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Bank of India Balance Check Toll-Free Number 2022

Bank of India was founded in 1906. Today, they have over 5000 branches across India and are one of the most trusted institutions for various personal and corporate banking and finance services. They offer premium services to customers including net banking, debit cards, credit cards, chequebooks and an exclusive Indian Bank balance enquiry number to help you stay in complete control of your account and manage it most effectively. 

Here is a complete list of options that customers have for Bank of India balance enquiry using both online and offline services. 

Updated:

Bank of India Balance Check Number

The best option to get your account information is to call the Bank of India balance check number using your registered mobile number. There are two numbers you can call: 

  • 09015135135
  • 09266135125

When you give a missed call on this Bank of India balance check toll free number, you will immediately receive an SMS that gives you the account balance. The good thing with these numbers is that they are active 24x7, allowing you to check your balance whenever you need to. For individuals who have multiple accounts in the Bank of India and use the same registered number, then one of the accounts must be set as the primary account. 

There are different options for the Bank of India balance check that you can opt for as well. 

Additional Info: Know about Cash Reserve Ratio in detail.

Different Methods of Bank of India Balance Enquiry in 2022 

If you are unable to reach the Bank of Indian balance check number or need another option to get access to your account, here are all the details that you need. 

Mobile Banking

Customers can make use of StarConnect for the Bank of India account balance check. This option can be used by both resident Indian and NRI customers. Use these simple steps to use this application: 

  • Download the StarConnect application on your smartphone. 
  • Log in to your mobile banking facility using your User ID, password and MPIN. 
  • You will receive a message that reads ‘Send the item to +919810558585”. Click on yes. 
  • Once you have logged in, you will be able to see a menu. 
  • Choose the ‘View Balance’ option. 
  • Then select your account, enter the password and click on Go. 
  • You will be able to see your account numbers and respective balances. 

You can use other apps for Bank of India balance check including BOI BTM, BOI StarGlobal and BOI StarToken. These apps are very useful and give you several features like balance transfer and a lot more. 

Netbanking 

In addition to using the Indian Bank balance transfer number, you can also use the net banking services.

  • Visit your nearest Indian Bank branch and register for net banking. 
  • You will receive a net banking password and login ID. 
  • Log on to the BOI website and enter your ID and password to log into your net banking account. 
  • The net banking and mobile banking credentials are not unique. You can use them to log into either facility. 
  • Besides Indian Bank Balance Enquiry, you can use these services for a host of other facilities like funds transfer, account statement and a lot more.  

SMS Banking

You can even send an SMS anytime to check your Bank of India account balance. If you do not have the time to call the Bank of India balance check number, just follow these simple steps for balance enquiry using the SMS facility. 

  • For your primary number, send an SMS in the format,  “BAL XXXX” to +91-9810558585.. Here XXXX is your 4 digit SMS password. The customer receives the information of the primary account instantly. 
  • For the secondary account, send an SMS to +919810558585 in the format BAL XXXX <Account Number> where XXXX is the SMS password. You will receive a message with the account balance details. 

BOI Credit Card Balance Enquiry

To get information about your credit card, you can call the Bank of India toll free balance check number 1800-220-088. Follow the IVR instructions to get the latest balance on your credit card. 

You can also utilize the BOI mobile application and select the ‘Credit Card’ option in order to get the details of your transactions, payments and balance. 

Passbook

There are two types of passbooks that you can use for your Bank of India Account Balance Check: 

  • Bank of India mPassbook is an electronic passbook that you can access using your net banking or mobile banking account. This passbook is available in PDF format for you to check your latest transactions, account balance and other details pertaining to your account.
  • You can go to any branch of the Bank of India and request for the latest details to be printed on a passbook that is made available to you when you open an account.

Mini Statement

A mini statement gives you the latest transactions that have taken place in your account. This statement is made available through multiple channels: 

Missed call 

You can give a missed call from your registered number to the Bank of India Balance Check No, 09015135135/ 09266135135. You will receive the account mini statement on your registered number in the form of an SMS. 

Netbanking/ Mobile Banking 

Log in to your net banking or mobile banking account. Choose the ‘Mini Statement’ option. Then, choose the account whose details you are trying to obtain. 

SMS Banking 

Type the message TRANS < your 4 digit SMS PIN> and send it to +91-9810558585 from your registered mobile number. This is applicable only to your primary account. If you wish to get the mini statement for your other accounts, message TRANS <Account Number> <4 digit SMS PIN> and send it to the Bank of India Balance Check Number +91-9810558585. 

ATM

Visit any Bank of India ATM near you. Insert the debit card linked to the account and choose the Mini Statement option. After you have entered your ATM PIN, you will receive a printed copy of your mini statement. 

E-statement

To get your Bank of India e-statement, you can log in to your net banking or mobile banking account. Choose the ‘Account Statement’ option to get all the details of the transactions that have taken place in your account. 

Alternatively, you can call the Bank of India customer care number and request for the e-statement to be sent to your registered email ID. There are different toll-free numbers that you can call in order to reach their customer care: 

  • 1800-220-229
  • 1800-103-1906

You can also call 022-40919191 which is a chargeable number. All the numbers mentioned above are available 24x7.

ATM 

If the Bank of India balance enquiry number is not a feasible option for you, then you can visit the nearest Bank of India ATM to check your account balance. All you have to do is follow a few simple steps: 

  • Insert the debit card that is linked to your account into the slot
  • Choose the ‘Balance Enquiry’ option.
  • Enter your ATM PIN number.
  • The latest account balance will be displayed on your screen instantly.

You can even get a mini statement or the last 5 transactions in your account when you visit the nearest Bank of India ATM. 

Missed Call Banking

Missed call alerts are the easiest way for you to get your Bank of India balance check in minutes. Using your registered mobile number, call +919015135135/ +919266135135. Just leave a missed call and you will get an SMS with the details of your latest account balance instantly. 

Why Should You Regularly Do Bank of India Balance Enquiry?

Now that you know how to check balance in Bank of India, here are some reasons why a regular balance check is very important: 

  • To check bookkeeping mistakes: Using the Bank Of India balance enquiry no is the best way to keep your accounts up to date. Even if you are not keeping a manual track of your account and are using software for the same, there are chances that mistakes are made. You can keep a track of your deposits and transactions easily. With small differences also, transposing the numbers can throw you off track. It is important to balance the bank statement regularly by calling the Bank of India balance check no. This also prevents accidental overdrawing of your account. 
     
  • To track your monthly spends: Budgeting is important to keep your finances healthy. By calling the Bank of India balance check toll free number, you can keep track of your monthly expenses. This is the best way to keep your spending in check and make room for savings. 
  • Check for any mistakes made by the bank: Sometimes banks may accidentally transfer funds from your account or make deposits into your account. You can keep a close watch on both by regularly calling the Bank of India Balance Check Number. 
  • Detect any fraudulent transactions: This is the most important advantage of checking your account balance regularly. When you call the Bank of India balance enquiry number, you will know if there are any discrepancies in your account balance. You can, then, ask for your bank statement to check and report any fraudulent transactions. 
  • To make sure you haven’t missed any payments: If you have set up an auto-debit for your monthly payments, a regular Bank of India balance check ensures that they have not been missed out accidentally. These payments can cause issues with your vendors or even put your credit score off the balance if they are accidentally missed. 

How is the Bank of India Balance Check Useful?

Bank of India Balance Enquiry is a rather important facility that has been provided to customers. Here are some benefits: 

  • You can access your account information from your smartphone or computer. 
  • There are multiple options for you to check your account balance. 
  • You can track and report fraudulent transactions immediately. 
  • It helps you manage your expenses easily. 
  • For accounting purposes, the Bank of India balance check is one of the easiest options available to you. 

Bank of India Balance Check FAQs

✅How to check my Bank of India balance using SMS?

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Bank of India offers SMS Banking services to all its customers. In order to check the balance of your primary account, send the message “BAL XXXX” to +91-9810558585. If you want to check the balance of your other accounts, send the message “BAL <account number> XXXX” to +91-9810558585. XXXX is the four-digit SMS password. 

✅Can I check my Bank of India account balance through my netbanking account?

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Yes. You can use Bank of India’s net banking services to check your account balance. All you have to do is log on to your account using the username and password. Then, click on the ‘Balance Check’ option to get your latest account balance. 

✅Is the Bank of India balance check number toll-free?

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Yes. The Bank of India balance check number is toll-free. There are other numbers that are chargeable, however. For toll-free balance enquiry, dial 09015135135/ 09266135125

✅How can I check my last five transactions in my Bank of India Account?

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To check the last five transactions in your Bank of India Account, you can request a mini statement using the SMS service. Send the message  TRANS < XXXX> to +91-9810558585 for your primary account. For other accounts using the same registered mobile number, send the message TRANS <Account Number> <XXXX> to +91-9810558585. XXXX is your four-digit SMS PIN. 

✅ Can I change my registered number for missed calls and mobile banking facilities?

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Yes. You can change the number registered with your account. To do so, visit your nearest Bank of India branch. Then, fill up a form and deposit it with the officer concerned. This changes the mobile number which is associated with any bank account that is linked to it. So, make sure you use this number to avail any missed call or SMS banking facilities. 

✅Does the Bank of India offer any email facilities for balance check?

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You may contact the Bank of India customer care via email to check your account balance. Send an email to boi.callcentre@bankofindia.co.in to get your latest account balance. You can even send an email to get your latest bank statement. 

✅ Are the Bank of India SMS services chargeable?

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No. The SMS services are completely free for all the Bank of India customers. 

✅How can I get my Bank of India mini statement using SMS and missed call?

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To get your mini statement, you can use the missed call facility. Just call 09015135135 from the registered mobile number to get your mini statement. You can even send the message TRANS <XXXX> to 09810558585 from your registered number for your primary account. For other accounts, send the message TRANS <XXXX> <Account Number> to 09810558585. XXXX is your four-digit SMS PIN. 

✅Can I change my registered number for missed calls and mobile banking facilities?

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Yes. You can change the number registered with your account. To do so, visit your nearest Bank of India branch. Then, fill up a form and deposit it with the officer concerned. This changes the mobile number which is associated with any bank account that is linked to it. So, make sure you use this number to avail any missed call or SMS banking facilities. 

✅Does the Bank of India offer any email facilities for balance check?

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You may contact the Bank of India customer care via email to check your account balance. Send an email to boi.callcentre@bankofindia.co.in to get your latest account balance. You can even send an email to get your latest bank statement. 

✅Are the Bank of India SMS services chargeable?

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No. The SMS services are completely free for all the Bank of India customers. 

✅How can I get my Bank of India mini statement using SMS and missed call?

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To get your mini statement, you can use the missed call facility. Just call 09015135135 from the registered mobile number to get your mini statement. You can even send the message TRANS <XXXX> to 09810558585 from your registered number for your primary account. For other accounts, send the message TRANS <XXXX> <Account Number> to 09810558585. XXXX is your four-digit SMS PIN. 

✅Are there any separate numbers for NRI accounts?

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No. The Bank of India Balance Check numbers 09015135135/ 09266135135 can be used by both Indian and international numbers. 

✅Why should I check my Bank of India balance regularly?

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There are many reasons to check your Bank Of India balance regularly: 

  • To keep a check on the transactions in your account. 
  • To prevent any fraudulent transactions. 
  • To check if the bank has made any mistakes with respect to the deposits and withdrawals from your account. 
  • To maintain your accounts accurately. 
  • To keep a close watch on your monthly expenses and prevent overspending.