AU Bank Credit Card Net Banking

AU Bank credit card net banking is a convenient and secure way to manage your AU Bank credit card account online. With a range of features and benefits, it offers you easy access to your financial information and allows you to perform various banking tasks from the comfort of your home or on-the-go. In this article, we will explore the key features and advantages of AU net banking, helping you make the most of this valuable tool.


Key Features of AU Net Banking:

  • Account Overview: AU Bank net banking provides you with a comprehensive view of your credit card account. You can quickly check your balance, available credit, and recent transactions.
  • Bill Payment: Say goodbye to the hassle of writing checks or visiting a branch to pay your credit card bill. With AU net banking, you can make payments online, ensuring your bills are paid on time.
  • Transaction History: Access your transaction history to keep track of your expenses. This feature is helpful for budgeting and monitoring your spending habits.
  • Credit Card Statements: Easily download and view your credit card statements online. This can be beneficial for record-keeping, tax purposes, and tracking your monthly spending.
  • Credit Limit Management: You can request a credit limit increase or decrease through net banking, giving you more control over your credit utilization.
  • Reward Points Redemption: Many AU Bank credit cards come with reward programs. With net banking, you can check your reward points balance and redeem them for various benefits such as gift vouchers, cashback, or travel rewards.
  • E-statements: Opt for e-statements, which are not only eco-friendly but also provide you with a faster and more secure way to receive your monthly statements.
  • Security: AU Bank prioritizes the security of your net banking experience. They implement encryption and multi-factor authentication to ensure your financial data remains protected.

Advantages of Using AU Bank Credit Card Net Banking:

  • Convenience: AU Net banking eliminates the need for physical visits to the bank or ATM. You can manage your credit card account from anywhere, at any time, using your computer or mobile device.
  • Time-saving: It saves time and effort by allowing you to perform various transactions and inquiries quickly. No more waiting in long queues or dealing with paperwork.
  • Accessibility: AU Small finance net banking is accessible 24/7, providing you with the flexibility to handle your financial matters according to your schedule.
  • Reduced Paperwork: By opting for e-statements and online transactions, you contribute to reducing paper waste and environmental impact.
  • Cost-effective: Most net banking services are free, saving you money on postage and in-person banking fees.

AU net banking is a powerful tool that offers convenience, security, and efficiency in managing your credit card account. By taking advantage of its features, you can stay on top of your finances, make timely payments, and enjoy the benefits of your AU Bank credit card to the fullest.

Also Read : AU Bank Credit Card Tracking

AU Corporate Net Banking

AU Corporate Net Banking is a cutting-edge platform designed to cater to the diverse banking needs of businesses, offering a seamless and secure experience for managing finances online. With AU Corporate Net Banking, businesses can efficiently handle their financial operations, monitor account activities, and conduct transactions with ease. This robust platform empowers businesses to stay in control of their finances, access critical financial information, and streamline their banking processes. AU Corporate Net Banking is the go-to solution for modern businesses seeking convenience, security, and efficiency in their financial operations, making it an indispensable tool for corporate banking needs.

How to Register your AU Bank Credit Card for Net Banking Services?

  • Navigate to the AU Bank online banking portal at https://netbanking.aubank.in/drb/
  • Click on 'Sign Up' or 'Register'.
  • Input your Customer ID provided by the bank.
  • To link your credit card, you can either use your bank account number or your debit card details. If you decide on the latter, you will be asked to key in your debit card number along with its associated ATM PIN.
  • If you're registering using your bank account, select the type of account and then key in your account number.
  • Punch in the OTP sent to your registered mobile number.
  • Create a fresh password for future logins.
  • Establish a security question and decide on a unique username for easier access in the future.

Some AU Bank Credit Cards

Credit Cards offered by AU Small Finance Bank are mentioned below:

AU Bank Credit Card Net Banking FAQs

How can I activate my AU Bank Net Banking Account?


To activate your AU net banking account, follow these steps:

  • Visit the official AU Bank website.
  • Click on the "Internet Banking" or "Net Banking" section.
  • Select the option for new user registration.
  • Follow the on-screen instructions, which may involve providing your account details, card information, and setting up login credentials (username and password).
  • Verify your registration through OTP sent to your registered mobile number or email.
  • Once the registration is complete, log in to your net banking account using your credentials.

What documents do I need to apply for an AU Bank Credit Card?


The specific documents needed may vary depending on the type of credit card and your AU Credit Card Eligibility, but generally, you will need:

  • Proof of identity (e.g., Aadhar card, passport, driver's license)
  • Proof of address (e.g., utility bill, Aadhar card, rental agreement)
  • Income proof (e.g., salary slips, income tax returns)
  • Passport-sized photographs

AU Bank may have additional requirements, so it's best to check their website or contact them directly for the most up-to-date information.

What is the maximum limit of an AU Small Finance Bank credit card?


The maximum credit limit on an AU Small Finance Bank credit card can vary based on the type of card and your creditworthiness. Typically, credit limits are determined by your income, credit history, and the specific terms and conditions of the card you apply for. To know the exact limit for a particular card, you should contact AU Bank directly or check their website.

How do I know if I am eligible for the AU Bank net banking/mobile banking service?


Eligibility for AU Bank's net banking and mobile banking services may vary depending on the specific services and the type of account you hold. However, common eligibility criteria may include:

  • Having an active account with AU Bank.
  • Possessing the necessary account and personal details.
  • Meeting any age or identity verification requirements.

Who Can Avail AU Bank Customer Care Services?


AU Bank Customer Care services are typically available to:

  • Existing customers who hold accounts or products with AU Bank, including savings accounts, credit cards, loans, and more.
  • Potential customers who are seeking information about AU Bank's products and services.
  • Individuals with inquiries, complaints, or requests related to their banking or financial transactions with AU Bank.

Can I pay my credit card bills through AU Bank Credit Card Netbanking?


Yes, you can easily pay your credit card bills by logging into your netbanking account, selecting the ‘Pay Credit Card Bill’ option, and following the on-screen instructions.

Is it safe to use AU Bank Credit Card Netbanking?


Absolutely, AU Bank uses advanced encryption and security protocols to ensure that your financial and personal information is secure while using netbanking.

How can I check my credit card statement via Netbanking?


Log into your netbanking account, go to the credit card section and select ‘View Statement’. You can view, download, or print your statements.

What services are available with AU Bank Credit Card Netbanking?


You can view your credit card balance, statements, pay bills, manage your account, request for card limit increase, and access a variety of online services.

I forgot my Netbanking password. How do I reset it?


Click on the ‘Forgot Password’ option on the netbanking login page and follow the instructions to reset your password. Ensure you have your registered mobile number accessible as an OTP might be required.

Can I update my personal information through Netbanking?


Yes, after logging in, navigate to the profile or settings section where you can update your personal information, including contact details, email address, and more.

Is there a mobile app for AU Bank Credit Card Netbanking?


Yes, you can download the AU Bank mobile app from the App Store or Google Play, which offers a range of netbanking services for your credit card, ensuring banking on the go.

How do I activate my new AU Bank credit card via Netbanking?


Login to your netbanking account, select ‘Credit Card Services’, choose ‘Activate Card’, and follow the instructions to activate your new card.

How can I raise a complaint or query via Netbanking?


Once logged in, navigate to the 'Help' or ‘Support’ section, here you can raise a complaint or query related to your credit card, and the bank's support team will assist you.