Best Credit Card for Insurance Payment

Below is the list of the 10 best credit cards for insurance payments:

The following are the key features & benefits of the 10 best card for insurance payment:

1. Tata NeuCard Infinity HDFC Bank Credit Card

Key Features & Benefits:

• 10% Tata NeuCoins rewards on Tata Neu (including 5% NeuCoins with NeuPass Membership on select categories).
• 5% Tata NeuCoins rewards at partner Tata brands (online and at stores).
• 5% Tata NeuCoins rewards on every bill payment through Tata Neu.
• 1.5% Tata NeuCoins rewards on Tata Neu UPI spends (only RuPay cards).
• 0.5% Tata NeuCoins rewards on other UPI spends.
• 1.5% Tata NeuCoins rewards on all other spends (excluding fuel, wallet load, rent & government spends).
• 8 complimentary domestic lounge access each calendar year on spending above Rs. 50,000 in a calendar quarter.
• 4 complimentary international lounge access per year.
• 1% fuel surcharge waiver at all fuel stations across India. 
• 1 NeuCoin = Rs. 1.

2. Tata NeuCard Plus HDFC Bank Credit Card

Key Features & Benefits:

• Get 1,499 NeuCoins as a welcome benefit on completing the first transaction.
• 7% Tata NeuCoins rewards on Tata Neu (including 5% NeuCoins with NeuPass Membership on select categories).
• 2% Tata NeuCoins rewards at partner Tata brands (online and at stores).
• 2% Tata NeuCoins rewards on every bill payment through Tata Neu.
• 1% Tata NeuCoins rewards on Tata Neu UPI spends (only RuPay cards).
• 0.25% Tata NeuCoins rewards on other UPI spends.
• 1% Tata NeuCoins rewards on all other spends (excluding fuel, wallet load, rent & government spends).
• 4 complimentary domestic lounge access each calendar year on spending above Rs. 50,000 in a calendar quarter.
• 1% fuel surcharge waiver at all fuel stations across India. 
• 1 NeuCoin = Rs. 1.

3. SBI CashBack Credit Card

Key Features & Benefits:

• 5% cashback on online purchases with no merchant restrictions.
• 1% cashback on offline spends.
• Cashback is not applicable on wallet loads, merchant EMIs, rent payments, fuel spends, cash advances, balance transfer, encash, and flexipay.
• 4 complimentary domestic airport lounge visits per year. 
• 1% fuel surcharge waiver (maximum Rs. 100 per statement cycle per credit card account) across all petrol pumps in India, on transactions of between Rs. 500 and Rs. 3,000.

4. HDFC Infinia Metal Credit Card

Key Features & Benefits:

• Accidental air death insurance cover valued at Rs. 3 Crores.
• Up to Rs. 50 Lakhs worth of insurance cover for emergency overseas hospitalisation.
• Credit shield insurance cover for up to Rs. 9 Lakhs.
• 12500 reward points on fee realisation and card activation.
• 5 reward points on spending every Rs. 150 on retail, including insurance, education, utilities, and rent payment.
• Up to 10X reward points on Smartbuy spends.
• Welcome benefit of 12500 reward points on fee realisation & card activation
• Unlimited complimentary lounge access at partner global airport lounges for primary and add-on cardholders.
• 24x7 Global Personal Concierge
• Complimentary Club Marriott membership for the first year, offering several lucrative benefits.
• Book a stay for 3 nights and pay only for 2 at participating ITC hotels. 
• 1+1 complimentary weekend buffet (on Saturdays & Sundays) at participating ITC hotels.
• Unlimited complimentary golf games and lessons across the world. 
• Up to 15% additional discount on Swiggy Dineout.
• 1% fuel surcharge waiver (maximum Rs. 1,000 per statement cycle) across all fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000.

5. Standard Chartered Smart Credit Card

Key Features & Benefits:

• An extended interest-free period for the first 90 days after credit card issuance by paying the minimum due amount. 
• 2% cashback (maximum up to Rs. 1,000 per month) on all online spends.
• 1% cashback (up to a maximum of Rs. 500 per month) on all offline transactions.
• The value of cashback is equivalent to Rs. 1.
• Convert your transactions into a 3-month EMI at a special interest rate of 0.99% p.m. and zero processing fee.

6. Amazon Pay ICICI Bank Credit Card:

Key Features & Benefits:

• Non-expiring, up to 5% unlimited rewards on Amazon purchases
• 1% unlimited rewards on spending outside Amazon.
• For spending every Rs. 100, earn 5 reward points (for Prime members), 3 reward points (for non-Prime members).
• Earn 2 reward points on spending every Rs. 100 at 100+ partner merchants.
• Up to 4% cashback on iShop.
• Low forex markup of 1.99% on international spends.
• 1% surcharge waiver for all fuel spends.

7. YES Bank MARQUÉE Credit Card

Key Features & Benefits:

• Earn accelerated YES Rewardz Points on online spends.
• Buy 1 get 1 offer on booking movie tickets from BookMyShow. Maximum 6 tickets (Buy 3 Get 3) per calendar month.
• Complimentary ETPrime subscription voucher worth Rs. 4,500 on joining fee realisation.
• Unlimited access to international airport lounges for primary and add-on cardholders.
• 6 complimentary visits per calendar quarter to domestic airport lounges for primary and add-on cardholders.
• 2 complimentary visits per calendar quarter to domestic airport lounges for guests.
• 20,000 Bonus YES Rewardz Points on renewal fee payment.
• Purchase Protection Plan insurance cover of up to Rs. 50,000.
• Low foreign currency mark-up of just 1%.
• 1% fuel surcharge waiver (maximum Rs. 1,000 per statement cycle) at fuel stations across India for transactions between Rs. 400 and Rs. 5,000.
• 4 Green Fee waiver at select golf courses in India.
• 1 complimentary golf lesson each calendar month at select golf courses in India.
• 36 YES Rewardz Points on spending every Rs. 200 for online shopping, including insurance sales/ underwriting/ premiums (except on select categories).
• 18 YES Rewardz Points on spending every Rs. 200 for offline shopping (except on select categories).
• 10 YES Rewardz Points on spending every Rs. 200 on select categories.

8. Titan SBI Credit Card

Key Features & Benefits:

• 12000 reward points (worth Rs. 3000) as a welcome benefit on annual fee payment.
• 5,000 Milestone Rewards on annual spends of Rs. 5 Lakh and additional 10,000 Milestone Rewards on annual spends of Rs. 10 Lakhs.
• 3% value back (subject to a quarterly cap) in the form of gift vouchers on spending at Tanishq. 
• 5% cashback (subject to a quarterly cap) on spending at Mia, Caratlane, and Zoya.
• 7.5% cashback (subject to a quarterly cap) on spending at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata.
• 6 reward points on spending every Rs. 100 on all other categories outside Titan spends.
• Reward points cannot be earned on Fuel, Wallet upload, Property Rental, and Utilities categories.
• 1 reward point = Rs. 0.25.
• 8 complimentary domestic airport lounge visits in a year.
• 4 complimentary international airport lounge visits in a year for the first 2 years.
• 1% fuel surcharge waiver (maximum Rs. 100 per statement cycle per credit card account ) across all petrol pumps in India, on transactions up to Rs. 3,000.

9. HDFC Bank Regalia Gold Credit Card

Key Features & Benefits:

• Complimentary Club Vistara Silver Tier and MMT Black Gold memberships as welcome benefits.
• Complimentary Swiggy One and MMT Black Elite Membership on spending over Rs. 1 Lakh in the first 90 days.
• Rs. 5,000 worth flight vouchers on spending Rs. 5 Lakhs annually and an additional voucher of Rs. 5,000 on spending Rs. 7.5 Lakhs.
• Complimentary lounge access at 1000+ partner airports.
• Rs. 1,500 worth of vouchers from the best brands on quarterly spends of Rs. 1.5 Lakhs.
• 5X reward points on spending at Marks & Spencer, Myntra, Nykaa, and Reliance Digital.
• 5X reward points on flights, hotels, vouchers, etc., through SmartBuy.
• 4 reward points on every Rs. 150 spent on retail. 
• Rs. 1,000 cashback across 200+ brands via Payzapp.
• Up to 10% off on partner restaurants through Swiggy Dineout.
• 24x7 exclusive concierge service.
• Zero lost card liability.
• Accidental air death insurance cover worth Rs. 1 Crore, emergency overseas hospitalisation insurance cover up to Rs. 15 Lakhs, and credit liability cover up to Rs. 9 Lakhs.
• Up to 10% discount on dining partner restaurants via Swiggy Dineout under the Good Food Trail Program.
• 2% foreign currency markup on all your foreign currency spends.

10. Swiggy HDFC Bank Credit Card

Key Features & Benefits:

• Complimentary 3-month Swiggy One Membership on activating the card within the first 30 days of card issuance.
• 10% cashback on spending on the Swiggy app on food orders, Dineout, Instamart, and Genie.
• 5% cashback on select online spends on multiple apps and websites.
• 1% cashback on other categories (except fuel, EMI, rent, jewellery, wallet, and government-related transactions).
• Up to 50 days' interest-free credit from the date of purchase
• Access to golf courses worldwide with 12 free golf lessons, 4 complimentary rounds of green fee per calendar year, and discounted golf services.
• Zero lost card liability.

• These cards can earn you rewards points, cashback, or air miles on payment of your premiums. 
• These cards enable you to make online payments conveniently by setting up auto-debit facilities to save time and effort, ensuring timely payments and avoiding policy lapses.
• Paying with a credit card enables you to prevent the cash outflow from your bank account until your card’s bill is due.
• With responsible usage and timely bill payments, you can build or improve your credit score, leading to providing access to better financial products in the future.
• Credit card payments are typically secure.