Key Highlights of Axis Bank Vistara Infinite Credit Card

Following are the key highlights of the Axis Vistara Infinite credit card:

Joining FeeRs. 10,000 
Annual FeeRs. 10,000 
BenefitsCV points, complimentary Club Vistara Gold membership, rewards on milestone spends, etc.
Welcome BenefitA complimentary business class ticket voucher on fee payment
Rewards6 CV points on spending every Rs. 200
Age18 to 70 years
Net IncomeMinimum Rs. 6,00,000 per annum 
Foreign Currency Transaction Fee3.50% of the transaction value

Axis bank credit card

Features & Benefits of Axis Bank Vistara Infinite Credit Card

The key features and benefits of the Axis Vistara Infinite card are as follows:

Welcome Benefits

  • A complimentary Business Class flight ticket voucher.
  • The offer can be availed only on fee payment.
  • This benefit is also available on payment of the renewal fee.

Complimentary Club Vistara Membership

  • Get exclusive privileges with a complimentary Club Vistara Gold membership.
  • With this membership, you can enjoy benefits like priority check-in, priority boarding, additional baggage allowance, and priority baggage handling.
  • Complimentary Club Vistara Gold membership basis predetermined conditions*

Club Vistara Points

  • Earn 6 CV points on spending every Rs. 200.
  • Accumulated CV points can be redeemed for upgrades and award flights faster.

Milestone Benefits

  • Get 10,000 bonus CV points and on achieving milestone spends of Rs. 1,00,000 in the first 90 days from card issuance.
  • Get 1 complimentary Business Class flight ticket on achieving milestone spends of Rs. 2,50,000, Rs. 5,00,000, Rs. 7,50,000 and Rs. 12,00,000 each.
  • This milestone benefit can be availed only for the card anniversary year beginning on or after 01.11.2019.

Lifestyle Privileges

  • 2 Complimentary lounge access at select airports within India based on spends.
  • 6 complimentary golf rounds at some most picturesque destinations in India.
  • With the Extraordinary Weekends program, explore curated experiences from across the world. 
  • With EazyDiner, get 40% off (up to Rs. 1,000) at partner restaurants in India.

Insurance Benefits

  • Purchase Protection Cover of up to Rs. 1,00,000.
  • Up to USD 300 covers for loss of travel documents and loss/delay of check-in baggage.

Convert Purchases into EMIs

  • Convert every big transaction of Rs. 2500 or more into Equated Monthly Instalments (EMIs).
  • Contact Axis Bank customer care to activate this benefit.


  • Joining fee: Rs. 10,000
  • Annual fee: Rs. 10,000

Axis Bank Vistara Infinite Credit Card Fee & Charges

Axis Bank Vistara Infinite credit card fees and charges are given below in detail:

  • Joining fee: Rs. 10,000.
  • Annual fee: Rs. 10,000.
  • Joining & annual fees for Add-on card: Nil.
  • Foreign currency transaction fee: 3.50% of the transaction value.
  • Fee for cash payment: Rs. 100.
  • Card replacement charges: Nil.
  • Finance charges: 3.6% per month (52.86% p.a.) for retail purchases & cash.
  • Cash withdrawal fee: 2.5% (minimum Rs. 500) of the withdrawn amount.
  • Overdue penalty/ Late payment fee: Nil to Rs. 1,200, depending on the total payment due amount.
  • Overlimit penalty: 2.5% of the overlimit amount (minimum Rs. 500).
  • Cheque return/ dishonour fee/ auto-debit reversal: 2% of the payment amount (minimum Rs. 450 & maximum Rs. 1,512).
  • Fuel transaction charges: 1% of the transaction amount.
  • Surcharge on purchase/ cancellation of railway tickets: As prescribed by IRCTC/Indian Railways.
  • Rent transaction fee: 1% (maximum up to Rs. 1,500) per transaction.
  • Dynamic currency conversion markup: 1% on international transaction done in Indian currency at an international location or transactions done in Indian currency with merchants located in India but registered in a foreign nation.

Axis Bank Vistara Infinite Credit Card Eligibility

Following are the Axis Bank Vistara Infinite credit card eligibility criteria in detail:

  • The primary cardholder must be an Indian resident. 
  • The primary cardholder must be age between 18 and 70 years. 
  • The net annual income of the primary cardholder should be at least Rs. 6,00,000 or more.

The above eligibility criteria are only indicative. Approval or decline of the card application is at the sole discretion of Axis Bank.

Axis Bank Vistara Infinite Credit Card Document Required

If you want an Axis Bank Vistara Infinite credit card apply online with the following documents:

  • Duly filled in and signed application form 
  • A recent colour photograph of the applicant.
  • A photocopy of the PAN Card or Form 60.
  • Proof of income: Latest Salary Slip/ Form 16/ Income Tax Return (ITR). 
  • Residence proof (any one): Passport/ Ration Card/ Driving License/ Landline Telephone Bill/ Electricity Bill.

The above list of documents is only indicative. Documents required may vary on a case-to-case basis.

How to Apply for a Vistara Infinite Credit Card?

You can apply for an Axis Bank Vistara Infinite credit card through MyMoneyMantra.

  • Click on the "Apply Now" button.
  • You will be redirected to the Axis Bank website.
  • Choose "Yes" or "No" for existing or new Axis Bank customers.
  • Submit the form with the required information.

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How can I increase the limit of the Vistara Infinite card?


To increase your Vistara Infinite credit card limit, you can place a request if your credit card is eligible for a limit increase. Otherwise, you will get a notification mentioning that your card is currently not eligible for limit enhancement.

Is Axis Vistara Infinite credit card free for a lifetime?


No. The Axis Vistara Infinite credit card has a joining and annual fee of Rs. 10,000 each.

How to check the status of the Axis Vistara Infinite credit card application?


You can check the status of your Vistara Infinite card by calling on the customer care number of Axis Bank and mentioning your application/reference number. You can also log in to your Axis Bank net banking portal to view the status of your application.

Does the Axis Vistara Infinite credit card provide any lounge access?


Yes, this card provides complimentary access to select airport lounges in India.

What are the late payment charges for the Axis Vistara Infinite card?

  • Nil for total payment due below Rs. 500.
  • Rs. 500 for total payment due between Rs. 501 & Rs. 5,000.
  • Rs. 750 for total payment due between Rs. 5,001 & Rs. 10,000.
  • Rs. 1,200 for total payment due more than Rs.10,000.