How to check Bank Balance

Bank balance check is necessary to know how much money is left in your account for many reasons like bill payments, fund transfer to other accounts, EMI payment, managing upcoming monthly expenses, it will verify all your deposits and withdrawals to keep your account safe from any frauds and boost your savings too. You can check your account balance by various modes like SMS, passbook, net banking, mobile banking, ATM/debit card, and UPI apps.


Methods to Check Bank Account Balance

There are various methods to check balance in your bank account online such as by logging into your net banking account, using UPI apps, via mobile banking, and so on. You can also choose offline mode for account balance check through an ATM using your debit card, SMS, and passbook.

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Check available account Balance of Top Banks in India

State Bank of India

State Bank of India (SBI) offers an innovative facility known as SBI Quick - Missed Call Banking. It is a free service that enables SBI customers to conduct their account balance enquiry and obtain SBI mini statements. They can give a missed call or send an SMS to a pre-defined mobile number from their registered mobile numbers.

This facility is available on Android, iOS, Windows, and Blackberry phones. The customer has to visit the respective App Store and download the SBI Quick app. It is also available in the pre-login section of SBI Anywhere.

  • The best aspect of this app is that you do not have to remember keywords and mobile numbers
  • Secondly, there is no need for an internet connection after installing SBI Quick. The communication happens through SMS or Missed call.

The facility requires a one-time registration feature.

  • SMS 'REG Account Number' to 09223488888 from the registered mobile number for the respective account. It is the authorised SBI Balance Check Number. You will receive a confirmation of the registration. On successful registration, you can proceed with your requests like Balance Enquiry, Mini Statement, and Cheque Book Request. Other requests include e-statement for the last six months, Education Loan and home loan interest certificate.
  • Balance Enquiry - SMS 'BAL' to 09223766666 or give a missed call


Missed Call Service

ICICI Bank provides a Missed Call Service that enables you to check your account balance and the last three transactions in the account through an SMS.

Balance Check

  • Give a missed call to the ICICI Balance Enquiry Number of ICICI Bank i.e. 9594612612, from your registered mobile number.
  • SMS 'IBAL' to 9215676766 or 5676766 to get your balance.

Last Three Transactions Enquiry

  • Give a missed call to 9594613613
  • SMS 'ITRAN' to 9215676766

The phone gets disconnected automatically. You will get an SMS alert on your mobile number registered with the bank.


HDFC Bank offers SMS banking as well as Toll-free mobile banking to enable customers for their HDFC Bank Balance Enquiry and get HDFC Bank Mini Statements. One can give cheque book requests and enquire cheque status.

Toll-Free Mobile Banking

  • Account Balance: Call 1800-270-3333
  • Mini Statement: Call 1800-270-3355
  • Cheque Book: Call 1800-270-3366
  • Account Statement: Call 1800-270-3377

SMS Banking

  • Account Balance: SMS 'BAL' to 5676712
  • Mini Statement: SMS 'TXN' to 5676712
  • Cheque Status Enquiry: SMS '6-digit cheque number' to 5676712

Axis Bank

To Check about Axis Bank Balance Enquiry or Mini statement by Missed Call Service. You can call on these below number as per your requirement.

  • Account Balance: Dial 1800-419-5959
  • Mini statement: Dial 1800-419-6969
  • Account Balance in Hindi: 1800-419-5858
  • Mini statement in Hindi: 1800-419-6868

Punjab National Bank

Give a missed call to 1800-180-2223 (Toll-free number) or 0120-2303090 to get your account balance through SMS.

The prime requisite for utilising the PNB Balance Check Number to know your bank balance is the registration of your mobile number with the bank.

You can also Apply for LRD Loan and check Eligibility Online to avail offer.

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35 Banks Balance Missed Call Inquiry Numbers Facility

Here are the Balance Enquiry and Missed Call services offered by various other banks:

Bank NameMissed Call Service NumberOther Info
Andhra Bank09223011300Savings, Current, CC, and OD balances
Allahabad Bank09224150150Account balance with details of the last five transactions
Bank of Baroda08468001111Savings, Current, CC and OD accounts
Bank of Maharashtra09222281818Get an SMS with details
Bank of India09015135135 
Canara Bank




Account Balance in English

  • Last 5 transactions: English
  • Recent 5 transactions: Hindi
Central Bank of India



  • Balance Enquiry
  • Mini statement
Corporation Bank



  • Balance enquiry in English
  • Balance enquiry in Hindi
Dena Bank



  • Balance enquiry
  • Last 4 transactions
Indian Bank09289592895 
Indian Overseas Bank



  • SMS 'BAL last 4 digits of the account number.'
  • Missed call service



  • Balance enquiry
  • Last 5 transactions
Oriental Bank of Commerce




Balance Enquiry

Mini Statement

SMS 'ACBAL account number' to know the balance

SMS 'STM account number' to get mini statement

Punjab and Sind Bank07039035156Toll-free number
Syndicate Bank09210332255 
UCO Bank1800-274-0123
  • Toll-free number
  • No missed call balance enquiry service
Union Bank of India09223008486
  • SMS 'UBAL account number' for account balance
  • SMS 'UMNS account number' for mini statement
United Bank of India



  • SMS 'BAL MPIN' for balance
  • SMS 'MINI MPIN' for mini statement
  • Missed Call service
Vijaya Bank



Missed call balance enquiry for Delhi, Hyderabad, Mumbai, and Bengaluru
Dhanlaxmi Bank



  • Balance enquiry
  • 3 months statement
Kotak Mahindra Bank1800-274-0110Toll-free service
Karnataka Bank



  • Balance Confirmation
  • Mini statement
Yes Bank



  • Account Balance
  • Last 5 transactions
Karur Vysya Bank



  • Balance Enquiry
  • Account Statement enquiry
Federal Bank08431900900Balance enquiry
South Indian Bank09223008488Missed call balance enquiry
Saraswat Bank



  • Balance enquiry
  • Last five transactions
Bandhan Bank




  • Missed call balance enquiry
  • Mini statement enquiry
  • SMS 'BAL Account number' for a balance enquiry
  • SMS 'MINI Account number' for mini statement
RBL Bank1800-419-0610Missed Call Balance enquiry
DCB Bank



  • Balance enquiry
  • Mini statement
Catholic Syrian Bank08828800900Missed Call Balance enquiry
Citibank09880752484 or 52484SMS 'BAL Last 4 digits of the debit card number.'
Deutsche Bank1800-123-6601Toll-free number
Standard Chartered Bank09987123123SMS 'BAL' for balance enquiry and SMS 'TXN' for mini statement

You can now apply for Loan Against Property without Income Proof

How to Check Bank Account Balance on Mobile Phone?

The times have changed. There is no need to visit the bank to know the balance in your account. Banks have introduced various methods that allow their customers to check up their bank balances. Some of them are internet banking, ATM, mobile banking, phone banking, SMS alerts, Balance on Missed call, Toll-free numbers, and many more. One of the easiest ways of ascertaining the bank balance is over the phone.

You can also Check Union Bank of India Balance Check Number

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Advantages of Checking Balance over the Phone

  • There are no geographical restrictions for checking the bank balance over the phone. You can do it virtually from anywhere in the world.
  • There are no time restrictions. The toll-free numbers and Missed Call services are available 24x7x365.
  • As you do not have to visit your bank branch to confirm the bank balances, you end up saving time.
  • It is a convenient mode of ascertaining the bank balance. This facility is available only if you register your mobile number with the bank. Therefore, there are no chances of a third person becoming aware of your bank balance.

You can now check Union Bank of India Balance Check Number Online

Bank Balance Check Number FAQs

How to check bank balance with account number?


Most banks no longer allow checking bank balance with account number. However, there are still some banks that provide general account balance information to people by simply calling and providing account number. You can also use IVR facility of the banks to check bank balance by mentioning your bank account number.

How to check my bank account balance online?


You can opt for a bank balance check online by logging into your net banking account, using UPI apps, via mobile banking, and so on.

How to check bank balance without a registered mobile number?


If you don’t have a registered mobile number, you can check bank account balance through the following ways:

  • Using an ATM
  • Call the customer care team of the concerned bank
  • Talk to the teller
  • Visit the bank and use your passbook

How to check balance in an ATM?


You can opt for ATM balance check by following the steps mentioned below:

  • Swipe your ATM cum debit card on the ATM machine.
  • Enter your 4 digit ATM PIN.
  • Then select the “Balance Enquiry” option to know the bank balance.
  • Finish the transaction.

How to check bank account balance on phone?


Using mobile banking apps. Through text messaging options. Using UPI apps. Availing missed call service of the concerned bank.

How to check bank balance with registered mobile number?


Your can check bank balance with registered mobile number by using any of the following ways:

  • Missed call service
  • SMS Banking service
  • Toll-free banking

What is the pre-requisite to avail this facility of Bank Account Balance on Phone?


The customer should register his/her mobile number with the bank to avail this facility of the bank account balance on the phone.

Can I change my mobile number at any time?


Yes, there is no problem with changing your mobile number. However, you should ensure to inform your bank and register the new mobile number to continue availing these services.

Can I use the same mobile number for different bank accounts?


Yes, there is no bar/restriction on using the same mobile number for multiple banking accounts.

How do you earn interest on a bank balance using an auto sweep facility?


With an auto sweep facility, you can earn interest on your bank balance by automatically transferring excess funds from your savings account into a linked fixed deposit account. The process begins when your savings account balance exceeds a predefined threshold limit. The surplus amount above this limit is "swept in" and converted into an FD. This FD portion earns a higher interest rate compared to the regular savings account balance. When you need funds for transactions, the auto sweep facility "sweeps out" the required amount from the FD and transfers it back to the savings account, ensuring liquidity. The interest earned on the FD is typically the same as that of a standard FD offered by the bank. This facility allows you to optimize your interest earnings while maintaining easy access to your funds for day-to-day requirements. It provides a convenient way to earn higher returns on idle funds without sacrificing liquidity.

Can I get loan balance by using this facility?


As on date, banks provide this missed call or balance enquiry facility for savings, current, overdraft, and cash credit accounts.

Is there an alternative to the missed call or balance enquiry on phone facility?


Yes, you can install the mobile app of your bank. This app enables you to know the account balance at any time. However, you need an internet connection for this facility to work. It is not so in the case of a missed call or balance enquiry through SMS facility. It is also possible to check your account balance at an ATM.

Is there any restriction on using this facility?


Some banks stipulate a maximum of five times per day, whereas most of the banks do not have any such stipulations.

Are there any fees or charges payable for using this facility?


This facility is provided free of cost by the banks. In the case of toll-free numbers, the customer does not incur phone charges, as well. However, in the case of sending regular SMS, the standard SMS charges apply.

Are the missed calls and balance enquiry facility push or pull alerts?


The missed call and balance enquiry facilities are 'pull' alerts. Push alerts are those where the bank sends you an SMS alert without you requesting for the same.

Can I use this facility from anywhere in India and abroad?


Yes, this facility is available for use without any geographical or time restrictions.