Union Bank of India is a popular public sector bank offering various financial products and services. Digitisation of financial services using advanced technology has brought delight to Union Bank of India customers. It spares them from the mundane task of visiting the branch for simple transactions like the Union Bank of India balance check. The wait in the long queue is agonising. Now with various offline and online methods for financial transactions, including Union Bank of India balance enquiry.
Are you wondering how to check the Union Bank of India balance? Here is the simplest way to check your account balance:
Customers of Union Bank of India who have not registered their mobile number can visit the bank branch and request its registration. Registration is mandatory as the calls from unregistered mobile numbers will not be acknowledged.
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Union Bank of India has devices various methods for balance enquiry. Some methods can be used by smartphone users as well as for customers who do not have access to smartphones, 3G or Wifi.
Union Bank of India balance check through Passbook is the legacy method for balance enquiry. The passbook contains the day to day debit and credit transactions in the account and andthe account balance.
Customers can get the passbook updated for constant awareness about their funds’ position. The passbook updation is made even simpler by installing passbook printers at every branch, which is user-friendly. The customers can themselves print the passbook using the passbook printer.
Customers who are not comfortable using the passbook printer facility to get the passbook updated across the counter are still in vogue.
Union Bank of India balance enquiry is possible using the ATM card issued to Union Bank of India customers after account opening. Once the ATM card is activated, the card can be used for cash withdrawals and balance enquiry.
The customer has to visit Union Bank of India ATM or any bank ATM and get the account balance in the following way.
This service is provided for customers who have registered their mobile with the bank. Now it is mandatory for registration of mobile numbers with the bank and is done at the time of opening the account and so the service is available for all customers in general. Existing customers whose mobile number is not registered can get it registered by visiting the Union Bank of India branch. For the Union Bank of India balance check, you will have to
Customers without smartphones and those who have not registered for either net banking or mobile banking can get the account balance through USSD Code. Registration of the mobile number is mandatory to use this service.
With the registration in place, you can do the Union Bank of India balance enquiry as follows:
Customers of Union Bank of India who has registered for Internet Banking can utilise the service for Union Bank of India balance check. Net banking facilitates various banking functions like funds transfer through NEFT/IMPS, balance enquiry, generation of account statement etc. To use the services, the customers have to follow the step-by-step guide given below.
The facility is available only for customers who have registered for mobile banking services. Registration for mobile banking services can be done through any bank ATM or Union Bank of India ATM, or directly through the website of the bank. The registration can be done by visiting the branch or can be opted for at the time of submitting the application for opening an account. The mobile banking services are available for both Andriod as well as iOS users. On registration, a 4-digit PIN will be provided.
There are various UBI Mobile Apps that can be used for varied transactions. These apps have to be downloaded on Google Play Store or Apple Store. Thereafter the customer can log in to the account using the four-digit MPIN and then avail of the desired service. Read further to understand how to use the Union Bank of India balance check app.
You have access to various banking transactions through U-Mobile App. The host of facilities available are listed below:
Consolidated funds transfer up to Rs. 50000/- in a day through various funds transfer options can be carried out using the United Bank of India balance check app.
This is similar to a physical passbook but an electronic version. Customers can view the account balance easily through this app.
For secure banking transactions, you can use this app.
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There are various valid reasons for carrying out the Union Bank of India balance enquiry. Union Bank of India has provided various methods for balance enquiry that can be accessed at the convenience of the customers either from home or from the workplace, or from anywhere else. Being aware of your funds’ position will enable meticulous finance management, which is a good practice. You can spare yourself from various awkward instances like missing out on EMIs, cheque bounce, etc. if you plan your finance well and are constantly aware of the account status. There are various benefits in checking the account balance on a regular basis.
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Union Bank of India balance check is a snapshot of all your transactions. Reviewing the balance check statement will give you an insight to your expenditure and enables you to control the ones that are unnecessary. Most importantly, a regular balance check will protect you from fraudulent transactions. There is a time limit for reporting credit card frauds, and if not detected with the given time frame, then rectification will be not possible, and you may end up with a financial loss. Being unaware of your liquidity position especially if you are living from pay check-to-pay check can cause serious financial stress. Keeping a watch on your reserves position is very important and should not take much of your time with various convenient and simple methods available.
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This service is available for customers who have registered their mobile with the bank.
Customers without an internet connection, 3G or a smartphone can also benefit from this service.
If you do not have a mobile, you can check the Union Bank of India balance using the internet banking facility provided by the bank. You will have to register for an Internet banking facility, and you will be ready to login into your net banking account using the login credentials on the website of the bank.
ATM-cum-debit card will be issued by the bank on opening an account. You can visit the Union Bank of India ATM or any other bank ATM and check the balance as follows:
Passbooks are the age-old method for checking the account balance. With advanced technology, the passbook updation has been made very convenient. A passbook printer installed at every branch of Union Bank of India will do the job of updation. The printer is very user-friendly, and you can print the passbook yourself and get the account update.
You can register the mobile number by visiting the nearest branch of Union Bank of India. You can also do the registration at the ATM or through net banking.