Standard Chartered Smart Credit Card

The SCB Smart Credit Card, a recently unveiled cashback card, offers an array of compelling rewards on both online and offline purchases. Detailed below are the various benefits associated with this credit card:

Welcome Benefits

• Cardholders receive an extended interest-free period by paying the minimum due amount.This introductory offer is valid for the first 90 days post card issuance.
• The welcome benefit applies solely to the primary card and excludes supplementary cards.

Cashback

• Earn 2% cashback on all online expenditures, with a monthly cap of Rs. 1,000.
• Receive 1% cashback on all offline purchases, limited to Rs. 500 per month.
• Cashback does not apply to fuel transactions.

Annual Fee Spend Based Waiver

The annual renewal fee of Rs. 499 is waived from the second year onwards for spending Rs. 1,20,000 or more in the previous anniversary year.

To qualify for this credit card, applicants must satisfy the following criteria:

• The age of the primary applicant must range from 18 to 65 years.
• Any additional cardholder must be at least 18 years old.
• Applicants must possess a reliable income source.
• Residency in a city with a Standard Chartered Bank branch is required for eligibility.

To apply for the Standard Chartered Bank Smart Credit Card, ensure you have the following documents:

• Identity Verification: Options include Aadhar Card, PAN Card, Passport, Voter ID, or any valid government-issued identification.
• A recent passport-sized photograph.
• Proof of Address: Acceptable documents include Aadhar Card, Driving Licence, Passport, Voters’ ID, NREGA Job card, among others.
• Proof of Income for Salaried Individuals: Recent salary slips.
• Proof of Income for Self-Employed Applicants: Latest Income Tax Returns and evidence of business continuity.

The application process for the Standard Chartered Credit Card is available both online and offline. To apply in person, simply visit the nearest SC bank branch and complete the application form. 

For online applications, follow these easy steps:

• Select the 'Apply Now' button on this page.
• Begin your application by entering your name and mobile number.
• In the subsequent step, provide all necessary details and upload the required documents meticulously.
• You will receive notification through SMS or email about the status of your application, whether approved or rejected.