EPF is the main scheme of the Employees’ Provident Funds and Miscellaneous Act, 1952 under which the employee and employer both contribute 12% each of the employee’s basic salary & dearness allowance towards EPF. Currently, the interest rate on PF account deposits is 8.50% p.a. India has millions of EPF (Employee Provident Fund) account holders whose provident funds (PFs) are accumulated in their accounts. The process of knowing your PF balance is easy. However, sometimes it becomes difficult to know the exact EPF account balance in your account. Below, you will know about the various methods for EPF balance check offline as well as online.
Latest News: EPFO interest rate changed for 2021-22 slashed from 8.5% to 8.1%.
|EPF Balance check through EPFO Portal||Login to www.epfindia.gov.in|
|EPF Balance check through Mobile App||Download UMANG app|
|EPF Balance check through SMS||Send SMS to 7738299899|
|EPF Balance check through Missed Call||Give a miss call on 011-22901406|
|EPF Balance check by visiting EPF office||Locate your EPFO branch at https://search.epfindia.gov.in/locate_office/office_location.php|
You can also check the EPF balance of inoperative accounts.
You can check the amount of accumulated funds in your EPF account offline in two ways, i.e. through an SMS or a missed call.
As the default language of your mobile is English, you will receive a reply in English only. If you wish, you can customize your SMS via adding the preferred code for your preferred language. You can see various languages in the table given below in which you can receive a reply of your employee PF balance.
|Language||SMS Code||SMS Number|
|English (Default)||EPFOHO UAN|
|Hindi||EPFOHO UAN HIN|
|Punjabi||EPFOHO UAN PUN|
|Gujarati||EPFOHO UAN GUJ|
|Bengali||EPFOHO UAN BEN|
|Marathi||EPFOHO UAN MAR|
|Telugu||EPFOHO UAN TEL|
|Malayalam||EPFOHO UAN MAL|
|Tamil||EPFOHO UAN TAM|
|Kannada||EPFOHO UAN KAN|
You can also check your PF balance offline through a missed call on this 011-22901406 and get the details of your PF balance. The message will consist of the details about the last contribution and EPF balance. Make sure your UAN is active and your mobile number is registered with UAN. Also, the missed call will be valid only when you make it from your registered mobile number.
You can check details regarding EPF online through the following methods:
Inoperative accounts are inactive EPF memberpassbook wherein contributions have not been made for 36 months. As per the notification issued by Government of India in November 2016, even the dormant PF accounts will continue to accrue interests and these accounts will not be classified as inoperative anymore. EPFO had ceased to pay interest to dormant accounts since 2011. However, once the new amendment gets effective, all inoperative accounts will receive interest at the rate of 8.5% p.a..The contribution will be made till the member attains the age of 58 years or until the date of EPF withdrawal, whichever is earlier.
There were only two main reasons due to which PF accounts turned inoperative earlier, i.e.:
Follow the steps mentioned below to view the EPF balance of inoperative accounts:
If you have an activate UAN Number, you can check your PF balance using various methods such as SMS, missed call, EPFO portal, or UMANG app.
However, if you do not have a UAN number, follow the steps mentioned below for PF balance check without UAN number:
Alternatively, you can also visit the EPF office and submit your grievance redressal form with KYC documents. The concerned authorities will give you the information about your EPF account.
If you want to know how to check PF balance online, opt for any of the following ways for PF balance check online:
Online PF check can be done through UMANG mobile app by following the steps mentioned below:
If you are wondering how to check PF account balance using your Aadhar or PAN Card, the answer is ‘you cannot do so’. However, for your EPFO balance enquiry, your PAN, Aadhaar, and bank account number must be linked with your UAN.
Yes, EPF passbook balance check can be done offline through any of the following ways: