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Key Highlights of Axis Bank Vistara Credit Card

FeaturesDetails
Type of CardTravel
Joining FeeRs. 1,500
Annual FeeRs. 1,500
Age18 years and 70 years
IncomeRs. 6,00,000 per annum

Axis bank credit card

Features & Benefits of Axis Bank Vistara Credit Card

Welcome Gift

  • Get a complimentary one-way economy class base fare waived ticket voucher as a welcome gift.
  • Only primary Axis Vistara credit card holders will get the voucher after the first billing cycle, within 10 working days of the due date of the statement.
  • You can continue to enjoy this benefit on payment of renewal fee every membership year.

Club Vistara Membership 

  • Get complimentary Club Vistara Membership with your Axis Bank Vistara Credit Card.

Club Vistara Points

  • Get 2 Club Vistara (CV) points for spending every Rs. 200.
  • CV points can be redeemed for upgrades and award flight faster.

Benefits for Acheiving Milestones

  • Get bonus CV points on achieving milestone spends.
  • Get 3 economy class tickets on achieving milestone spends.

Lifestyle Privileges

  • Get 2 complimentary lounge access per quarter to select airport in India.
  • With Extraordinary Weekends, get curated experiences from across the world. 
  • Up to 20% discount at partner restaurants across India with Axis Bank Dining Delights program. 

Insurance

  • Air accident cover worth up to Rs. 2.5 Crores.
  • Purchase protection cover up to Rs. 1 Lakh.
  • Cover valued USD 300 for:
    • Travel documents loss
    • Check-in baggage delay
    • Check-in baggage loss

Purchases to EMI Conversion

  • Convert your purchases into EMI
  • Minimum value for the purchase should be at least Rs. 2,500

Existing Welcome Benefit

Economic class ticket voucher on annual  fee payment.

Axis Bank Vistara Credit Card Fee/Charges

The Axis Vistara card fees and charges are mentioned below:

  • Joining fee: Rs. 1,500
  • Annual fee: Rs. 1,500
  • Add-on card joining fee: Nil
  • Add-on card annual fee: Nil
  • Finance charges for retail purchases & cash: 3.6% per month (i.e. 52.86% per annum)
  • Cash withdrawal fee: 2.5% of the cash amount (minimum Rs. 500)
  • Foreign currency transaction fee: 3.50% of the transaction value
  • Cash payment fee: Rs. 100
  • Overdue penalty/ late payment fee: Rs. 0 to Rs. 1,000
  • Overlimit penalty: 2.5% of the overlimit amount (minimum Rs. 500)
  • Cheque return/ dishonour fee/ auto-debit reversal: 2% of the payment amount (minimum Rs. 450)
  • Fuel transaction surcharge: 1% of the transaction amount 
  • Surcharge on railway tickets purchase/cancellation: As prescribed by IRCTC/Indian Railways

Axis Bank Vistara Credit Card Eligibility

The Axis Vistara credit card eligibility criteria are mentioned below in detail:

  • The primary cardholder should be aged between 18 and 70 years.
  • The net income of the applicant should be at least Rs. 6,00,000 per annum.
  • The applicant should be the resident of India.

Axis Bank Vistara Credit Card Document Required

If you are planning to apply for the Axis Bank Vistara credit card, keep the following list of documents ready: 

  • A copy of your PAN card or Form 60
  • Colour photograph 
  • Latest pay slip/ Form 16/ IT return copy as income proof 
  • Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill as residence proof

The above list of documents is only indicative. Documents requirement may vary on a case-to-case basis.

How to Apply for a Vistara Credit Card?

You can apply for an Axis Bank Vistara credit card through MyMoneyMantra.

  • To apply, click on the "Apply Now" button.
  • You will be redirected to the Axis Bank website.
  • Existing or new Axis Bank clients may select "Yes" or "No.".
  • Submit the form with the required information.

Axis Bank Vistara Credit Card Limit

The Axis Bank Vistara credit card limit depends on various factors like the income and age of the applicant, bank’s policy, and so on. You can increase your limit later on by paying off your credit card dues timely.

Reward Points of Axis Bank Vistara Credit Card

  • Get bonus CV points on achieving milestone spends.
  • Get 2 Club Vistara (CV) points for spending every Rs. 200.
  • CV points can be redeemed for upgrades and award flight faster. 

 How to Redeem Your Reward Point

  • You can redeem your reward points earned on Axis Bank Vistara credit card for award flights, upgrade awards, and airline partners of the bank.
  • To redeem your CV points, click on the link https://www.airvistara.com/in/en/club-vistara/redeem.
  • Choose the desired redemption option and click on ‘Redeem Now’.
  • Log in with your Club Vistara ID or Email ID. 
  • Redeem the earned points.

Other Axis Bank Credit Cards

Apart from Axis Bank Vistara Credit Card, Axis Bank offers the following credit cards:

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Axis Bank Vistara Credit Card FAQs

What benefits will I get on using the Axis Vistara credit card?

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  • Welcome gift
  • Complimentary Club Vistara Membership
  • Club Vistara points on spending made with your card 
  • Bonus CV points on achieving milestone spends
  • Compliementary flight tickets for economy class
  • Compliementary lounge access
  • Lifestyle privileges
  • Insurance benefits
  • Purchases to EMI conversion option

Do I get tier points for every booking made with Vistara using this credit card?

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No. You do not get tier points for bookings made under Economy Lite.

How can I redeem my CV points in Vistara Axis Bank credit card?

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  • To redeem your CV points, click on the link: https://www.airvistara.com/in/en/club-vistara/redeem.
  • Choose the desired redemption option and click on ‘Redeem Now’.
  • Log in with your Club Vistara ID or Email ID. 
  • Redeem the earned points.

What is the minimum salary requirement for Vistara Axis Bank credit card?

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The applicant should be eaning at least Rs. 6 Lakhs per annum to apply for Vistara Axis Bank Credit Card.

What are the special features of Axis Vistara Credit Card?

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  • Complimentary one-way economy class base fare waived ticket voucher as a welcome gift.
  • Complimentary Club Vistara Membership with your Axis Bank Vistara Credit Card.
  • 2 Club Vistara (CV) points for spending every Rs. 200.
  • Bonus CV points on achieving milestone spends.
  • 3 economy class tickets on achieving milestone spends.
  • 2 complimentary lounge access per quarter to select airport in India.
  • Up to 20% discount at partner restaurants across India. 
  • Insurance benefits like air accident cover worth up to Rs. 2.5 Crores, purchase protection cover up to Rs. 1 Lakh, etc.
  • Convert your purchases worth Rs. 2,500 or more into EMIs.