Yes Bank offers its customers Personal Loans ranging from Rs. 1 Lakh up to Rs. 40 Lakhs at the most competitive interest rates starting @ 10.99% p.a. The tenure ranges from 12 months to 60 months. Yes Bank marked up External Benchmark Lending Rate (YBL - EBLR) w.e.f. 01.03.2021 is 7.60%
Some of the most important Yes Bank Personal Loan details are given below:
|Loan Amount||Rs. 1 Lakh - Rs. 40 Lakhs|
|Rate of Interest||10.99%|
|Tenure of Repayment||12 - 60 months|
|Lowest EMI Possible||Rs. 2,174 Per Lakh|
|Processing Fee||Up to Rs. 4,999 or up to 2.5% of loan amount|
|Foreclosure Charges||Up to 4% of principal outstanding|
|Part Prepayment Charges||2% plus applicable taxes on part payment amount paid|
|Yes Bank marked up External Benchmark Lending Rate (YBL - EBLR) w.e.f. 01.03.2021||7.60%|
The following factors determine the Personal Loan interest rate you can expect to get from Yes Bank and this will help you in systematic planning of your finances.
Additional Info: Check Yes Bank Personal Loan Application Status Easily.
|Processing Charge||Up to Rs. 4,999 or up to 2.5% of loan amount|
|Foreclosure Charges (Allowed after 12 EMIs)|
|Part Prepayment (Allowed after 12 EMIs)||2% plus applicable taxes on part payment amount paid|
|Issuance of NOC||Rs. 250 per event|
|Late EMI Payment||24% p.a. on the amount outstanding from the default date|
|Stamp Duty + Other Statuary Charges||As per law|
|Cheque Swap Charge||Rs. 750 per event plus applicable taxes|
|Bounce Charges||Rs. 600 – 1,200 per bounce|
|Loan Cancellation/ Rebooking||Rs. 1,000 + applicable taxes*interest to be borne by the customer in the event of loan cancellation|
|Legal/Incidental Charges||At actual|
|Duplicate repayment schedule, statement of account etc||Rs. 750 per event + applicable taxes|
Yes Bank Personal Loans are popular among our customers due to their benefits, which include:
|YES Bank Personal Loan Interest Rate||10.99%|
|HDFC Personal Loan Interest Rate||10.50% - 24%|
|Axis Bank Personal Loan Interest Rate||10.49%|
|ICICI Bank Personal Loan Interest Rate||10.50%|
|Bajaj Finserv Personal Loan Interest Rate||11%|
|IDFC First Bank Personal Loan Interest Rate||10.75%|
|SBI Personal Loan Interest Rate||11.05%|
|Bank of Baroda Personal Loan Interest Rate||10.10%|
In case, you plan to get a loan from Yes Bank the process is easy. All you need to do is apply for a Personal Loan at MyMoneyMantra. The loan application will be processed online and Yes Bank's representative will get in touch with you immediately to take the loan process ahead. You will get free services of MyMoneyMantra's Personal Loan advisor who will make sure that the lending process is quick and you get the best suitable Personal Loan from Yes Bank.
Yes Bank Toll Free Customer Care Number is 1800 2000
An Alternate number is: +91 22 6121 9000
You can email your queries here: email@example.com
Or, SMS 'HELP' space to +91 92233 90909
Now get IDFC First Bank personal loan of Rs. 20000 to Rs. 1 Crore at lowest interest rate starting from just 10.49% per annum and the processing fee is 3.5% of the sanctioned limit + GST.
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Unlike other banks, Yes Bank offers loan at 10.99% interest rate combined with the lowest EMI of Rs. 2,174 per Lakh. Therefore, if you are paying an EMI more than this amount then you can opt for balance transfer and relocate your loan to Yes Bank.
The interest rates in Yes Bank range from 10.99% in case of Personal Loans.
With regard to Yes Bank, you can repay your Personal Loan in a flexible time period of minimum 12 months to maximum 60 months.
Yes Bank offers you a loan with a minimum amount of Rs. 1 Lakh to a maximum amount of Rs. 40 Lakhs.
Yes, you can opt for part-prepayment of your Yes Bank Personal Loan. However, this facility can be availed only after the payment of 12 EMIs.
Yes, age is a vital factor to check the eligibility of a customer to get a Personal Loan. You need to be at least 21 years old at loan approval time and 60 years old at loan maturity time.
No, you don't have to bring a guarantor for Yes Bank Personal Loan.
Yes Bank allows you to combine your income along with your spouse's income so that you increase your loan eligibility and get a higher loan amount