Bank balance check is necessary to know how much money is left in your account for many reasons like bill payments, fund transfer to other accounts, EMI payment, managing upcoming monthly expenses, and so on. You can check your account balance by various modes like SMS, passbook, net banking, mobile banking, ATM/debit card, and UPI apps.
There are various methods to check balance in your bank account online such as by logging into your net banking account, using UPI apps, via mobile banking, and so on. You can also choose offline mode for account balance check through an ATM using your debit card, SMS, and passbook.
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State Bank of India (SBI) offers an innovative facility known as SBI Quick - Missed Call Banking. It is a free service that enables SBI customers to conduct their account balance enquiry and obtain mini statements. They can give a missed call or send an SMS to a pre-defined mobile number from their registered mobile numbers.
This facility is available on Android, iOS, Windows, and Blackberry phones. The customer has to visit the respective App Store and download the SBI Quick app. It is also available in the pre-login section of SBI Anywhere.
The facility requires a one-time registration feature.
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Missed Call Service
ICICI Bank provides a Missed Call Service that enables you to check your account balance and the last three transactions in the account through an SMS.
Last Three Transactions Enquiry
The phone gets disconnected automatically. You will get an SMS alert on your mobile number registered with the bank.
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HDFC Bank offers SMS banking as well as Toll-free mobile banking to enable customers to know their account balances and get HDFC Bank Mini Statements. One can give cheque book requests and enquire cheque status.
Toll-Free Mobile Banking
Missed Call Service
Give a missed call to 1800-180-2223 (Toll-free number) or 0120-2303090 to get your account balance through SMS.
The prime requisite for utilising the PNB balance check number to know your bank balance is the registration of your mobile number with the bank.
Here are the Balance Enquiry and Missed Call services offered by various other banks:
|Bank Name||Missed Call Service Number||Other Info|
|Andhra Bank||09223011300||Savings, Current, CC, and OD balances|
|Allahabad Bank||09224150150||Account balance with details of the last five transactions|
|Bank of Baroda||08468001111||Savings, Current, CC and OD accounts|
|Bank of Maharashtra||09222281818||Get an SMS with details|
|Bank of India||09015135135|
Account Balance in English
|Central Bank of India|
|Indian Overseas Bank|
|Oriental Bank of Commerce|
SMS 'ACBAL account number' to know the balance
SMS 'STM account number' to get mini statement
|Punjab and Sind Bank||07039035156||Toll-free number|
|Union Bank of India||09223008486|
|United Bank of India|
|Missed call balance enquiry for Delhi, Hyderabad, Mumbai, and Bengaluru|
|Kotak Mahindra Bank||1800-274-0110||Toll-free service|
|Karur Vysya Bank|
|Federal Bank||08431900900||Balance enquiry|
|South Indian Bank||09223008488||Missed call balance enquiry|
|RBL Bank||1800-419-0610||Missed Call Balance enquiry|
|Catholic Syrian Bank||08828800900||Missed Call Balance enquiry|
|Citibank||09880752484 or 52484||SMS 'BAL Last 4 digits of the debit card number.'|
|Deutsche Bank||1800-123-6601||Toll-free number|
|Standard Chartered Bank||09987123123||SMS 'BAL' for balance enquiry and SMS 'TXN' for mini statement|
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The times have changed. There is no need to visit the bank to know the balance in your account. Banks have introduced various methods that allow their customers to check up their bank balances. Some of them are internet banking, ATM, mobile banking, phone banking, SMS alerts, Balance on Missed call, Toll-free numbers, and many more. One of the easiest ways of ascertaining the bank balance is over the phone.
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Most banks no longer allow checking bank balance with account number. However, there are still some banks that provide general account balance information to people by simply calling and providing account number. You can also use IVR facility of the banks to check bank balance by mentioning your bank account number.
You can opt for a bank balance check online by logging into your net banking account, using UPI apps, via mobile banking, and so on.
If you don’t have a registered mobile number, you can check bank account balance through the following ways:
You can opt for ATM balance check by following the steps mentioned below:
Using mobile banking apps. Through text messaging options. Using UPI apps. Availing missed call service of the concerned bank.
Your can check bank balance with registered mobile number by using any of the following ways:
The customer should register his/her mobile number with the bank to avail this facility of the bank account balance on the phone.
Yes, there is no problem with changing your mobile number. However, you should ensure to inform your bank and register the new mobile number to continue availing these services.
Yes, there is no bar/restriction on using the same mobile number for multiple banking accounts.
As on date, banks provide this missed call or balance enquiry facility for savings, current, overdraft, and cash credit accounts.
Yes, you can install the mobile app of your bank. This app enables you to know the account balance at any time. However, you need an internet connection for this facility to work. It is not so in the case of a missed call or balance enquiry through SMS facility. It is also possible to check your account balance at an ATM.
Some banks stipulate a maximum of five times per day, whereas most of the banks do not have any such stipulations.
This facility is provided free of cost by the banks. In the case of toll-free numbers, the customer does not incur phone charges, as well. However, in the case of sending regular SMS, the standard SMS charges apply.
The missed call and balance enquiry facilities are 'pull' alerts. Push alerts are those where the bank sends you an SMS alert without you requesting for the same.
Yes, this facility is available for use without any geographical or time restrictions.