IndusInd Bank Lifetime Free Credit Card

Here is the list of the best IndusInd Bank credit card lifetime free:

Below are the IndusInd Bank lifetime free credit card benefits:

• Choose from a range of credit cards that come with 0 joining and annual fees.
• If you want an airport lounge access credit card, IndusInd Bank Tiger Credit Card offers 2 domestic airport lounge visits per quarter and 2 international lounge visits per year.
• The contactless feature enables fast, convenient, and secure transactions by just tapping your card at merchants that accept contactless payments.
• No need to pay an additional surcharge when you spend on fuel, as you get a 1% fuel surcharge waiver at all petrol pumps across India.
• ‘Total Protect’ covers you for an amount equal to your card’s credit limit and also on add-on cards. 
• Complimentary insurance cover.
• Whether you are looking for the best cash back credit card or travel card, IndusInd has multiple options for you.
• Earn reward points with every swipe of your credit card. 
• Earn bonus reward points on achieving milestone spends.
• Earned reward points on your lifetime free IndusInd Bank credit card do not have an expiry date.
• For digital payments, you can apply for the lifetime free best RuPay credit card.

• Interest charges for revolving credit & cash advances: Up to 3.95% p.m. (47.40% p.a.). 
• Late payment charges: Up to Rs. 1,300 (depends on outstanding balance).
• Over limit charges: 2.5% of over limit amount, minimum of Rs. 500.
• Returned payments: Rs. 250.
• Cash advance charges: 2.5% of the advance amount, minimum Rs. 300. 
• Savings plan change for IndusInd Bank Platinum Aura Edge Credit Card: Rs. 250.
• Balance enquiry charges on Non-IndusInd Bank ATMs: Rs. 25.
• Railway booking surcharge: As applicable.
• Cash payment fee at IndusInd Bank branch: Rs. 100. 
• Foreign currency mark-up: Up to 3.5 % + GST.
• Machine surcharge at ATMs: Passed at applicable rates to the customer.
• Duplicate physical statement request: Rs. 100 per statement.
• GST: At the current rate, as notified by the Ministry of Finance, Government of India.
• Card re-issue/replacement: Rs. 100.
• Charge slip request: Rs. 300.
• Priority pass/ lounge key usage fee: Up to US$35 per person per visit.
• Reward redemption fee: Rs. 149 for cash redemption & Rs. 100 for all other category redemption.
• Dynamic currency conversion fee: 1% markup fee + taxes.
• Rent payments through third-party merchants: 1% + GST on each transaction.
• Utility payment transactions: 1% + GST.
• Wallet loading transactions: 1% + GST.
• Education payment transactions: 1% + GST.
• Fuel transactions: 1% + GST.
• Transaction fees on transport excluding air: 1% + GST.

• PAN Card & Aadhaar Card: Mandatory. 
• Current address proof: Utility Bill/ Rental Agreement/ Driving License (required if your residential address is different from your Aadhaar card).
• Photograph: Recent passport-sized or digital capture during Video KYC. 
• Income documents for salaried applicants: Recent Salary Slips, Bank Statements of the last 3 - 6 months, or Form 16. 
• Income documents for self-employed applicants: Income Tax Returns or Audited Financial Statements.

Follow the steps given below to apply for an IndusInd Bank lifetime free card:

• Open the official website of the IndusInd Bank and select the desired credit card.
• Click on the ‘Apply Now’ button given at the top of the page. 
• Mention the required details, including your PAN number, mobile number, etc.
• Verify your address details and select the preferred card.
• Complete your application with an instant video KYC.
• The card will be delivered to your preferred address within 2-3 days of approval.