Question 1

What are the applicable processing fees charged prior to loan disbursement?

Accepted Answer

The processing fee applicable on Indiabulls Home Loan is as follows: • For loan amount up to  30 Lakhs: Up to Rs 10,000 • For loan amount between  30.01 Lakhs to  3 Crores: Up to 0.50% of the sanctioned loan amount • For loan amount above  3 Crores: 0.50% to 1% of the sanctioned loan amount • Legal Opinion/ SRO Search/ ROC Search/ Technical Valuation/ Non-Encumbrance Certificate from SRO charges are included in the processing fee

Question 2

Who can be the co-applicant for a Home Loan?

Accepted Answer

Any biological family member can be a co-applicant such as spouse or children.

Question 3

What is the maximum available repayment tenure?

Accepted Answer

The maximum repayment tenure for Indiabulls Home Loan is 30 years (including a holiday period of 3 months) or the applicant attaining the age of 65 years/ till retirement (whichever is earlier).

Question 4

Which are the types of Home Loans extended by Indiabulls?

Accepted Answer

Indiabulls offers the following housing loans to its customers:     Home Loans  Pradhan Mantri Awas Yojana (PMAY)  Home Loan Balance Transfer  Home Loans to NRIs  Rural Home Loans  Plot Loans  Home Improvement Loans  Home Extension Loans

Question 5

Why should I opt for a Home Loan Balance Transfer to Indiabulls?

Accepted Answer

Indiabulls offers affordable interest rates, long repayment tenure, and low processing fee. If your EMIs for a current housing loan are higher than the offer at Indibulls, you can opt for balance transfer.

Question 6

What is the maximum Home Loan repayment period offered by Indiabulls?

Accepted Answer

You can get Home Loan repayment tenure of up to 30 years, including a holiday period of 3 months.

Question 7

Can I foreclose the floating rate housing loan with Indiabulls? What are the charges applicable for the same?

Accepted Answer

Yes, you can foreclose the housing loan based on floating interest rate with Indiabulls at zero charges.

Question 8

How is the interest on Indiabulls Home Loan calculated?

Accepted Answer

Interest for Indiabulls Home Loans is calculated on monthly rest.

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