Bank of Maharashtra Balance Check Number 2022

Bank of Maharashtra is one of the leading public sector banks offering an array of financial products and services to its customers. It is not adequate to open an account with the bank and avail of all the products and services. You should also be able to review your account periodically. You must be wondering how to check Bank of Maharashtra balance. The bank has designed so many offline and online methods for balance checks that it is now possible to get your complete account information at the comfort of your home.

Bank of Maharastra Balance Check Number 

The Bank of Maharashtra Balance check Numbers provided for balance check are 

  • 1800-233-4526
  • 1800-102-2636

For the Bank of Maharashtra balance check, you can call follow the instructions given below:

  • Call any of the above Bank of Maharashtra Balance Enquiry numbers from a registered mobile number.
  • Select the preferred language
  • Follow the IVR instructions either for the account balance or the mini-statement.
  • You will get either the account balance or the mini-statement through SMS.

Different Methods of Bank of Maharashtra Balance Enquiry in 2022

Bank of Maharashtra balance enquiry can be done through various methods. You can use internet banking, SMS  banking, Mobile applications, Missed call service, ATM support, Customer Care Helpline or simply visit the bank branch to get the account details. Procedures for the usage of these modes are discussed separately here below.

Missed Call Service

You can give a missed call to Bank of Maharashtra Balance Enquiry Number 9222281818. There will be a few rings and the call will get disconnected automatically. Soon after you will get the balance via SMS. The only requirement for this service is a registered mobile number. Calls from unregistered mobile numbers will not be entertained.

SMS Banking

Bank of  Maharashtra account balance check can be done through SMS Banking. This mode is convenient for customers who do not have an internet connection or data bank. Registration of the mobile number with the bank is the only mandatory requirement.

The SMS formats are different for different services. You will have to select the appropriate format from the list given and send it to the Bank of Maharashtra balance check no 9222281818 from a registered mobile number.

Type of serviceFormat for SMS
Mini Statement (last 3 transactions)LATRAN<Account no.><MPIN>
Balance EnquiryBALAVL<Account no.><MPIN>
PIN ChangeCHGPIN<Account no.><MPIN>
Status of ChequeCHQSTS<Account no.><MPIN>
For Aadhar SeedingSEED<Account no.><MPIN>

You will get a reply with relevant details through SMS within no time.

Through Internet Banking

The Bank of Maharashtra customers can make use of the net banking facility for the Bank of Maharashtra balance check. They will have to register for net banking services at the time of opening the account or if not done during account opening can opt for it later by visiting the bank branch and submitting a duly filled application form for net banking registration along with KYC documents. The bank on reviewing the application and the KYC documents will activate the net banking facilities for the account. The User ID and Password for the net banking login will also be provided. On activation, the customers can use the net banking facility for the Bank of Maharashtra account balance check as given below.

  • Visit  the official website of  the bank
  • Log in to your net banking account with the login credentials
  • Go to “Account Summary” for account balance details.
  • You can view your account balance instantly.
  • You can also view the mini-statement containing transaction history and also know the cheque status through this option.

Through Mobile Banking

The Maha Mobile App is designed for Android or iOS users. This service is available for current and savings accounts,  loan accounts, and deposit accounts. The various services provided are balance enquiry, cheque status enquiry, mini statement, funds transfer to accounts within the bank, funds transfer to other bank accounts through NEFT/RTGS/IMPS, Utility bills payment, beneficiary maintenance etc. Follow the steps given to use the mobile application.

  • Download the Maha Mobile App from Google Play Store or  Apple Store.
  • After the download, install the app with login credentials.
  • Go to ‘Manage Accounts’   
  • Click on ‘view statement’ and submit the request
  • You will be able to view the account details instantly.

Through ATM

Collect the ATM card on opening an account with the Bank of Maharashtra. With the ATM card, you will be able to do the Bank of Maharashtra account balance check by following the steps listed below.

  • Visit any Bank of Maharashtra ATM or any bank ATM
  • Insert the card in the slot  provided
  • Enter the 4 digit PIN 
  • Select ‘Balance Enquiry’ from the list  of services displayed
  • Your account balance will be on the screen immediately.
  • You also have the option to view the mini-statement and also can also get a printout of the same.

Passbook

Bank of Maharashtra balance check through passbook though an old school method is the most convenient one. You always have the passbook in your custody for immediate verification in case of any doubt. Every customer will be issued a passbook at the time of opening an account in order to keep the ledger details of the account informed at periodical intervals. You will have to visit the branch frequently to get the passbook updated. 

Through USSD Code

The expansion for the USSD Code is unstructured supplementary service data. This is a balance enquiry mode for customers who have no access to smartphones, do not have an internet connection or a  data bank.  Do as instructed below for Bank of  Maharashtra balance check through this mode.

  • Use a registered mobile number for the purpose.
  • Dial the USSD code *99*61# using the dialer pad on the phone
  • Select a language desired.
  • Enter the IFSC Code or the 2-digit bank code
  • Click on send.
  • For the Bank of Maharashtra, balance enquiry follows the instructions.

Why should you regularly do Bank of Maharashtra balance enquiry? 

To keep a good financial status, it is necessary to keep a track of the incoming and outgoing funds in your account. Unlike the legacy method, wherein only passbooks or bank statements was the only avenue for checking the funds flow in your account, you have various easier options that will give you an insight into your account transactions anywhere and any time. A regular balance enquiry will benefit you in various ways.

To keep track of expenses: With online transactions on the increase, it becomes difficult to track your expenses, and you may most of the time go overboard and land in trouble. While balancing your expenses with your income, you may miss out on some transactions leading to a wrong calculation of the balance in the account. Instead, reconciliation with the bank statement would give you the exact picture of the reserves in the account.

Timely detection of discrepancies: With easy access to accounts online, the instances of fraud are also mounting. When a fraudster accesses your account, they will not siphon out the entire amount in one go. It may happen over a period of time. So if you remain oblivious of the transactions in the account, you may end up in a major financial loss. Timely detection of such fraudulent entries will help avert further such instances.

Also, there could be unauthorised transactions or wrong debits in the account that could be investigated and set right only on early detection. For all this, a regular review of the account is essential.

Interest received and bank levies: You might have made investments in various deposit schemes that give you the advantage of periodical interest credits. A regular Bank of  Maharasthra balance check will help you keep track of these interest payouts and bring any missouts to the notice of the bank for scrutiny. 

Banks collect service charges for the various service rendered like SMS facility, ledger maintenance, inspections conducted, duplicate physical statements issued, for signature verification, etc. There are penalties also charged for not maintenance of minimum charges, for cheque bounce, etc. All these changes impact the final balance of the account. Being informed about these entries is necessary to avoid the inappropriate collection of levies.

How is the Bank of Maharashtra Balance Check Useful?

With Bank of Maharashtra Balance Check, the user-friendly tool, you can have complete information of your account transactions at your fingertips. There are various modes of Bank of Maharashtra balance check devised by the bank for the convenience and comfort of the customers. You can avoid instances of cheque bounce, EMI missouts, fraudulent transactions in the account by monitoring the account regularly with the balance check tools. Being negligent and ignorant about the inflow and outflow in your account is not methodical financial management. You will have to make a beginning with regular monitoring of your account to develop financial management skills.

Frequently Asked Questions

✅ How can I do a Bank of Maharashtra account balance check with the missed call service?

You can do the Bank of Maharashtra balance check by giving a miss call from a registered mobile number to the Bank of Maharashtra balance check numbers 1800-233-4526 or 1800-102-2636. A few rings will go through, and the call will get disconnected automatically. You will then get the account balance via SMS.

✅ How to activate the Maha Mobile application?

You can activate the Maha Mobile app by following the steps given below.

  • Download the Maha Mobile app from Googe Play Store or Apple Store.
  • Click on the ‘New User Registration button.
  • Accept the terms and conditions (read and accept)  and then enter the User  ID.
  • The User ID will be the 11 digit Customer Id.
  • You can get the Customer ID by calling the call centre of  the bank
  • After entering the Customer ID, click on the submit button
  • You will receive an SMS immediately.

If the download is done on a mobile number that is not registered with the bank, you will receive a pop-up message asking you to contact the nearest branch of the bank.

You can also do the registration through internet banking, ATM or by visiting the branch. For registration through internet banking, the verification will be with the login credentials. Verification will be through the debit card number and PIN for registration through ATM. You can visit the branch and submit the application for Mobile banking registration and do the verification with the five-digit code send received through SMS.

✅ How can I get an account statement online?

You can get the account statement online through internet banking or through mobile banking. You can use the Maha mobile app by downloading it on your smartphone from Google  Play Store or Apple Store. 

To get the statement through net banking, you will have to log in to your net banking account using the login credentials. Choose the “account statement’ option and procure the detailed statement for the desired period.

For the account statement through the Maha Mobile app, you will have to log in using the user ID and MPIN. Navigate to the ‘Account Statement’ option. Choose the preferred date to get a detailed statement.

You can also get the statement by visiting the branch and placing a request for the statement required.

✅ How to use SMS banking for procuring a mini-statement?

For a mini-statement using SMS banking, you should type LATRAN<Account no.><MPIN> and send an SMS to the Bank of Maharashtra balance enquiry number 9223181818. The SMS should be sent from a registered mobile number.

✅ What are the modes of Bank of Maharashtra balance enquiry for customers who do not have an internet connection or data bank?

Customers without an internet connection or data bank can get the account balance through SMS banking or  USSD Code. The mobile number used for the purpose should be registered with the bank. If the phone number is not registered with the bank, you can visit the bank branch and get the registration done by submitting an application for mobile banking activation.