Following are the key highlights of HDFC Bank UPI RuPay Credit Card:
|Joining fee||Rs. 250|
|Annual fee||Rs. 250|
|Benefits||Cashpoints on all transactions, renewal membership fee waiver, up to 50 days of interest-free period, etc.|
|Cashpoints||3% Cashpoints on groceries, supermarket, dining & PayZapp transactions, 2% Cashpoints on utility spends, and 1% Cashpoint on other spends.|
|Foreign currency transaction fee||3.5% of the transaction value|
HDFC Bank UPI RuPay Credit Card is loaded with the following attractive features and benefits:
Renewal Fee Waiver
The HDFC Bank UPI RuPay Credit Card charges are mentioned below in detail:
Credit Card PIN set-up is a pre-requisite for UPI registration. You can easily set your card PIN by calling 1860 266 0333. After that:
If you want to have an HDFC Bank RuPay Credit Card on UPI apply online either through the official website of the bank or via MyMoneyMantra by following the steps given below:
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To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
Set up HDFC Bank RuPay Credit Card PIN before linking the credit card to UPI apps. HDFC Bank Credit Card PIN can be set up by calling 1860 266 0333.
Yes. The maximum amount limit per card per day is up to the available UPI limit (i.e., Rs. 1 Lakh per day and Rs. 2 Lakh for some special MCC codes i.e. 5960, 6300 & 6529). However, it will be subject to the available credit limit on your credit card. The amount limit per day per card is Rs. 5,000 for the first 24 hours of linking the card in the UPI app.
No. There are no charges levied on linking/ carrying out any transaction from the linked credit card on UPI.
Yes, if your card is renewed/replaced, you need to re-register in UPI with updated credit card details.
Yes, UPI spends using your HDFC Bank RuPay Credit Card will earn reward points (excluding categories as per the card’s product features/Terms and conditions).
Yes, a maximum of 500 reward points can be earned in a calendar month on UPI spends through a RuPay Credit Card.
No, there is no fuel surcharge waiver applicable on UPI payments.