HDFC Bank Balance Check Number

This is a hassle-free method for HDFC balance enquiry. You will have to give a missed call to the following numbers:

• 1800-270-3333 for balance enquiry
• 1800-270-33555 for a mini-statement.

The call will disconnect on its own after a few rings. You will get the account balance or the mini-statement, as the case may be, through SMS. The HDFC customer should ensure that the call is given from a registered number. A call from a non-registered mobile number will not be accepted, and the reply message will say that the mobile number in use does not have HDFC mobile banking services

The HDFC customers can also call the HDFC Bank balance enquiry number  022-61606161.

After calling the number, you should select a language and follow the IVRS instructions for balance enquiry.

Note: Also, know about the HDFC Bank Mini Statement Number service.

In addition to HDFC Bank Balance Check Number, there are numerous other simple ways for HDFC balance enquiry. They are:

HDFC Mobile Banking

You dont have to register for the mobile banking services. You can log in to mobile banking using the internet banking login credentials. You get the option to set a ‘quick pin’ for login if you desire to. The primary task to be able to avail of the mobile banking services is to download the HDFC mobile banking app on Google Play Store or Apple Store. Once the app is installed, log in to the mobile banking app for HDFC balance check as follows:

• Log in to the mobile banking app using internet banking login credentials.
• You can also log in with a ‘quick pin’ or use fingerprint log in by placing the finger on the sensor if fingerprint authorisation is enabled.
• Once the login is done, you can see a host of services on the home screen.
• Choose’balance enquiry’ to view the account balance.

The other services available through mobile banking are 

• Funds transfer
• Credit card request
• Mobile, DTH and data card recharge
• Utility bills payment
• Cheque book request
• Account and deposits information
• Demat account opening
• Investment in Mutual Funds
• Apply for various loans like a personal, vehicle, gold, housing, or a loan against mutual funds.
• Income Tax payment

HDFC Internet Banking

To gain access to Internet Banking, HDFC bank customers have to register for internet banking services. After the registration, you can access Internet banking as follows:

• Visit the official website of the bank.
• Go to the ‘HDFC Net banking’ option.
• Login to net banking using the customer ID and password
• Choose ‘Account details’ from the dashboard.
• You can view the account balance.

Besides HDFC balance check, you can use internet banking for funds transfer through NEFT/IMPS, download account statements, and view historical transactions.

HDFC SMS Banking

Customers of HDFC bank can register for SMS bank through net banking, ATM, by sending SMS or by submitting an application at the bank branch. The SMS for HDFC balance enquiry has to be sent from a registered mobile number to HDFC Bank balance enquiry number 5676712. . Given below are the SMS formats for different services:

• Type ‘BAL<last 5-digits of a/c no.>’ for balance enquiry
• Type “TXN” for HDFC Mini Statement
• Type ‘CST<6 digit cheque number>” for Cheque Status Enquiry

HDFC ATM

HDFC balance check can be done by using the ATM-cum-debit card as well. Ensure you receive an ATM card after you open an account at HDFC bank. 

• Visit any HDFC or non-HDFC bank ATM.
• Insert the card in the slot provided
• Enter the 4-digit PIN
• A screen will appear with options like ‘cash withdrawal’, balance enquiry, mini-statement etc.
• Choose ‘balance enquiry’ and view the account balance.

HDFC Passbook

Passbooks are issued to all savings bank account holders. You can check the account balance by periodically updating the passbook. A passbook is a ready reckoner for all the bank transactions you do. There are self-service passbook printers provided at all HDFC branches for the convenience of the costumes. You can print the passbook and be updated about the transactions in your account.

Through USSD Code

This facility is mainly for non-smartphone users. To access this facility, you do not need an internet connection or 3G. The facility is available only for customers who have registered their mobile numbers with the bank.

• Open the phone dialer to dial *99# from the registered mobile number
• Select a language of preference
• Enter IFSC Code or two-digit bank code
• Send a request
• Follow the instructions for HDFC balance check or to get a mini statement.

Moreover, to apply for HDFC Personal Loan visit Mymoneymantra.

It is essential to review the account frequently to avert various happenings like fraudulent transactions, wrong debit, non-credit of cheque deposited into the account, cash deposit not reflecting, etc. For meticulous finance management, you should regularly make HDFC Balance Enquiry. The benefits of regular reconciliation of your account have the following benefits.

• You can keep a balance between the outflow and the inflow of funds to maintain a healthy liquidity position. Any unnecessary expenditures located can be avoided in the future. 
• With most of the transactions like grocery and various other purchases, food orders, utility bill payments etc., made online, you will not have a track of the expenses. You will land in a dangerous liquidity position if these transactions are done erratically without being aware of the available funds in the account. HDFC balance check will help you curtail such expenses.
• Early identification of suspicious or unauthorised transactions will help rectification which otherwise may not be possible. Consistent HDFC balance enquiry will keep a check on such transactions.
• Instances of wrong credits to the account, though unlikely, cannot be dismissed. If there is wrong credit that goes unnoticed and you end up spending the amount, you will end up in a difficult situation when the claim arises, and there are no adequate funds in your account to honour the claim. You can avoid such instances with a regular HDFC balance check.
• Periodical levies collected by the banks for maintaining the account will reduce the overall balance in the account.  If you do not review the account on a regular basis, then the cheques issued or ECS registered may be dishonoured for want of funds.
• The investment made in fixed deposits will earn periodical interests, which will be credited to your account. Reviewing the account for prompt credits is necessary to raise a query when a missout is located.

Additional Info: Check HDFC Bank OD Facility.

For prudent financial management, regular review of the account is essential. HDFC Balance Check is a simple tool for timely review of your account from anywhere and at any time. HDFC bank provides various methods for balance enquiry. Both online and offline modes of balance check are made available. Knowledge of the reserves in your account will keep you confident and stress-free. If you have financial obligations like EMI payments, then a regular HDFC Balance Check will enable you to make prompt payments. You can ensure the availability of funds on the due dates only if you are aware of your liquidity position. If you want to earn the reputation of a responsible borrower, you should make sure there will be no defaults in repayment. This is possible only with HDFC Balance Check on a regular basis.