Calculate Navi Home Loan EMI

Total Payments-


Total Interest-
Principal Amount-
Total EMI


View Details
  • Loan Amount
  • Interest Rate
  • Your EMI
  • Tenure
  • ₹50,00,000
  • 8.55%
  • ₹0
  • 20

How to Use Navi Home Loan EMI Calculator?

If you are thinking of buying or upgrading your home, the Navi Home Loan is a lucrative option is it offers a high housing loan amount for a long repayment tenure at a low-interest rate. In case you have any questions regarding your loan repayment schedule, you can use the Navi loan EMI calculator

This tool helps you calculate your monthly equated monthly instalments (EMIs) accurately and instantly without any complex manual formulas or calculations.

All you need to do is enter the loan amount, tenure of the loan and the applicable rate of interest. As soon as you enter these details the calculator will instantly display a snapshot of your monthly as well as yearly payment instalments on the screen.

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Navi Home Loan Interest Calculator Formula

Online calculators including the Navi Home loan interest rate calculator use the below-mentioned formula to determine the home loan EMI amount:

E = [P x R x (1+R) ^N] / [(1+R) ^N-1]


E = EMI amount

P = Principal loan amount

R = Rate of interest (monthly)

N = Period or tenure of the loan

You can also use the following formula in excel:

=PMT(rate, tenure in months, principal amount, 0)

Additional Info: Looking for 50 Lakh Home Loan? Check EMI & Apply

Benefits of Navi Home Loan EMI Calculator

  • It calculates your monthly EMI in easy steps.
  • It provides an instant snapshot of your monthly as well as yearly payment instalments.
  • It helps you calculate your EMIs accurately without any manual complex formulas or calculations.
  • The Navi EMI calculator helps determine EMI with minimum inputs and gives the potential borrower a breakdown of their interest payment due on their home loan, along with the monthly repayment obligations.
  • Doing complex financial calculations instantly, helps you save time and the hassle of complex mathematics several times over.
  • It eliminates the chances of human errors.
  • It helps you make an informed financial decision.

Additional Info: Also check SBI Home Loan EMI Calculator

Why Should You Use Navi Home Loan EMI Calculator?

Navi’s home loan EMI calculator helps you calculate Navi Home loan EMIs accurately without any complex formulas or calculations. You just need to add a few basic details like the loan amount, tenure and rate of interest to get the result quickly. It does all complex calculations in a jiffy, saving your time and efforts. It also ensures that the outcome is accurate and free of errors.

Additional Info: Looking for 30 Lakh Home Loan? Check EMI & Apply.

Navi Home Loan EMI Calculator to Estimate the EMI That Fits Your Budget

Home loan EMI is based on three important factors, i.e. the interest rate charged by the lender, the loan amount you require and the tenure of repayment. Changes to any of these parameters or even specific policies of the loan provider can have an impact on your Home Loan repayment instalments. Using the Navi home loan EMI calculator can help you determine the right EMI that fits your budget. You can adjust the inputs (loan amount, interest rate, tenure) in the calculator till you reach the accurate EMI that suits your budget.

Additional Info: Looking for 40 Lakh Home Loan? Check EMI & Apply.

Navi Home Loan EMI Calculation

Any online home loan calculator uses the formula mentioned below 

E = [P x R x (1+R) ^N] / [(1+R) ^N-1]

Where E is EMI amount, P is principal amount, R is rate of interest (monthly), and N is period of time or tenure of the loan.

A Home Loan Calculator makes these complex financial calculations, helping you save your time. It gives you a snapshot of your monthly repayment obligations over the next couple of decades, helping you make an informed financial decision.

The EMI Calculator gives you the two relevant outputs, i.e. the repayment amount due each month and the total amount you will have to repay (including principal and interest) before your loan can be considered fully paid and the house is entirely in your possession.

Additional Check:  CIBIL Score Required for Home Loan

Amortization Table

YearOpening BalanceAmount paid by customer (EMI*12)Interest paid during the yearPrincipal paid during the yearClosing Balance


✅ What is the interest rate for Navi home loan?


Navi home loan interest rate starts from 8.55% per annum.

✅ What is the EMI for a Rs 50 lakh home loan taken for 20 years from Navi?


The EMI for an Rs. 50 lakhs home loan taken for 20 years at 8.55% p.a. interest rate from Navi will be Rs. 43,550.

✅ How much tenure can I get to repay Navi Home loan?


Navi offers a flexible tenure of up to 30 years to repay the home loan. 

✅ How much Navi home loan can I get on 30000 salary?


You can get a Navi home loan up to Rs. 5 Crores depending on your eligibility.

✅ What is the maximum loan provided by Navi?


You can get a maximum home loan amount of up to Rs. 5 Crores from Navi.