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Axis Bank Aura Credit Card Details

The key details of Axis AURA credit card are given in the table below:

FeaturesDetails
Best forHealth and wellness
Joining feeRs. 749
Annual feeRs. 749
Welcome benefitsDecathlon gift voucher worth Rs. 750 for purchases at any Decathlon stores or website
Purchase to EMI conversion facilityAvailable on spends of Rs. 2,500 or above
Required age 18 to 70 years

Benefits & Features of Axis AURA Credit Card

Axis Bank AURA credit card benefits and features are mentioned in the table below:

Features & BenefitsDetails
Welcome Benefits
  • Decathlon gift voucher worth Rs. 750. 
  • The voucher can be used on purchases at any Decathlon stores or Decathlon website
Free Doctor Consultation
  • 4 free video doctor consultations each month via Practo 
Free Fitness Sessions
  • 4 free interactive video fitness sessions every month via Fitternity 
  • 16 recorded sessions each month
  • Just select your session type, date, and time for booking
Helath Checkup Discount
  • Annual discount of up to Rs. 500 on health checkup
  • Just select your session type, date, and time for booking
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver
  • Offer available on transaction between Rs. 400 to Rs. 4,000 per month at any fuel station
  • Maximum benefit available up to Rs. 250 per payment cycle
  • GST levied on surcharge is non-refundable
Discounts
  • Minimum 30% off on nutritional or diet consultation from renowned nutritionalists
  • Minimum 30% off on nutritional foods
  • Up to 20% discount on dining at partner restaurants in India. 
Reward Points
  • 2 eDGE loyalty points on every spending of Rs. 200 
  • 5X accelerated eDGE rewards on spending on insurance. Maximum transaction limit is Rs. 10,000 

Axis Bank AURA Credit Card Fees & Charges

The details of Axis Bank AURA credit card charges are given below:

Joining feeRs. 749
Annual feeRs. 749
Joining & annual fees for Add-on card Nil
Finance charges for retail purchases & cash3.4% per month (49.36% per annum)
Cash withdrawal fee3.4% of the cash amount (minimum Rs. 500)
Overdue penalty/ late payment feesUp to Rs. 1,000 depending on total payment due 
Cash payment feeRs. 100
Over limit penalty2.5% of the over limit amount (minimum Rs. 500)
Cheque return/ dishonor/ auto-debit reversal fee2% of the payment amount (minimum Rs. 450)
Foreign currency transaction charges3.5% of the transaction value
Surcharge on purchase/ cancellation of railway ticketsAs prescribed by IRCTC/Indian Railways
Duplicate statement feeWaived
Card replacement fee for lost/ stolen/ re-issuance cardWaived
Charge slip retrieval fee/ copy request feeWaived
Outstation cheque feeWaived
Balance enquiry chargesWaived
Mobile alerts for transactionsFree
Hotlisting chargesNil
GSTAs per existing government norms

Axis AURA Credit Card Eligibility Criteria

Following individuals eligible for AURA Credit Card Axis Bank:

  • Primary cardholder should be aged between 18 and 70 years to be eligible for the card.
  • Add-on cardholders should be aged over 15 years.
  • The applicant should either be an Indian resident or a Non-Resident Indian (NRI).

NOTE: The eligibility criteria mentioned above are only indicative and Axis Bank reserves the ultimate right to approve or reject applications for Axis Bank AURA Credit Card.

Documents Required for Axis AURA Credit Card 

Keep the following documents ready when applying for Axis Bank AURA Credit Card:

  • A photocopy of PAN card or Form 60.
  • Recent passport size colour photograph of the applicant.
  • Proof of income like latest payslip/ Form 16/ Income Tax Return copy.
  • Proof of residence like Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill.
  • Proof of identity like Passport/ Driving License/ PAN Card/ Aadhaar Card.

NOTE: The above list is only indicative, and documents requirement may vary on a case-to-case basis.

How to Apply for Axis Bank AURA Credit Card?

Follow the steps mentioned below to apply for the Axis Bank AURA Credit Card online on the website of Axis Bank:

  • Visit the official website of Axis Bank and go to the Credit Cards page.
  • Check your eligibility for the Axis Bank AURA Credit Card by clicking 'Check Eligibility.
  • Now enter all the required details.
  • Upload the documents as required by the bank for card application.
  • You can track your credit card application with your tracking ID with the 'Track Application’ process.

You can also apply for the Axis Bank AURA credit card online through our website.

Other Banks Axis Credit Cards

Apart from Axis Bank AURA Credit Card, Axis Bank also offers the following credit card variants:

Axis Bank Privilege Credit CardAxis Bank Atlas Credit CardAxis Bank Select Credit CardAirtel Axis Bank Credit Card
SpiceJet Axis Bank Voyage Credit CardSpiceJet Axis Bank Voyage Black Credit CardAxis Bank Vistara Credit CardAxis Bank Vistara Signature Credit Card
Axis Bank Vistara Infinite Credit CardMiles and More Axis Bank Credit CardAxis Bank My Wings Credit CardTitanium Smart Traveler Credit Card
Flipkart Axis Bank Credit CardAxis Bank Neo Credit CardAxis Bank Magnus Credit CardIndianOil Axis Bank Credit Card
Axis Bank Reserve Credit CardAxis Bank Freecharge Credit CardAxis Bank Freecharge Plus Credit CardAxis Bank ACE Credit Card
Axis Bank Pride Platinum Credit CardAxis Bank Pride Signature Credit CardAxis Bank Signature Credit Card with Lifestyle BenefitsAxis Bank MY Zone Credit Card
Axis Bank MY Zone Easy Credit CardPrivilege Easy Credit CardPlatinum Credit Card

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Axis Bank Aura Credit Card FAQs

Who Can Apply for an Axis AURA Credit Card?

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Indian residents, as well as NRI individuals who are aged between 18 and 70 years to be eligible for the card and have a regular source of income, can apply for Axis AURA credit card.

Does Axis AURA Credit Card offer benefits for travelers?

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Axis AURA card does not provide specific benefits for travelers as it is a health and wellness credit card. However, travelers can use the following benefits to their advantage: 

  • 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 per month at any fuel station. The maximum benefit available up to Rs. 250 per payment cycle.
  • 2 eDGE loyalty points on every spending of Rs. 200 
  • 5X accelerated eDGE rewards on spending on insurance. The maximum transaction limit is Rs. 10,000 

What is the late payment fee on Axis AURA Card?

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Late payment fee or overdue penalty for Axis AURA card is mentioned below:

  • If the total payment due is up to Rs. 300: Nil charges.
  • If the total payment due is between Rs. 301 and Rs. 500: Rs. 100.
  • If the total payment due is between Rs. 501 and Rs. 1,000: Rs. 500.
  • If the total payment due is between Rs. 1,001 and Rs. 10,000: Rs. 500.
  • If the total payment due is between Rs. 10,001 and Rs. 25,000: Rs. 750
  • If the total payment due is between Rs. 25,001 and 50,000: Rs. 1,000.
  • If the total payment due is more than Rs. 50,000: Rs. 1,000.

What is the minimum income required to Apply Axis AURA Card?

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The income requirement depends from case to case. The actual income eligibility for the Axis AURA card will be communicated by the bank at the time of application. 

What are the special features provided by Axis AURA Credit Card?

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Following are the special features offered by Axis Bank AURA credit card:

  • Decathlon gift voucher worth Rs. 750 as a welcome gift.
  • 4 free video doctor consultations each month via Practo. 
  • 4 free interactive video fitness sessions every month via Fitternity. 
  • Annual discount of up to Rs. 500 on health checkups.
  • 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 per month at any fuel station.
  • Minimum 30% off on nutritional or diet consultation from renowned nutritionalists
  • Minimum 30% off on nutritional foods
  • Up to 20% discount on dining at partner restaurants in India
  • 2 eDGE loyalty points on every spending of Rs. 200 
  • 5X accelerated eDGE rewards on spending on insurance. The maximum transaction limit is Rs. 10,000

How to redeem reward points on Axis Bank AURA Credit Card?

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  • Login to https://axisbankaura.poshvine.com.
  • Now enter your RMN used for the credit card program.
  • You will receive a secret OTP.
  • Enter your secret OTP to validate and log in.
  • After successful login, all the benefits of the card will be visible to you for usage.
  • You can redeem your reward points against any of these benefits.

Can I get an extra discount on Practo using Axis AURA Credit Card?

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Axis AURA provides 4 free video doctor consultations each month via Practo. Apart from this, there is no extra discount.