Yes Bank Personal Loan Interest Rates

Some of the most important Yes Bank Personal Loan details are given below:

The following factors determine the Personal Loan interest rate you can expect to get from Yes Bank and this will help you in systematic planning of your finances.

• Loan Amount: It is the amount borrowed by a customer from the bank. Usually, the banks offer a lower interest rate for a higher amount. Yes Bank offers Personal Loan between Rs. 1 Lakh and Rs. 40 Lakhs..
• Salary: Your earnings and income define your eligibility to repay the loan. Usually, a higher salary bracket individual is offered a loan at a lower interest rate. Interest rates of the bank differ on the basis of your net monthly income.
• Employer Category: Yes Bank maintains an internal list of companies that fall into categories that are ranked from high to low company categories based on company's reputation, size, and its existing relationship with the bank. Employees who belong to companies in reputed categories get the best discounts and a low interest rate.
• Relationship with the Bank: Yes Bank offers some special rates, offers and charges to its existing account holders. Those customers who have managed their accounts well and made all the payments timely in the past will get the benefit of low interest rates and better discounts on the loans availed from Yes Bank.
• Loan Tenure: Personal Loans are of a shorter period, usually ranging from 12 months to 60 months as they are taken to meet the immediate and urgent requirements. Usually, longer tenure attracts a higher interest rate.
• Repayment Capacity: Yes Bank checks and verifies the repayment capacity of the borrower before lending any loans. This is done through CIBIL as it has the repayment track record of previous loans taken and Credit Card bills payment.

Additional Info: Check Yes Bank Personal Loan Application Status Easily.

Yes Bank Personal Loans are popular among our customers due to their benefits, which include:

• Unsecured Loans - Where in you are not required to give any security or guarantor when taking a Personal Loan from Yes Bank.
• Flexible Repayment Options Available
• Quick Disbursal of Funds, As soon as your application for a Personal Loan gets processed then your funds get disbursed within a matter of few hours.
• Attractive Interest Rates - Which starts at 10.99%.
  Easy Application Process accessible online with only basic documentation.
• Easy Transfer of Your Existing Loan
• Part Pre-Payment Option Available
• Yes Bank has several offers on Personal Loans for existing account holders. It also offers special schemes, offers, and discounts for employees of large companies.

In case, you plan to get a loan from Yes Bank the process is easy. All you need to do is apply for a Personal Loan at MyMoneyMantra. The loan application will be processed online and Yes Bank's representative will get in touch with you immediately to take the loan process ahead. You will get free services of MyMoneyMantra's Personal Loan advisor who will make sure that the lending process is quick and you get the best suitable Personal Loan from Yes Bank.

Yes Bank Toll Free Customer Care Number is 1800 2000

An Alternate number is: +91 22 6121 9000

You can email your queries here: yestouch@yesbank.in

Or, SMS 'HELP' space to +91 92233 90909