Get a personal loan up to Rs. 35 Lakhs to meet your urgent requirements with Bajaj Finserv at attractive interest rates. Bajaj Finserv Personal Loan Interest Rates start at 13% p.a. and come with flexible tenure of up to 7 years.
Type of Fees | Charges Applicable |
Interest Rates | 14.50% onwards |
Processing Fees | Up to Rs. 4,999 or up to 2.5% of loan amount |
Bounce Charges | Rs. 600 – Rs. 1,200 per bounce |
Penal Interest | 2% to 4% per month + applicable taxes |
Overdue Charges | Rs. 200 + applicable taxes |
Secure Fee for Online Approvals | Rs. 4,499 |
Charges for Outstation Collection | Rs. 65 + applicable taxes |
Charges for Loan Statement | Rs. 50 |
Part-prepayment Charges | 2% - 4% of principal outstanding |
Foreclosure Charges | 4% of principal outstanding + applicable taxes |
Annual Maintenance Charges for Hybrid Flexi Loan |
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Annual Maintenance Charges for Flexi Term Loan | 0.25% on reduced assigned limit + applicable taxes |
Additional Info: Check Documents Required for Bajaj Finserv Personal loan.
Some of the most important Bajaj Finserv Personal Loan details are:
To Calculate Bajaj Finserv Personal Loan EMI follow the steps mention below:
Additional Info: Know about Bajaj Finserv EMI Card & Apply.
Get to know the Best Personal Loan Interest Rates for yourself. Below is the comparison of Interest rate offered by Bajaj Finserv with other lenders:
It is very easy to get a Personal Loan from Bajaj Finserv through MyMoneyMantra. All you need to do is follow the steps mentioned below:
In regards to any query related to Bajaj Finserv Personal Loan, either you can check through Bajaj Finserv Personal Loan Application Status or you can contact Personal Loan customer care through the following ways:
Visit your nearest Bajaj Finserv branch
Bajaj Finserv Personal Loan Toll Free Customer Care Number
SMS ‘SOL’ to 9773633633
Fill the form by clicking on Apply Now Button and compare latest Interest Rate of all Banks/NFBCs for Instant and Quick Personal Loan Disbursal.
It takes banks almost 15 days to reach a conclusion regarding loan application and convey the same to the applicants. However, if everything is fine, you can get instant approval from Bajaj Finserv for your Personal Loan in as little as 5 minutes after successful submission of your loan application and documents.
At Bajaj Finserv Personal Loan interest rate starts from 14.50% p.a.
The minimum tenure to repay the Personal Loan at Bajaj Finserv is 12 months and the maximum tenure is 60 months.
Bajaj Finserv offers a minimum loan of Rs. 1 Lakh to a maximum loan of Rs. 35 Lakhs.
Bajaj Finserv charges a Personal Loan processing fee of of up to Rs. 4,999 or up to 2.5% of loan amount.
Yes, age is an important eligibility factor to get a Personal Loan. Your age should be between 23 to 58 years to get a Personal Loan from Bajaj Finserv.
Yes, Bajaj Finserv charges 2% to 4% of principal outstanding on part-prepayment and 4% of principal outstanding on full prepayment of the loan.
You can combine your income with the income of your spouse by applying together for a loan. This will help you to combine your income and increase your loan eligibility and loan amount as well.
The minimum repayment tenure for Bajaj Finserv personal loan is 12 months and maximum up to 60 months.
The pre-closure charges for Bajaj finance Personal Loan is up to 4% on principal outstanding plus applicable taxes.