Axis Bank Vistara Signature Credit Card

Q: What are the late payment charges for the Axis Vistara card?

Nil for total payment due of less than Rs. 500.Rs. 500 for total payment due between Rs. 501 and Rs. 5,000.Rs. 750 for total payment due between Rs. 5,001 and Rs. 10,000.Rs. 1,200 for total payment due above Rs.10,000.

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Key Highlights
Features & Benefits
Fees & Charges
Eligibility Criteria
Required Documents
How to Apply?

Key Highlights of Axis Bank Vistara Signature Credit Card

Following are the key highlights of the Axis Vistara Signature credit card:

Joining Fee	Rs. 3,000
Annual Fee	Rs. 3,000
Benefits	CV points, complimentary Club Vistara membership, insurance benefits, etc.
Welcome Benefit	A complimentary premium economy class ticket voucher on fee payment
Rewards	4 CV points on spending every Rs. 200
Age	18 to 70 years
Foreign Currency Transaction Fee	3.50% of the transaction value

Features & Benefits of Axis Bank Vistara Signature Credit Card

The key features and benefits of Axis Bank Vistara Signature Axis Bank are as follows:

Welcome Benefits

A complimentary Premium Economy Class flight ticket voucher.
The offer is applicable only on fee payment.
This benefit can also be availed of on payment of the renewal fee.

Complimentary Club Vistara Silver membership

Get exclusive privileges with a complimentary Club Vistara Silver membership.
With this membership, you can enjoy benefits like priority check-in and additional baggage allowance.
Club Vistara Silver membership will be issued within 10 working days of joining/annual fee payment.

Club Vistara Points

Earn 4 CV points on spending every Rs. 200.
CV points can be redeemed for upgrades and award flights.

Milestone Benefits

Get 3,000 bonus CV points and achieve milestone spends of Rs. 75,000 in the first 90 days from card issuance.
Get 1 complimentary Premium Economy Class flight ticket on achieving milestone spends of Rs. 1,50,000, Rs. 3,00,000, Rs. 4,50,000 and Rs. 9,00,000 each.
This milestone benefit can be availed only for the card anniversary year beginning on or after 01.11.2019.

Lifestyle Privileges

Get up to 8 complimentary access (2 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in the previous 3 months
With the Extraordinary Weekends program, get curated experiences from across the world.
With EazyDiner, get 25% off (up to Rs. 800) at partner restaurants in India.
3 complimentary golf rounds at some most picturesque golf courses in India.

Insurance Benefits

Purchase Protection Cover of up to Rs. 1,00,000.
Cover of up to USD 300 for loss of travel documents and check-in baggage delay/loss.

Convert Purchases into EMIs

Convert every big transaction worth Rs. 2500 or more into Equated Monthly Instalments (EMIs).

Contact Axis Bank customer care to activate this benefit.

Axis Bank Vistara Signature Credit Card Fee & Charges

Axis Bank Vistara Signature credit card fees and charges are mentioned below in detail:

Joining fee: Rs. 3,000
Annual fee: Rs. 3,000
Joining & annual fees for Add-on card: Nil
Card replacement charges: Nil
Cash payment fee: Rs. 100
Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
Cash withdrawal charges: 2.5% (minimum Rs. 500) of the withdrawn amount.
Overdue penalty/ Late payment fee: Up to Rs. 1,200 depending on the due payment amount.
Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 500)
Cheque return/ dishonour fee/ auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,512).
Fuel transaction charges: 1% of the transaction amount.
Foreign currency transaction fee: 3.50% of the transaction value.
Rent transaction fee: 1% (maximum Rs. 1,500) per transaction.
Dynamic currency conversion markup: 1% on international transactions performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered in a foreign nation.

Axis Bank Vistara Signature Credit Card Eligibility

Following are the Axis Bank Vistara Signature credit card eligibility criteria in detail:

The primary cardholder must be an Indian resident.
The age of the primary cardholder must be between 18 and 70 years.
The net income of the primary cardholder should be at least Rs. 6,00,000 per annum.

The above eligibility criteria are only indicative. Approval or decline of the application is at the sole discretion of Axis Bank.

Axis Bank Vistara Signature Credit Card Document Required

If you are looking for an Axis Bank Vistara Signature credit card apply online with the following documents:

Duly filled in and signed the Axis Bank credit card application form along with a recent coloured photograph.
A photocopy of the PAN card or Form 60
Proof of income: Latest Payslip/ Form 16/ copy of ITR
Residence proof (any one): Passport/ Ration Card/ Driving License/ Electricity Bill/ Landline Telephone Bill.
Identity proof (anyone): Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill.

The above list of documents is only indicative. Documents required may vary on a case-to-case basis.

How to Apply for a Vistara Signature Credit Card?

You can apply for an Axis Bank Vistara Signature credit card through MyMoneyMantra.

Click on the "Apply Now" Button.
You will be redirected to the Axis Bank website.
Existing or new Axis Bank clients may select "Yes" or "No.".
Fill in the required details and submit.

Axis Bank Vistara Signature Credit Card FAQs

How can I increase the limit of the Vistara Signature card?

To increase your Vistara Signature credit card limit, you can place a request if your card is eligible for limit enhancement, otherwise, you will get a prompt mentioning that your card is currently not eligible for limit enhancement.

Is the Axis Vistara Signature credit card free for a lifetime?

No. The Axis Vistara Signature credit card involves a joining and annual fee of Rs. 3,000.

How to check the status of the Axis Vistara Signature credit card application?

You can check the status of your Vistara Signature card by calling the customer care number of Axis Bank and mentioning your application/reference number or by logging in to your Axis Bank net banking portal where you will see the option to view the status of your application.