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Indian Bank Balance Check Number 

Indian Bank, established in 1907, has been continuously striving to provide the best financial and non-financial banking products. With customer delight as the prime concern, Indian Bank has constantly been upgrading its service quality.  So much so, the basic service like Indian bank balance check has been digitised and made very convenient. The Indian bank customers no longer have to visit the branch and wait for their turn to upgrade their passbook to check the account balance. Now the Indian bank balance enquiry can be made comfortably from anywhere and at any time.

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Indian Bank Balance Check Number

If you are out of town and wondering how to check Indian bank balance, you no longer have to bother. Gone are the legacy methods of visiting the home branch for Indian bank balance enquiry. The balance enquiry process has been made very simple. All you have to do is utilise the services of the missed call number 092895-92895. Have a look at the steps to follow to get the desired service.

You should first ensure that your mobile number is registered with the bank.

  • Give a missed call on any of the following missed call numbers.
    • 092895-92895
    • 081087 81085
  • The call will get disconnected after a few rings.
  • Soon after, the account balance will be conveyed via SMS

You can also call the Indian bank balance check toll-free number 1800-425-00-000. This is a better option as you can get dual services, i.e.,  Indian bank balance enquiry as well as mini-statement of your bank account. As the name indicates,  a call to this number is free of charge.

Also, know about the Indian Bank Mini Statement service.

Different Methods of Indian Bank Balance Enquiry 2022

Apart from the Indian bank balance enquiry missed call number, there are various other options for an Indian bank balance check. The different options are mentioned below

Through  SMS Banking

To avail of this convenient any time anywhere method of Indian bank balance enquiry service, you will have to register your mobile number with the bank. If you have not registered the mobile number, you can do so by visiting an Indian Bank branch.

For Indian bank balance checks via SMS banking, you will have to type BALAVL <Account number> <MPIN> and SMS to 9444394443. You will instantly receive an SMS providing the available balance in the account.

Indian bank customers with a single account will get the primary account balance on sending SMS to 9444394443. Customers with multiple accounts have to type BALAVL <Ac no> <MPIN><space>last six digits of the account number and send SMS to 9444394443. The balance provided will be that of the secondary accounts.

Through Mobile Banking

The service can be availed by both Android and iOS users. For Indian bank balance enquiry, the customer needs to download the Indian bank mobile App either on Google Playstore or Apple Store as the case may be. Any of the following Apps can be installed.

  • BHIM IndianBank UPI
  • IndPay
  • IB Smart Remote 

How to check Indian bank balance through Mobile Banking?

  • After downloading the Mobile App install the app using valid credentials.
  • Go to ‘Manage Accounts’ after logging in to your account.
  • Click on ‘view statement’ and submit a request.

Apart from the Indian bank balance check service, there are various other services provided through Mobile Banking. 

Relevant codeService DescriptionFormat for SMS
BALAVLAvailable balanceBALAVL <Ac no> <MPIN>
LATRAN3 last transactionsLATRAN <Ano> <MPIN> LATRAN <MPIN> For defauaccount
CHQSTSCheque issued status enquiryCHQSTS <chq no> <Ac no> <MPIN> CHQSTS <chq no> <MPIN> For defauaccount
DCHSTSCheque deposited status  enquiryDCHSTS <chq no> <Ac no> <MPIN> DCHSTS <chq no> <MPIN> For defauaccount
CHGPINMobile banking PIN changeCHGPIN <New MPIN> <OMPIN>
HELPHelp for how to use HELP <Code> <MPIN>

Through Updation of Passbook

Every Indian Bank customer will be issued with a passbook on opening a bank account. The passbook will provide the details of all inflow and outflow in the account along with day to day balance. For an Indian bank balance check, you can get the passbook updated periodically. This facility is now made very convenient with the availability of passbook kiosks that can be operated by the customer itself. You no longer have to stand in long queues and wait for your turn to get the passbook updated. With the introduction of Core Banking Solution, the banking services have been centralised, and you don’t have to go to the home branch for updation of the passbook.  You can avail of the service from the nearest Indian Bank branch.

Through ATM

A debit card will be issued to Bank customers after opening a bank account. Indian bank balance enquiry can be made with the help of this card. 

  • Visit the nearest  Indian Bank ATM
  • Insert the  Indian Bank debit Card
  • Input the PIN number
  • Go to the ‘Balance Enquiry option.’
  • The balance will be displayed instantly.
  • You can also view the mini statement with the ATM card.

You will also get a receipt for the balance if you desire.

How to check Indian Bank balance online?

Do you need clarification about how to check Indian bank balance online? Here it is.

The prerequisite for an Indian bank balance check online is registration for internet banking services. After duly registering for internet banking services, you will have to follow the steps given below for an account balance check.

  • Visit the official website of the bank.
  • Login to Indian Bank net banking using valid credentials
  • Go to ‘Account Details’
  • You can now view your account balance.

Why should you regularly make Indian Bank balance enquiry? 

Being updated about your account balance status is essential to keep track of your expenses. This will avoid going overboard by spending more than you can afford. For 

Entrepreneurs, it is even more essential to be updated about the day to day balance status as all the business transactions like vendor payments, salary payments, payment of official utility bills etc., will be routed through the operative account. There are chances that a payment could be dishonoured due to wanting of funds if you have issued a cheque without knowing the account position. Indian bank balance enquiry is essential for prudent financial management, especially for a business organisation. There are various other benefits you can reap with a regular Indian bank balance check.

  • Track interest credits: If you have invested in fixed deposit schemes of the bank with an option to credit interest payments at regular intervals to your savings/current/overdraft account, keeping an account of the balance regularly is very much required. You can keep track of any missouts on interest payments and get them resolved. Surfacing missouts after a lapse of time will make it difficult for the bank to give a timely resolution.
  • Keep a check on the expenditure: Understanding the financial health can avert instances like dishonour of a cheque for want of funds, posing yourself into a financial crisis, etc. The repercussions of not being aware of your financial health are too many. Several instances of cheque dishonour could impact the rapport with your bank. You can safeguard yourself from such situations with a regular Indian bank balance enquiry.
  • Helps to trace discrepancies: With the entire banking transaction automated, there are chances of wrong entries in the account. The wrong entries could be either credit or debit entries. Timely tracing of these discrepancies can save a major mishap in terms of financial loss. 

Reconciliation of the bank account is essential for business organisations. There will be several vendor payments made on a day-to-day basis and incidences of double payments can also crop up. If the financial status is not updated and you have issued cheques without being aware of the inflow and outflow into the account, it could lead to cheque bounce which is an offence that may have serious repercussions.  A regular Indian bank balance enquiry can arrest these issues.

  • Be aware of bank levies: There are various charges collected for the services rendered by the bank. These levies are a part of the expenditure and will reduce the available balance in the account. Some of the charges can be avoided by inculcating financial discipline. By regular Indian bank balance check, you can even dispute such deductions if found inappropriate.

How is an Indian bank balance check useful?

Indian bank balance check is a powerful yet simple tool that keeps you aware of the funds’ outflow and inflow and gives you a clear picture of your liquidity position. The balance check will give you a glimpse of the various debit and credit transactions in the account. Regular Indian bank balance enquiry will provide you with information regarding the various levies collected by the bank. If a prudent financial practice can avoid such levies, then you can do that by regular  Indian bank balance enquiry.  

A periodical review of your account through balance enquiry will help resolve any discrepancies. The Indian bank balance check can be done through various offline and online modes depending on how tech-savvy you are. The entire offline and online balance enquiry is made 100% safe with various security checks. Keep connected with your bank with Indian bank balance enquiry and consistently be aware of the reserves in your account.

Frequently Asked Questions

✅ How do you use Indian Bank balance enquiry missed call number services for balance enquiry?

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You can use the services of the missed call number 092895-92895 for the Indian Bank balance check. To avail of the Indian Bank account balance check number services, you should first register your mobile number with the bank. You can visit the branch of the Indian bank and contact the representative of the bank to register the mobile number. After the registration 

  • Give a missed call on any of the following missed call numbers
    • 092895-92895
    • 081087 81085
  • The call will get disconnected automatically after a few rings.
  • You will get the account balance via SMS immediately.

✅ What are the various offline and online methods available for Indian Bank balance enquiry?

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The various offline and online methods  available for Indian Bank balance enquiry are:

  • Indian Bank account balance enquiry missed call number service.
  • Through SMS
  • Through Mobile banking
  • Through Netbanking
  • Through Passbook
  • Through a missed call to Indian bank balance check toll-free number
  • Through ATM

✅ How can Indian bank customers without a data bank and internet connection make a balance enquiry?

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Customers without a data bank or internet connection can make account balance enquiries by using missed call number service or through SMS. They can also get to know the account status by updating the passbook periodically.PIN

To avail of the services of the missed call number and SMS, the customer has to primarily register the mobile number with the bank. Calls and SMS from registered mobile numbers only will be accepted.

✅ How to check Indian Bank balance through net banking?

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You need to be registered for internet banking services to avail of the net banking facilities. Once registered, you can follow the steps given below for balance enquiry.

  • Visit the official website of the bank.
  • Log in to net banking with login credentials.
  • Navigate to ‘Account Details’ to view the account balance/account summary.

✅ Can balance enquiry be made at Indian Bank ATMs?

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Indian bank balance enquiry can be made by accessing Indian Bank or any other bank ATM. For this, you will have to have a Debit card issued by the bank after opening a bank account. To view the account balance with the ATM card, you will have to visit an Indian bank or any bank ATM and

  • Insert the ATM card
  • Key in the PIN
  • Choose  ‘Balance Enquiry’ to know the balance or
  • ‘Mini Statement’ to get the last three transactions.

✅ How to check the Indian Bank balance through SMS?

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Customers with a single account can get the balance of the primary account by typing BALAVL <Account number> <MPIN> and sending SMS to 9444394443. At the same time, the customers with multiple accounts will get the balance of secondary accounts by typing BALAVL <Ac no> <MPIN><space>last six digits of the account number and sending SMS to 9444394443. SMS from registered mobile numbers only will be acknowledged.

✅ What is the missed call number for a mini statement?

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To get a mini statement, you can give a missed call to the Indian bank balance check toll-free number 1800-425-00-000. The mini statement will be provided via SMS.