Yes Bank now offers Lifetime Free Credit Cards to its customers. These cards come without any annual fees, making them appealing for those looking to reduce their banking costs. Like other credit cards, they provide various features, including security measures and potential rewards. As always, potential users should review the terms and conditions to understand the full scope of benefits and any other associated fees before applying.
At present, Yes Bank does not have any Lifetime Free Credit Cards in their lineup. Their credit card offerings typically include an annual fee, which may be waived if a specific spending threshold is met within the card anniversary year. Although there are no Yes Bank lifetime free credit cards available now, the bank does offer basic or starter credit cards with a minimal annual fee. While these cards might not offer premium perks, they still come with worthwhile rewards and promotions.
|Name of Card||Joining Fee||Rewards||Best for|
|Yes Bank Premia Credit Card||Rs. 999 + Taxes||12 points on every Rs. 200 spent on travel and dining capped at 2500 Reward Points per statement cycle.||Shopping|
|Yes Prosperity EDGE Credit Card||Rs. 399 + Taxes||8 points on every Rs.200 spent on travel and dining(capped at 1500 Rewards per statement cycle)||Shopping|
|Yes Prosperity Rewards Plus Credit Card||Rs. 399 + Taxes||8 points on every Rs.200 spent on travel and dining(capped at 1500 Rewards per statement cycle)||Shopping|
The YES Premia Credit Card, designed for luxury, offers elite benefits across multiple sectors. Available for an initial fee of Rs. 999, this can be waived if specific spending criteria are met within the first ninety days. Cardholders earn 12 Reward Points for every Rs. 200 spent, and 6 Reward Points on expenditures like taxes, utilities, and government services. Additionally, enjoy a 25% discount on movie bookings via BookMyShow with this card.
The Yes Bank Premia Credit Card is a distinctive offering from Yes Bank, packed with an array of elite benefits spanning various sectors, including travel, rewards, insurance, and more. Here's a snapshot of its prominent features:
Foreign Currency Perk:
The YES Bank Prosperity Edge credit card, available for an initial fee of Rs. 399, is crafted to enhance lifestyles through its array of rewards and benefits. Perfect for those keen on accumulating savings via reward points, this card offers numerous advantages such as generous reward points, bonuses based on spending, and the potential for fee waivers. If you spend Rs. 15,000 within the initial 90 days, the joining fee gets waived. Additionally, an annual expenditure of over Rs. 75,000 ensures a fee waiver for renewal. With added travel benefits and waivers on fuel surcharges, every transaction brings you a step closer to prosperity.
The YES Bank Prosperity Edge card is ideal for those seeking a credit card with robust rewards and diverse benefits. Offering substantial savings across multiple purchase categories, it presents a valuable proposition for savvy spenders.
The YES Prosperity Reward Plus Credit Card, tailored for daily spend rewards, comes with a modest annual fee of Rs. 399. Cardholders can accumulate bonus points on grocery and supermarket purchases. More specifics about this card are provided subsequently.
YES Prosperity Rewards Plus Credit Card Rewards
Fuel Fee Waiver
A credit score of 750 and above usually increases the likelihood of approval for the YES Prosperity Rewards Plus Credit Card. However, a score of 350 is relatively low, potentially leading some banks to decline your application.
With the YES Prosperity Rewards Plus Credit Card, users are exempt from fuel surcharge fees for transactions ranging from Rs. 400 to Rs. 5,000.
Certainly, as a YES Bank account owner, settling your credit card bills is streamlined through netbanking.
Holders of the YES Prosperity Rewards Plus Credit Card are subject to a cash advance fee, which is the greater of 2.5% of the transaction amount or Rs. 300. This fee will be reflected in your upcoming monthly statement, but bear in mind that the bank may modify this fee at their discretion.
To be eligible for the YES Prosperity Rewards Plus Credit Card, applicants should be between the ages of 21 and 60.
As of now, Yes Bank doesn't offer any credit cards that are lifetime free. However, they have cards that may have their annual fee waived based on certain spending criteria met within the card anniversary year.
While Yes Bank does not currently offer lifetime free credit cards, they have basic or starter credit cards with a nominal annual fee. These cards offer good rewards and promotions despite not having premium features.
The Yes Bank Premia Credit Card offers 12 reward points on every Rs. 200 spent on travel and dining, capped at 2500 reward points per statement cycle.
No, the Yes Bank Premia Credit Card has a joining fee of Rs. 999 + Taxes, while the Yes Prosperity EDGE Credit Card comes with a joining fee of Rs. 399 + Taxes.
Some of the cards that offer great value for money include the Yes Bank Premia Credit Card, Yes Prosperity EDGE Credit Card, and Yes Prosperity Rewards Plus Credit Card. All these cards have decent rewards especially for shopping.
Yes, both the Yes Prosperity EDGE and Yes Prosperity Rewards Plus Credit Card offer 8 points on every Rs. 200 spent on travel and dining, but this is capped at 1500 rewards per statement cycle.
Yes Bank's credit card lineup focuses on value for money rather than premium perks. However, the Yes Bank Premia Credit Card does offer a higher reward point yield, especially for travel and dining, making it relatively more premium compared to the other cards listed.