Know how good your score is
Get insights on how to improve it
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To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
Customers can save up to Rs. 14,000 and even more annually with Swiggy HDFC Bank Credit Card. Refer to the customer value chart below to know how:
|Benefits||Offers||Spends %||Annual Spends||Annual Savings|
|Cashback & Milestones||10% cashback on Swiggy food ordering||30%||Rs. 63,000||Rs. 6,300|
|10% cashback on Swiggy Instamart|
|10% cashback on Swiggy Dineout & Genie|
|5% cashback on e-shopping spends||40%||Rs. 84,000||Rs. 4,200|
|1% cashback on all other categories||20%||Rs. 42,000||Rs. 420|
|Miscellaneous spends (fuel, rent, EMI, wallet, jewellery & govt. related spends)||10%||Rs. 21,000|
|Additional Benefits||3 months Swiggy One membership||Rs. 1,199|
|Average savings for 3 months on usage of Swiggy One membership||Rs. 2,100|
|100%||Rs. 2,10,000||Rs. 14,219|
*6.8% of annual savings is an estimate based on spending. Actual savings with the card may vary for each customer.
You get a complimentary Swiggy One Membership of 3 months as a welcome benefit on the Swiggy HDFC Bank Credit Card. This benefit can be availed of only on credit card activation as per the latest RBI guidelines. You can activate the card by making a transaction using the card.
Swiggy One Membership is a premium subscription program for Swiggy users. It is a single membership that provides unlimited benefits across restaurants, Instamart & Genie orders on Swiggy including free delivery as well as exclusive discounts from select restaurants
To enroll for the 3-month Swiggy One membership, you have to link the card with Swiggy (if applied from HDFC Bank). If you have applied from Swiggy, the Swiggy One membership option will become available when you activate your card.
Follow these steps to link your card:
Currently, the offer for card application is on an invite-only basis. Customers can also apply for the card from the Swiggy app by going to the Account Section of the Swiggy app, and then clicking on Swiggy HDFC Bank Credit Card.
Refer to the ‘Swiggy HDFC Bank Credit Card Fee & Charges’ above to know about all the fees and charges associated with Swiggy HDFC Bank Credit Card.
Swiggy Money is delivered to the customer’s Swiggy account for the statement month within 8 to 10 days of statement generation. Swiggy Money can only be redeemed on the Swiggy app. While placing an order on the Swiggy app, the customer can directly choose the ‘paying via Swiggy Money’ option to pay their bill with the corresponding Swiggy money value. Swiggy Money keeps on accumulating for all the months till not utilized.