ICICI Bank Balance Check Number

ICICI bank is a private sector bank with a PAN India presence. With such a wide network, the bank provides a spectrum of financial services and products to its customers. Customer delight being the prime concern, the bank has introduced various offline and online methods for banking transactions for making the banking journey a comfortable and convenient one. With the aid of advanced technology, the bank has been able to provide multiple avenues for ICICI Bank Balance Check and other banking transactions.

ICICI Bank Balance Check Number

This is one of the most simple and convenient modes available to ICICI Bank customers for ICICI balance enquiry. The customers can call the ICICI Bank Balance Check Number 1860 120 7777 to get an instant update about the account balance. The procedure required to be followed given below:

  • The call has to be made  from a registered mobile number
  • After calling the ICICI Bank toll free number for balance enquiry, you will have to select the language.
  • Option for ‘Banking Account’ has to be selected.
  • Enter either the 12 digit account number  or  the 16  digit debit card number
  • For an instant ICICI Bank balance enquiry, enter the ATM PIN

ICICI Missed Call Service

Registration of the mobile number is mandatory for using this service. To get an account update through missed call service, follow the procedure given below:

  • Make a missed call to the ICICI Balance Check Number 9594612612 for account balance and 9594613613 for the last three transactions
  • The call  will get disconnected after a few rings automatically
  • The account balance or the mini-statement with the last three transactions will be sent through SMS to the registered mobile number.

ICICI Mobile Banking

ICICI Mobile Banks enables end-to-end management of your account in a simple and convenient manner at the comfort of your workplace or home or from anywhere and at any time. Designed to suit the new-age smartphones, the mobile applications of ICICI bank are very user-friendly.  The various mobile apps available are:

ICICI Mera Mobile

This multilingual app is available in 11 languages. At present, it is available only for retail customers. The language can be selected at the time of activation on the ‘select language’ page. This application does not need an internet connection or a data bank. Over 130+ services are available that comprise ICICI Balance Enquiry, funds transfer, recharge of mobile, payment of utility bills etc.

ICICI iMobile

This is an all-inclusive secure mobile application providing over 170 services. You can do the ICICI bank balance check, view or download statements, view the passbook, transfer funds, pay utility bills etc. Payment and collections are made through UPI. The UPI ID serves as the identity for your UPI payments, and you will have to use the UPI PIN for all the transactions.

iBizz ICICI Corporate Banking

iBizz ICICI Corporate Banking is specially designed for Corporate customers to carry out business transactions on mobile or tablet devices. The prerequisites are Corporate internet banking access or Business banking debit card on inquiry card.  To activate the iBizz account, you should follow the steps given below.

  • Enter the 16 digits debit card number and then the login credentials.
  • An activation code will come on your registered mobile number
  • Enter the activation code and then the MPIN.
  • You can now select the service required.
  • You can view account information, view or download mini-statements.

To get started with the above mobile applications, follow a few simple steps.

  • Download the app from Apple Store or Google Play Store. You can also send an SMS to 5676766 to get the download link.
  • Enter the internet banking User ID and password. 
  • Set a four-digit MPIN. MPIN will be required every time you log in to the mobile applications.
  • The next step is the grid-card authentification, for which you will have to enter the CVV number of your debit card.
  • You will get an OTP, and on entering the OTP and submitting the grid-card authentication will be complete,

Every time you log in to the mobile app, you will have to choose either fingerprint login or MPIN login. Every transaction will be completed only on grid-card authentication.

SMS Banking

Customers with or without a databank or internet connection can benefit from this service. For the ICICI balance check, you will have to type ‘IBAL’ and send it to ICICI balance check number 9215676766. Customers with multiple accounts should type “IBAL <space> Last six digits of Account Number” and send  SMS to the ICICI balance enquiry number 9215676766. To get the last three transactions in the account type ‘ITRAN’ and send SMS to ICICI balance enquiry no 9215676766.

You will instantly get an SMS for the account balance of primary accounts, the account balance of the selected account out of the multiple accounts or the last three transactions, respectively.


The passbook contains the entire information in respect of your accounts. The day to day inflow and outflow to your account, along with the balance, will be available. You can easily reconcile your accounts with the passbook. Passbooks will be issued to ICICI bank customers at the time of opening an account.

You can get the passbook updated by visiting the nearest ICICI bank branch. You can also update your passbook yourself with the help of the passbook printer.


  • Visit any ICICI ATM or any other bank ATM
  • Insert the card in the slot provided
  • Enter the 4-digit PIN
  • Select ‘Balance Enquiry’
  • The balance in your account will be displayed immediately.

ICICI Netbanking

ICICI customers who have registered for internet banking facilities will be able to do the ICICI balance check with net banking service. Gather information about your account following the steps given below:

  • Access the website of the bank.
  • Log in to your net banking account using the User ID and Password.
  • Choose the ‘balance enquiry’ option on the dashboard.
  • Select the account for which the balance check has to be done.
  • You will be able to see your account balance in a jiffy.

Likewise, you will be able to view or download historical transactions, view or generate mini-statements, etc.

Customers who have not registered for internet banking while opening the account can do it now by visiting the bank branch and submitting a request for internet banking registration.

Through USSD Code

This facility is specially meant for customers who do not have an internet connection or data bank.

How to check ICICI balance using  USSD Code? The following steps will answer your query.

  • The phone number used for the purpose should be registered with the bank.
  • Use the dialer pad of the phone and dial *99*44#
  • Choose the language of convenience.
  • Enter either the IFSC Code or the 2-digit  code of the bank.
  • Submit the request.
  • To get the mini-statement or for ICICI balance check, you should follow the instructions,

Why Should You Regularly Make ICICI Bank Balance Enquiry?

The old school method of monitoring an account would essentially be manual. All the cheques issued would be noted in the counterfoil of the cheque book, and the cash or cheques deposited into the account would be entered in the counterfoil of the challan book to keep track of the inflow and outflow of funds in the account. Even then, the passbooks would be updated periodically to understand the other transactions like bank charges collected, wrong entries in the account etc., and match the entries to your manual books.

Monitoring has always been an efficient tool for effective financial management.  With the account information made available with the click of a button, review of the account has become much easier. Is regular balance enquiry necessary? Yes, it is and for the following reasons.

  • To keep track of the income and expenditure in the account. If you are living a paycheck-to-paycheck life,  being thrifty is essential. You should closely monitor the account for any overspending and take steps to cut costs wherever necessary.
  • For a freelancer or an entrepreneur, there will be multiple incomes from various clients. It is essential to check if all the due payments have come into the account. Follow up would be necessary for the payments that have not been effected as promised. Delay in identifying such missed out payments may land you in a financial loss.
  • There will be several bank charges that you would not be aware of while opening the account. Some of the charges are folio charges, charges for not maintaining the minimum balance, cheque bounce charges, over-limit charges, conversion charges, foreign currency charges, etc. These charges will bring down your account balance. If you have assumed the final balance in the account without considering these charges, you might commit blunders like issuing a cheque without maintaining sufficient balance, not providing sufficient funds for EMIs or any other standing instructions. Repercussions of such blunders would be loss of reputation, a decline in credit score, etc.
  • Online transactions have become popular and so have the frauds. Every day you will hear instances of debit card and credit card fraudulent transactions. Such transactions have a limited time for rectification. Financial loss can be averted if these frauds have been spotted within a specified time. To identify such transactions, a regular ICICI bank balance check is essential.

How is ICICI Balance Check Useful?

ICICI Balance check serves as a tool for complete information of your account transactions. You can view the entire debit and credit transactions of your account in the ICICI balance check statement. There are various offline and online modes for procuring account information. The ICICI balance check is conveniently devised to suit even the customers who are not comfortable with the latest technology. SMS banking, Internet banking, missed call service, ATM, Passbook, USSD Code are some of the modes that support ICICI balance check. It is always safe to be aware of your reserves so that you manage your finances prudently.

Frequently Asked Questions

✅ How can the customer of ICICI bank with multiple accounts do the ICICI bank balance check for a particular account?

ICICI bank customers with multiple accounts can make ICICI bank balance enquiry for a particular account through SMS Banking. All he or she has to do is type “IBAL <space> Last six digits of Account Number” and send it to 9215676766.


✅ What are the different ICICI mobile applications available, and how to get started for using the mobile app?

The various mobile apps available are iMobile, Mera Mobile and iBizz ICICI Corporate banking. To get started for using the mobile app, you will have to follow  the instructions given below:

  • Send an SMS to 5676766 and get the link for downloading the app or download the app from Google Play Store or  Apple Store.
  • Enter the internet banking User ID and password. 
  • MPIN will be required for every login to the mobile applications. You will have to set a 4-digit MPIN of your choice.
  • The grid-card authentication has to be done by entering the CVV number on your debit card.
  • You will get an OTP on your registered mobile number and click on submit to complete the grid-card authentification.

The MPIN that is set will have to be used every time you log in to the mobile applications.

✅ How to check the ICICI balance on my phone?

You can do an ICIC I balance enquiry by giving a missed call or sending an SMS to ICICI balance enquiry number 9594612612. You can also use the ICICI bank mobile applications iMobile, Mera Mobile or iBizz ICICI Corporate banking to get the account information.

✅ What is the procedure to get a mini-statement on my phone?

Register for ICICI Missed call facility by sending an SMS to 9594612612. To get a mini-statement on your phone, either give a missed call on ICICI balance enquiry no 9594612612 or type ITRAN and send SMS to  9594613613.

✅ What is an ICICI balance check through USSD Code?

This mode for ICICI  balance check was introduced to facilitate the customers without an internet connection or data bank. To  get the account information, the customers have to from their registered mobile number

  • Dial *99*44# using the dialer pad on the phone.
  • Select the language preferred.
  • Enter either the IFSC Code or the 2-digit  code of the bank
  • Click on submit.
  • Follow the instructions for ICICI balance check or mini-statement.