IndusInd Bank Lifetime Free Credit Card

Are you looking for a credit card that comes with zero joining and annual charges while providing you with maximum benefits? If yes, check out the IndusInd Bank lifetime free credit cards. The bank offers lifetime free credit cards designed to suit your lifestyle needs and reward you for all your purchases. These IndusInd Bank credit cards come with a lifetime fee waiver that allows you to enjoy exclusive lifestyle privileges without any additional costs.

  • Lifetime Free Credit Cards
  • Other Banks Lifetime Free Credit Cards
  • Benefits
  • Eligibility Criteria
  • How to Apply

Best IndusInd Lifetime Free Credit Cards

The following are IndusInd lifetime free credit cards along with their detailed features:

1. IndusInd Bank EazyDiner Platinum Credit Card

  • 2 reward points on spending every Rs. 100 (except on fuel, rent, insurance, utility & government).
  • 0.7 reward points on spending every Rs. 100 on rent, insurance, utility & government spends.
  • Get 2X EazyPoints. 
  • Reward points can be instantly redeemed against restaurant bills for an extra discount, and EazyPoints can be redeemed for free hotel stays, meals & exclusive restaurant events in India.
  • Get a 3-month EazyDiner Prime membership worth Rs. 1,095, guaranteed 25% to 50% off at 2000+ premium restaurants & bars, and 500 welcome bonus EazyPoints as welcome benefits.
  • 3-month Prime membership renewal on spending Rs. 30,000 in 90 days.
  • 2000 reward points on spending Rs. 30,000 every 90 days. 
  • Extra 20% off (up to Rs. 500) when you eat out & pay (or take away) via PayEazy app (up to 3 times a month).
  • 1% fuel surcharge waiver at all fuel stations across India.

2. Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card

  • 2.5 reward points on spending every Rs. 100 on E-commerce transactions.
  • 1 reward point for every Rs. 100 spent on UPI & POS transactions.
  • 1 reward point for every Rs. 100 spent on select categories.
  • Buy 1 movie ticket and get another free (up to Rs. 200) on BookMyShow every month. 
  • Milestone benefit of 3000 reward points on spending Rs. 4 Lakhs annually.
  • Complimentary personal air accident insurance cover of up to Rs. 25 Lakhs.
  • 1% fuel surcharge waiver.
  • Pay Now with UPI on your card.

3. IndusInd Bank Platinum RuPay Credit Card

  • 2 reward points for every Rs. 100 transaction done through UPI.
  • 1 reward point for spending every Rs. 100 on non-UPI transactions.
  • Earn Rs. 0.70 for spending every Rs. 100 on select merchant categories. 
  • Link your card to popular UPI apps and enjoy a seamless digital payment experience.
  • Insurance cover of Rs. 1 Lakh for lost baggage, Rs. 25,000 for delayed baggage, Rs. 50,000 for passport loss, Rs. 25,000 for loss of ticket, and Rs. 25,000 for missed connection.
  • Complimentary personal air accident insurance cover of up to Rs. 25 Lakhs.
  • 1% waiver on fuel surcharge at any petrol pump within India.

4. IndusInd Bank ePay American Express® Credit Card

  • Up to 10 reward points on each transaction.
  • 3 months of Zomato Gold membership.
  • 2X reward points on all spends in the 12th month on being active for the previous 11 months in the anniversary year.
  • Reward points can be redeemed as Airmiles, cash credit, flight booking, hotel booking, etc.
  • Complimentary Zomato Gold Membership for 3 months offers unlimited free delivery on all orders (minimum order value of Rs. 199), on-time guaranteed delivery, up to 30% extra off on online orders, up to 40% off on dining at partner restaurants in India, etc.
  • Free 1-year Times Prime Membership (worth Rs. 1,199) on spends of Rs. 2 Lakhs in a year.
  • 5% cashback annually on early payment of the total outstanding amount within 7 days of statement generation.
  • Complimentary personal air accident insurance cover of up to Rs. 1 Lakh.

5. IndusInd Bank Tiger Credit Card

  • 6 accelerated reward points on spending every Rs. 100 after annual spends of Rs. 5 Lakhs.
  • 4 accelerated reward points on spending every Rs. 100 after annual spends of Rs. 2,50,001 - Rs. 5 Lakhs.
  • 2 accelerated reward points on spending every Rs. 100 after annual spends of Rs. 1,00,001- 2.5 Lakhs.
  • 1 reward point on every Rs. 100 spent on your card on annual spends up to Rs. 1 Lakh.
  • Reward points can be redeemed against vouchers from brands like Oberoi, Luxe, and E-Vouchers, including Shopping, Travelling, Dining, and Entertainment.
  • 1.50% discounted forex mark-up fee
  • 4 complimentary games/ lessons per year. 
  • 2 complimentary domestic airport lounge access per quarter & 2 international lounge access per year via Priority Pass.
  • 1 complimentary movie ticket (up to Rs. 500) on BookMyShow every 6 months in a calendar year.
  • 1% fuel surcharge waiver at all fuel stations in India for all fuel transactions between Rs. 400 to Rs. 4,000.
  • Complimentary personal air accident insurance cover of up to Rs. 25 Lakhs.

6. IndusInd Bank Platinum Visa Credit Card 

  • 1.5 reward points for spending every Rs. 150.
  • A welcome gift from Montblanc/ The Postcard Hotel/ Vouchagram/ Vouchagram Premium on select fee plans.
  • Comprehensive insurance benefits including Rs. 1 Lakh lost baggage cover, Rs. 25,000 delayed baggage cover, Rs. 50,000 passport loss cover, Rs. 25,000 ticket loss cover, and Rs. 25,000 missed connection cover.
  • Complimentary personal air accident insurance cover of up to Rs. 25 Lakhs.
  • 1% on fuel surcharge waiver at any petrol pump within India.

7. IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card

  • Flexibility to choose from 4 reward plans.
  • Up to 8X reward points for every Rs. 100 spent on select merchants
  • Various welcome discount vouchers from multiple brands like Flipkart, Amazon, Big Bazaar, Zee5, Uber, Ola, Apollo Pharmacy, etc.
  • Complimentary insurance cover of Rs. 1 Lakh for lost baggage, Rs. 25,000 for delayed baggage, Rs. 50,000 for passport loss, Rs. 25,000 for loss of ticket, and Rs. 25,000 for missed connection.
  • 1% fuel surcharge waiver on all petrol pumps across India.

Top Lifetime Free Credit Cards Offered by Other Banks

Below are the top 5 lifetime free credit cards and their features offered by other banks:

Card NameKey Features
AU Bank LIT Credit Card10X or 5X Reward Points on all online domestic & international retail transactions, POS & Contactless offline domestic & international transactions, 1% fuel surcharge waiver, 5% cashback 3 times in 90 days
Fibe Axis Bank Credit Card3% cashback on food delivery, entertainment & local commute, 1% cashback on other spends, 4 free domestic lounge visits per calendar year, 15% off at partner restaurants in India with EazyDiner
HSBC Visa Platinum Credit CardRs. 250 Amazon eGift Voucher, 1% fuel surcharge waiver, 2 reward points for spending every Rs. 150 
IDFC FIRST Classic Credit CardUp to 10X never-expiring reward points, welcome benefits up to Rs. 1,500, 25% discount on movie tickets
IDFC FIRST Millennia Credit CardUp to 10X never-expiring reward points, 25% discount on movie tickets, 1% fuel surcharge waiver

IndusInd Bank Lifetime Free Credit Card Benefits

  • Choose from a range of credit cards that come with 0 joining and annual fees. 
  • The contactless feature enables fast, convenient, and secure transactions by just tapping your card at merchants that accept contactless payments.
  • No need to pay an additional surcharge when you spend on fuel, as you get a 1% fuel surcharge waiver at all petrol pumps across India.
  • ‘Total Protect’ covers you for an amount equal to your card’s credit limit and also on add-on cards. 
  • Complimentary insurance cover.
  • Earn reward points with every swipe of your credit card. 
  • Earn bonus reward points on achieving milestone spends.
  • Earned reward points on your lifetime free IndusInd Bank credit card do not have an expiry date.

IndusInd Bank Lifetime Free Credit Card Eligibility Criteria

Before you apply for a lifetime free IndusInd credit card, check out the eligibility criteria below:

  • Age: You must be at least 18 years old to apply for the card. The upper age limit is 70 years.
  • Occupation: All salaried as well as self-employed individuals can apply
  • Income: Your net monthly income should be a minimum of Rs. 20,000.
  • Credit Score: You must have a good CIBIL score.

How to Apply for an IndusInd Lifetime Free Credit Card

Follow the steps given below to apply for an IndusInd Bank lifetime free card:

  • Open the official website of the IndusInd Bank and select the desired credit card.
  • Click on the ‘Apply Now’ button given at the top of the page. 
  • Mention the required details, including your PAN number, mobile number, etc.
  • Verify your address details and select the preferred card.
  • Complete your application with an instant video KYC.
  • The card will be delivered to your preferred address within 2-3 days of approval.

FAQs

IndusInd Bank EazyDiner Platinum Credit Card, Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card, IndusInd Bank Platinum RuPay Credit Card, IndusInd Bank ePay American Express® Credit Card, IndusInd Bank Tiger Credit Card, IndusInd Bank Platinum Visa Credit Card, and IndusInd Bank Platinum Aura Edge Visa and Mastercard Credit Card are lifetime free.

IndusInd Bank ePay American Express® Credit Card offers 5% cashback annually on early payment of the total outstanding amount within 7 days of statement generation.

IndusInd Bank Tiger Credit Card offers 2 complimentary domestic airport lounge access per quarter and 2 international lounge access per year via Priority Pass.

Yes, IndusInd Bank offers co-branded lifetime free credit cards such as IndusInd Bank EazyDiner Platinum Credit Card, Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card, and IndusInd Bank ePay American Express® Credit Card.

Yes, IndusInd Bank provides lifetime free RuPay credit cards, including Poonawalla Fincorp IndusInd Bank eLITE RuPay Credit Card and IndusInd Bank Platinum RuPay Credit Card.

Updated On Sep 16, 2025
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Written By Reshma RawatAssistant Content Manager of MyMoneyMantraCredit Cards, Credit Score, Personal Loan, Home Loan, etc.

Reshma Rawat is a passionate writer, with a decade of experience in writing for a variety of domains (finance, technology, lifestyle, e-commerce, real estate, etc.). Currently, she is working as Assistant Manager - Content @MyMoneyMantra, and writes blogs & webpages on financial products (loans, credit cards, insurance, financial policies by government, mutual funds, etc.

Assistant Content Manager of MyMoneyMantra
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Written By Abhijeet SinghSenior Editor of MyMoneyMantraCredit Cards, Credit Score, Personal Loan, Home Loan, etc.

Abhijeet Singh has comprehensive experience in business writing, content management, SEO, social media and user analytics. Key areas of expertise include stock markets and personal finance.

Senior Editor of MyMoneyMantra