Bank of Baroda Bank Balance Enquiry Number 2025

The simplest option to check your account details is to contact the Bank of Baroda account balance check number. 

• In order to get your latest account details, call BOB Bank account balance check number, i.e. 8468001111, from your registered mobile number. 
• After the first ring, your call will be automatically disconnected. 
• You will then receive an SMS from the same Bank of Baroda toll-free number for balance enquiry, mentioning the current balance in your BOB account. 

You can also check your BOB account balance online through:

• Whatsapp Banking
• Netbanking 
• Any UPI app
• Mobile Banking app

There are multiple methods to check your Bank of Baroda account balance as mentioned below: 

Bank of Baroda Balance Check through Missed Call

• All BOB customers who have registered their mobile numbers can use the Bank of Baroda miss call balance check number service to get their account balance details. 
• Just give a missed call on Bank of Baroda check balance no., i.e. 8468001111, from your registered mobile number.
• After the first ring, your call will be automatically disconnected, and you will receive an SMS mentioning the current BOB account balance.

Bank of Baroda Balance Check through Mobile Banking App

• Download and install the mobile banking app of Bank of Baroda and log in with your credentials (if you already have the app) or complete the registration process. 
• In the side menu, you can choose the Bank of Baroda balance check option. 
• You will be able to view the latest details of your account. 

Bank of Baroda Balance Check through WhatsApp Banking

• Save the number 8433888777 on your smartphone to check your Bank of Baroda account balance via WhatsApp. 
• Initiate a conversation by sending "Hi". 
• You will receive a welcome message along with instructions. 
• Select the "Balance Enquiry" option to view your account balance on WhatsApp chat. 

Bank of Baroda Balance Check through UPI Apps

• This is another easy way to check your BOB account balance after the Bank of Baroda miss call balance enquiry number. 
• Just open any UPI app linked to your Bank of Baroda account and log in with your MPIN or biometric authentication. 
• Go to the "Account Balance" or "Balance Check" section and enter your 4-digit UPI PIN. 
• Your BOB account balance will be displayed on the screen. 

Bank of Baroda Balance Check through Netbanking

• Log in to the internet banking portal of Bank of Baroda with your credentials.
• From this portal, you can view your BOB account balance and statement.
• This method does not require a Bank of Baroda balance check by account number.

Bank of Baroda Balance Check through SMS Banking

• Type the message BAL < space="" /> Last 4 digits of your account number. For example, if your account number is 17610500000831, type BAL 0811.
• Send the typed message to the Bank of Baroda balance enquiry number SMS, i.e. 8422009988, from your registered mobile number.
• Once the message has been sent, you will receive an SMS with your latest account details. 

Bank of Baroda Balance Check through ATM

• Visit any nearby ATM and insert your debit card into the ATM kiosk. 
• Select the ‘Balance Enquiry’ option and enter your PIN when prompted.
• Your BOB account balance will be displayed on the screen.

Lenders use a special formula as mentioned below, to calculate the 20 Lakh loan EMI i.e.:

EMI = [P x R x (1+R)^N]/[(1+R)^N-1]

Where, 

• P = Principal loan amount
• N = Loan tenure in months
• R = Monthly interest rate

The EMI depends on the principal loan amount to be availed of, 20 Lakh loan interest per month or annum, and repayment tenure.

For example, for a 20 lakh personal loan EMI SBI or other lenders for 5 years tenure at 10% p.a. interest rate, the EMI will be Rs. 42,494. However, a 20 Lakh personal loan EMI for 10 years from SBI or other lenders, at an interest rate of 11% p.a. will be Rs. 27,550.

This calculation can be done in a jiffy using the Personal Loan EMI Calculator available online.

You can contact the Bank of Baroda Balance Enquiry Number, 08468001111 to get your latest credit card balance. The missed call must be made using the number that is currently linked to your credit card. 

You can also use the mobile banking facilities of the Bank of Baroda to check your credit card balance. All you have to do is SMS BAL <space> the Last four digits of your credit card number to  8422009988. 

You can also use your net banking and mobile banking services to check the balance on your credit card if your number is linked to it. Lastly, you can call the Bank of Baroda Contact Centre using the Bank of Baroda balance enquiry toll-free number 18002584455/ 18001024455 from any part of the country. Follow the IVR to get your latest credit card balance. 

Passbook

If you have registered for the Bank of Baroda internet banking or mobile banking services, all you have to do is log in to your account to check your e-passbook. 

All Bank of Baroda branches provides a Self Service Passbook Printer. This automated kiosk allows you to print your latest account details on your passbook on your own. It recognizes the account number using a magnetic strip and provides some interesting features like auto-align, auto flip and quick passbook update. 

These kiosks are also placed in Bank of Baroda ATMs and Elobbies. Here, customers can use these self-service passbook printers 24x7. 

Mini Statement

A mini statement lets you check the last five transactions that have taken place in your account. There are two easy options to retrieve your Bank of Baroda Mini Statement: 

SMS Banking

Send the message MINI <space> last four digits of the account number to 8422009988 from the registered phone number. 

ATM 

Visit your nearest Bank of Baroda ATM or any other ATM and insert your debit card into the slot. Select the ‘Mini Statement’ option and enter your 4 digit ATM PIN. Your mini statement will be printed for you instantly. 

E-statement

While the Bank of Baroda balance check no only gives you the latest balance in your account, the E-statement gives you details of all the credits and debits in your account for a given period of time. 

To get your E-statement, log on to your net banking or mobile banking account. In the side menu, choose the ‘account statement’ option and select the period that you want the details for. 

You can also call the Bank of Baroda customer care number and request for the latest statement to be sent to your registered email ID. 

Missed Call Banking

For a quick Bank of Baroda Miss Call Balance Check, call 08468001111 from your registered mobile number. The call automatically gets disconnected immediately after the first ring. Then, an SMS with the latest account balance comes on your number. 

ATM

To check your Bank of Baroda balance, visit any ATM near you. Insert the debit card linked to your account and choose the ‘Balance Check’ option. The latest account balance will be displayed on your screen after you enter the four-digit ATM Password.