Indian Bank, established in 1907, has been continuously striving to provide the best financial and non-financial banking products. With customer delight as the prime concern, Indian Bank has constantly been upgrading its service quality. So much so, the basic service like Indian bank balance check has been digitised and made very convenient. The Indian bank customers no longer have to visit the branch and wait for their turn to upgrade their passbook to check the account balance. Now the Indian bank balance enquiry can be made comfortably from anywhere and at any time.
If you are out of town and wondering how to check Indian bank balance, you no longer have to bother. Gone are the legacy methods of visiting the home branch for Indian bank balance enquiry. The balance enquiry process has been made very simple. All you have to do is utilise the services of the missed call number 092895-92895. Have a look at the steps to follow to get the desired service.
You should first ensure that your mobile number is registered with the bank.
You can also call the Indian bank balance check toll-free number 1800-425-00-000. This is a better option as you can get dual services, i.e., Indian bank balance enquiry as well as mini-statement of your bank account. As the name indicates, a call to this number is free of charge.
Apart from the Indian bank balance enquiry missed call number, there are various other options for an Indian bank balance check. The different options are mentioned below
To avail of this convenient any time anywhere method of Indian bank balance enquiry service, you will have to register your mobile number with the bank. If you have not registered the mobile number, you can do so by visiting an Indian Bank branch.
For Indian bank balance checks via SMS banking, you will have to type BALAVL <Account number> <MPIN> and SMS to 9444394443. You will instantly receive an SMS providing the available balance in the account.
Indian bank customers with a single account will get the primary account balance on sending SMS to 9444394443. Customers with multiple accounts have to type BALAVL <Ac no> <MPIN><space>last six digits of the account number and send SMS to 9444394443. The balance provided will be that of the secondary accounts.
The service can be availed by both Android and iOS users. For Indian bank balance enquiry, the customer needs to download the Indian bank mobile App either on Google Playstore or Apple Store as the case may be. Any of the following Apps can be installed.
Apart from the Indian bank balance check service, there are various other services provided through Mobile Banking.
|Relevant code||Service Description||Format for SMS|
|BALAVL||Available balance||BALAVL <Ac no> <MPIN>|
|LATRAN||3 last transactions||LATRAN <Ano> <MPIN> LATRAN <MPIN> For defauaccount|
|CHQSTS||Cheque issued status enquiry||CHQSTS <chq no> <Ac no> <MPIN> CHQSTS <chq no> <MPIN> For defauaccount|
|DCHSTS||Cheque deposited status enquiry||DCHSTS <chq no> <Ac no> <MPIN> DCHSTS <chq no> <MPIN> For defauaccount|
|CHGPIN||Mobile banking PIN change||CHGPIN <New MPIN> <OMPIN>|
|HELP||Help for how to use||HELP <Code> <MPIN>|
Every Indian Bank customer will be issued with a passbook on opening a bank account. The passbook will provide the details of all inflow and outflow in the account along with day to day balance. For an Indian bank balance check, you can get the passbook updated periodically. This facility is now made very convenient with the availability of passbook kiosks that can be operated by the customer itself. You no longer have to stand in long queues and wait for your turn to get the passbook updated. With the introduction of Core Banking Solution, the banking services have been centralised, and you don’t have to go to the home branch for updation of the passbook. You can avail of the service from the nearest Indian Bank branch.
A debit card will be issued to Bank customers after opening a bank account. Indian bank balance enquiry can be made with the help of this card.
You will also get a receipt for the balance if you desire.
Do you need clarification about how to check Indian bank balance online? Here it is.
The prerequisite for an Indian bank balance check online is registration for internet banking services. After duly registering for internet banking services, you will have to follow the steps given below for an account balance check.
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Being updated about your account balance status is essential to keep track of your expenses. This will avoid going overboard by spending more than you can afford. For Entrepreneurs, it is even more essential to be updated about the day to day balance status as all the business transactions like vendor payments, salary payments, payment of official utility bills etc., will be routed through the operative account. There are chances that a payment could be dishonoured due to wanting of funds if you have issued a cheque without knowing the account position. Indian bank balance enquiry is essential for prudent financial management, especially for a business organisation. There are various other benefits you can reap with a regular Indian bank balance check.
Reconciliation of the bank account is essential for business organisations. There will be several vendor payments made on a day-to-day basis and incidences of double payments can also crop up. If the financial status is not updated and you have issued cheques without being aware of the inflow and outflow into the account, it could lead to cheque bounce which is an offence that may have serious repercussions. A regular Indian bank balance enquiry can arrest these issues.
Indian bank balance check is a powerful yet simple tool that keeps you aware of the funds’ outflow and inflow and gives you a clear picture of your liquidity position. The balance check will give you a glimpse of the various debit and credit transactions in the account. Regular Indian bank balance enquiry will provide you with information regarding the various levies collected by the bank. If a prudent financial practice can avoid such levies, then you can do that by regular Indian bank balance enquiry.
A periodical review of your account through balance enquiry will help resolve any discrepancies. The Indian bank balance check can be done through various offline and online modes depending on how tech-savvy you are. The entire offline and online balance enquiry is made 100% safe with various security checks. Keep connected with your bank with Indian bank balance enquiry and consistently be aware of the reserves in your account.
You can use the services of the missed call number 092895-92895 for the Indian Bank balance check. To avail of the Indian Bank account balance check number services, you should first register your mobile number with the bank. You can visit the branch of the Indian bank and contact the representative of the bank to register the mobile number. After the registration
The various offline and online methods available for Indian Bank balance enquiry are:
Customers without a data bank or internet connection can make account balance enquiries by using missed call number service or through SMS. They can also get to know the account status by updating the passbook periodically.PIN
To avail of the services of the missed call number and SMS, the customer has to primarily register the mobile number with the bank. Calls and SMS from registered mobile numbers only will be accepted.
You need to be registered for internet banking services to avail of the net banking facilities. Once registered, you can follow the steps given below for balance enquiry.
Indian bank balance enquiry can be made by accessing Indian Bank or any other bank ATM. For this, you will have to have a Debit card issued by the bank after opening a bank account. To view the account balance with the ATM card, you will have to visit an Indian bank or any bank ATM and
Customers with a single account can get the balance of the primary account by typing BALAVL <Account number> <MPIN> and sending SMS to 9444394443. At the same time, the customers with multiple accounts will get the balance of secondary accounts by typing BALAVL <Ac no> <MPIN><space>last six digits of the account number and sending SMS to 9444394443. SMS from registered mobile numbers only will be acknowledged.
To get a mini statement, you can give a missed call to the Indian bank balance check toll-free number 1800-425-00-000. The mini statement will be provided via SMS.