Kotak Mahindra Bank Credit Card

Kotak Mahindra Bank was founded by Uday Kotak in the year 1985. The headquarters of Kotak Mahindra Bank is in Mumbai. In the year 1986, the name of the Bank was changed to Kotak Mahindra Finance Limited. The licence was issued to the finance company to carry on banking business in the year 2003 by the Reserve Bank of India. It has a network of 2169 ATMs and 1369 branches across the country. In the year 2018, it stood to be the second largest private bank in India. In the year 2015 Kotak Mahindra Bank took over Ing Vysya Bank.

Kotak Mahindra Bank deals with mobilisation of deposits, investment financing, financing against securities, corporate finance, bill discounting and retail finance. They also deal with credit cards and they have a wide variety of credit cards to suit the requirement of customers from every income sector.

Owning a credit card is a financial requirement to handle your day to day expenses and it is no longer a status symbol. Kotak Mahindra Bank has credit cards to suit a range of expenses like shopping, travel, dining, movie tickets etc. The rewards and discounts that come with the range of cards can literally lure you into owning the cards.

Types of Kotak Mahindra Bank Credit Card

The following are the types of Kotak Mahindra Bank Credit Card.

  • Royal Signature Credit Card
  • Urbane Gold Credit Card
  • PVR Gold Credit Card
  • League Platinum Credit Card
  • Wealth Management Infinite Credit Card
  • Privy League Signature Credit Cards
  • PVR Platinum Credit Card
  • Essentia Platinum Credit Card
  • Aqua Gold Credit Card
  • Fortune Gold Credit Card
  • Delight Platinum Credit Card
  • Solaris Platinum Credit Card
  • Privy League Signature Credit Card
  • Best Price Credit Card
  • Silk Inspire Credit Card
  • Corporate Wealth Signature Credit Card
  • NRI Royale Signature Credit Card
  • Corporate Platinum Credit Card
  • Feast Gold Credit Card
  • Corporate Gold Credit Card

Additional Reading: What is credit score?

Features of Kotak Mahindra Bank Credit Card

  • Payment of bills through reward points: The accumulated reward points can be utilised to pay the outstanding credit card bill.
  • Conversion to EMI option: The card gives you the convenience of converting your high- value purchases to EMI and pay back in easy instalments.
  • Balance Transfer: The outstanding dues of other bank cards can be transferred to Kotak Mahindra Card at a lower rate of interest and paid back in easy instalments.
  • Lost card liability cover: Lost Card cover up to 2,50,000/- is available prior to 7 days from the date of reporting the loss/theft of the card. The transactions on the card after reporting of the loss which can be done from anywhere in the world is not billed to you and you are not liable for such transactions.

Benefits of Kotak Mahindra Bank Credit Card

The benefits of Kotak Mahindra Bank Credit Card are as mentioned below:

  • Global acceptance: The major benefit of the card is its worldwide acceptance. This makes payment of your expenses abroad very convenient.
  • Cashback and discounts: There are cashback facilities for the spends on the credit card for select category of purchases. Many of the merchants offer special discounts on spends on the card.
  • Flyer Miles: If you are a frequent flier you can earn flyer miles with every purchase of a ticket. The flyer points can be set off against the purchase of another ticket on accumulation.
  • Reward Points: For every spend with the credit card you earn reward points which can be redeemed to purchase any other item.
  • Credit Score: Credit Card has a duel benefit. It enhances the availability of finance for your expenditure and also enables improvement of your credit score of helps you build a credit history which is very essential if you have to avail a high- ticket loan in future for any heavy investments. Payment of credit card bills on time will help improve your credit score.

Detailed Features of Kotak Mahindra Bank Credit Card

The detailed features of Kotak Mahindra Bank Credit Card are as detailed in the table below.

Royal Signature Credit Card Features

The Royal Signature Credit card benefits mention below:

  • Free access to airport lounges with facilities like comfortable seating, free Wifi, gourmet meal etc.
  • Fuel surcharge waiver for transactions between 500 to 3000/-. Maximum fuel surcharge waiver available is 3500/- in a year.
  • For transactions made through the railways? website and across railway booking counters to the extent of 500/- in a year.
  • Add on card facility is available. You can also set the spend limit on an add-on card.
  • For lost/stolen card a cover up to 250000/- for fraudulent transactions up to 7 days prior to reporting of loss is available.
  • Assistance on priority is available on sending SMS KASSIST to 5676788. You will get a response within two hours.
  • Complimentary cheque pick- up facility to pay your monthly dues is available.

Urbane Gold Credit Card Feature

The Urbane Gold Credit Card benefits mention below:

  • In case of loss/theft of credit card a cover up to 50000/- is available for fraudulent transactions 7 days prior to reporting of loss.

PVR Gold Credit Card Feature

  • The card is protected for unauthorised transactions if your card is lost/stolen.
  • Shop anywhere in India with the card and get free PVR tickets.

League Platinum Credit Card Features

The League Platinum Credit Card benefits mention below:

  • Fuel surcharge waiver for transactions between 500 and 3000/- with a maximum of RS. 3500/- in a year.
  • Surcharge waiver on railway tickets booked on the railways? website on across booking counters with a maximum of 500/- in a year.
  • Lost/stolen card cover up to 125000/- for fraudulent transactions done up to 7 days prior to reporting of the loss/theft.
  • Add-on card facility is available with a facility to set the spend limit on the card.

Wealth Management Infinite Credit Card

  • The design of the card is customised.
  • A higher credit limit is available. The minimum credit limit is 10.00 lakhs
  • You can gain access to international events.
  • 2 complimentary golf rounds in a month for the primary cardholder.
  • 4 complimentary access in a quarter to Visa Lounges across the country.
  • Special concierge service for hotel bookings, travel ticket bookings, car bookings, bookings for special events, flower and gift delivery etc. is available.
  • 1% fuel surcharge waiver at all fuel stations across the country.
  • Railway surcharge waiver between 1.8
  • % to 2.5% for tickets booked through railways website and railway ticket booking counters.
  • Insurance cover up to 5.00 lakhs for lost/stolen credit card with replacement within 24 hours.

Privy League Signature Credit Card Features

  • With Priority Pass membership you get access to over 1000 airport lounges of 100 countries along with free wifi, refreshments etc.
  • You get 4 free PVR tickets in a quarter.
  • 24 x 7 concierge service for all bookings available.
  • Fuel surcharge waiver for transactions between 500/- to 4000/- with a maximum of 4500/- per year.
  • Railway surcharge waiver up to 500/- a year.
  • SMS KPRIVY and get at response within 30 minutes for any assistance.
  • Purchases above 3000/- can be converted to EMI.
  • Balance transfer facility of outstanding balances on other bank cards at lower interest payable in easy instalments is available.
  • Protection up to 250000/- for unauthorised transactions on lost/stolen card up to 7 days prior to reporting of loss/theft.
  • The card is enabled for contactless transaction for transactions up to 2000/-

PVR Platinum Credit Card

  • Insurance cover for the lost/stolen card is available.

Essentia Platinum Credit Card Features

  • SMS KASSIST to 5676788 and get a response within 3o minutes for any query.
  • Add-on card facility is available with facility to set a limit for add-on spends and also with a track facility for add-on spends.
  • Special offers for lifestyle spend like travel, dining, etc.
  • Contactless card facility is available for a transaction up to RS. 2000/-

Aqua Gold Credit Card Features

  • The credit limit will be up to 80% of your term deposit. The minimum value of the term deposit should be 25000/-. The facility is available only for Fixed Deposit in individual name.
  • Lost/stolen card cover up to 50,000/- for transactions 7 days prior to the reporting of loss is available.
  • Fuel surcharge waiver at all petrol pumps across the country.
  • Interest- free cash withdrawal facility is available.
  • Facility for transfer of outstanding balance on other bank cards at lower interest is available with a processing charge at 349/- per 10,000/-
  • Add-on card facility is available.

Fortune Gold Credit Card Features

  • Easy access to cash at Kotak and other VISA ATMs.
  • Cash and funds transfer made easy at branches.
  • Online funds transfer and demand draft facility
  • Interest-free cash withdrawal facility up to 50% of the credit limit. Interest-free facility is available up to 48 days and a fee at 199/- for every 10,000/- will be charged.
  • Fuel surcharge waiver and railway ticket surcharge waiver is available.
  • Lost/stolen card cover up to 50,000/- for transactions 7 days prior to the reporting of loss is available.
  • Add-on card facility is available.

Delight Platinum Credit Card Features

  • Get easy access to coffee shops, Pizza joints, food joints, restaurants, movie theatres with the card all-round the year.
  • Fuel surcharge and Railway surcharge waiver are available.
  • Cover up to 125000/- for the lost/stolen card for transactions up to 7 days prior to reporting of loss/theft.
  • Add-on card and contactless card facility is available.

Solaris Platinum Credit Card Features

  • Fuel and railway surcharge waivers are available.
  • Cover up to 125000/- for unauthorised transactions on lost/stolen card up to 7 days prior to the reporting of loss.
  • The card is designed mainly for online spends.

Privy League Signature Credit Card Features

  • Exclusive concierge service for all bookings.
  • 1% fuel surcharge waiver for spends between 400/- and 4000/- with a maximum of 300/- in a billing cycle/
  • Railway surcharge waiver between 1.8% to 2.5% with a maximum of 500/-per year.
  • SMS KPRIVY to 5676788 and get a response within 30 minutes.
  • Facility to convert purchases above 3000/- to EMI is available.
  • Facility for transfer of outstanding balance on other bank cards at a lower rate payable in easy instalments is available.
  • Cover up to 2,50,000/- for fraudulent transactions on the lost/theft card prior to 7 days from the date of reporting the loss
  • Complimentary Priority Pass Membership will provide access to over 1000 lounges at 100 countries.

Best Price Credit Card Features

  • A unique credit cycle of 14 days which begins after every transaction.
  • 2 free add-on cards facility available.
  • Each transaction on the card should be backed by a post-dated cheque for the total purchase when the card is swiped in Best Price Stores. 

Silk Inspire Credit Card Features

  • Enjoy a range of offers on Shopping, Travel, Dining, and entertainment.
  • Fuel surcharge waiver at all petrol pumps across the country.
  • Lost card liability cover up to 75000/- on fraudulent transactions 7 days prior to reporting of loss.
  • Add-on card facility available.
  • The creidt limit up to 80% of the Fixed Deposit. Fixed Deposit in individual name only is eligible.
  • The credit limit up to 12.00 lakhs. 

Corporate Wealth Signature Credit Card Features

  • Use the card for various business- related expenditure like Sales Meets, Conferences, and Business and Executive Meets.
  • The benefit of control over business spends exists.
  • Vendor-wise tracking of the amount spent by each employee made easy through statistical data.
  • An overall limit set for the Company which can be distributed to employees as per the designation.
  • Services of a dedicated manager to give information about the card details at any point in time.
  • The card is globally accepted.
  • Waiver of fuel and railway surcharge.

NRI Royale Signature Credit Card Features

  • Convenience to purchase in foreign currency and pay in Indian Rupees.
  • Fuel and Railway surcharge waiver is available.
  • Lost card liability cover up to 250000/- for unauthorised transactions prior to 7 days from the date of reporting the loss.
  • Complimentary access to airport lounges with free internet facility, gourmet meal etc,
  • Add-on card facility is available.
  • The credit limit will be up to 80% of the Fixed Deposit. The minimum FD limit prescribed is 1 lakh.

Corporate Platinum Credit Card Features

  • Fuel and railway surcharge waivers are available.
  • With Visa airport lounge offer you can get access to airport lounges.
  • Spends on the card are paid by the Corporate and so need not worry about late payment.
  • The Company gets the convenience for budgeting and saving.
  • Spending pattern by the employees can be tracked.
  • The Company can have a control over expenditure.
  • An overall limit for the Company is assigned which the Company can distribute among the employees as per the designation.
  • One single payment for all the spends of all employees.
  • The card is globally except which allows hassle-free spends without having to carry foreign currency.
  • Free SMS alerts on all transactions.

Feast Gold Credit Card Features

  • Easy access to Pizza joints, Restaurants, Pubs, coffee shops, and movie theatres.
  • Lost liability cover up to 50,000/- for fraudulent transactions up to 7 days prior to the report of loss.
  • Facility to transfer the outstanding balance on other cards at a lower rate that can be paid in easy instalments is available. A fee of 349/- for every 10000/- will be charged.
  • Add-on card facility is available.

Corporate Gold Credit Card Features

  • Overall limit for the Company is assigned which the Company can distribute among the employees as per the designation.
  • Spending pattern by the employees can be tracked.
  • Spends on the card are paid by the Corporate and so need not worry about late payment.
  • Company gets the convenience for budgeting and saving.
  • One single payment for all the spends of all employees.
  • Card is globally except which allows hassle-free spends without having to carry foreign currency.
  • Free SMS alerts on all transactions. Fuel and railway surcharge waiver are available.
  • With Visa airport lounge offer you can get access to airport lounges

Kotak Mahindra Bank Credit Card Rewards Details

The table below shows the details of the rewards  of Kotak Mahindra Bank Credit Cards

Name of the cardRewardsSpecial Rewards
Royal Signature Credit Card
  • Earn 4X rewards on every 150/- spent on the card for all categories
  • 2x reward points for all other spends other than the special categories
  • Earn 4x reward points for spends on special categories like Hotels, restaurants, tour operators, travel agents, airlines, international spends.
  • Earn 30000 reward points on annual spends of above 8.00 lakhs
Urbane Gold Credit Card
  • 3 reward points for every spend of 100.
  • Every 1000 reward points have a redemption value of 75/- and a minimum of 1000 points is required for redemption.
  • Earn 10000 bonus points of 4 PVR tickets on anannual spend of 1.00 lakh
PVR Gold Credit Card
  • Get 1 free PVR ticket for spends of 10,000 in a month and 2 free PVR tickets for spends of 15000/- in a month.
  • The value of the free ticket is 400/- and anything above 400/- has to be borne by the cardholder
No special rewards.
League Platinum Credit Card
  • Movie voucher worth 500/- as a welcome gift
  • Up to 8x reward points for every 150/- spent on all categories of purchase
  • For an annual spend up to 2.00 lakhs 4x points on all categories other than the special categories and 8x points on special categories like travel agencies, dining, airlines, travel operators etc.
  • For an annual spend of above 2.00 lakhs 8x reward points for special categories and other than special categories.
Privy League Signature Credit Card
  • Earn 5x reward points for every spend of 100/-
  • Earn 2x reward points on all other retail spends other than the special categories.
  • Earn 5x reward points on special categories like jewellery, apparel, consumer durables, restaurants, travel agencies, airline, and hotels
  • Bonus points of 10000 for an annual spend of 4.00 lakhs
  • Bonus points of 20000 for an annual spend of 8.00 lakhs
PVR Platinum Credit Card
  • Shop anywhere in India and get 2 free PVR movie tickets for spends of 10000/-and above in a month

.

No special rewards
Essentia Platinum Credit Card
  • 10 reward points for every 100/- spent in Departmental stores for transactions between 1500/- and 4000/-
  • 1 reward point for every 250/- spent on other categories
  • Get 6 free PVR tickets or 1200 reward points for spends of 1.25 lakhs in 6 months.
Aqua Gold Credit Card
  • Get a cashback of 750/- or 4 PVR tickets for an annual spend of 1,50,000/-
Nil
Fortune Gold Credit Card
  • Get a cashback of 750/- or 4 PVR tickets for a spend of 1,50,000/-

in a year.

Nil
Delight Platinum Credit Card
  • Get 10% cashback for a minimum spend of 10000/- on dining every month.
  • A cashback up to a maximum of 600/- for spends up to 4000/- on dining and movie.
  • Get a cashback of 10% for spends of 10000/- a month on movies.
  • Get 75-/- cashback or 6 free PVR tickets for spend of 1.25 lakhs in 6 months.
Solaris Platinum Credit Card
  • Enjoy 5x reward points for every spend of 150/- online.
  • 2x reward points for every 150/- on spends other than online spends.
  • Fuel and railway transactions will not earn any reward points.
  • Bonus points of 2500 on the first transaction within 60 days of the activation of the card.
  • Earn 4000 bonus points for annual spends of 2 lakhs
  • Earn 1000 bonus points for annual spends of 4 lakhs.
Privy League Signature Credit Card
  • 5x reward points for every 100/- spent on special categories and 2x reward points for every 100/- spent on all other categories.
  • 5X reward points on categories like grocery, consumer durables, apparels, departmental stores, travel agents, airlines, hotels, and, multi-brand online spends.
  • 2x reward points on all other spends
  • For a spend of 1000/- a month, 4 PVR movie tickets for that quarter.
  • 7000 bonus points for an annual spend of 3.00 lakhs.
  • 30000 bonus points for an annual spend of 8.00 lakhs
Silk Inspire Credit Card
  • Earn 5x reward points on every 100/- spent on apparel. Minimum retail spend in a billing cycle should be 7500/-
  • 1 reward point on every 200/- spent on all other categories
  • Spend 1.25 lakhs in 6 months and get 4 PVR tickets or 1000 points.
Corporate Wealth Signature Credit Card
  • High cashback facility is available.
 
NRI Royale Signature Credit Card
  • 1 reward point for every 200/- spent within India
  • 2x reward points for every 200/- spent abroad.
Corporate Platinum Credit Card
  • High reward points on all spends.
 
Feast Gold Credit Card
  • For spends of 5000/- or more within the billing cycle on dining and movie you earn 10 dining points for every 100 spent.
 
Corporate Gold Credit Card
  • High cashback rewards for all spends.
 

Kotak Mahindra Bank Card Fees Details

The card fee details of Kotak Mahindra Bank Credit Card is as given below:

Name of the cardJoining FeeAnnual Fee
Royal Signature Credit CardNil999/- (waived on annual spends of 1/- lakh
Urbane Gold Credit CardNil199/- (waiver permitted on annual spends of 15000/-)
PVR Gold Credit CardNil499/-
League Platinum Credit Card500/-499/- (waived on annual retail spends of 50000/- in a year)
Wealth Management Infinite Credit CardNilNil
Privy League Signature Credit CardNilNil
PVR Platinum Credit CardNil999/-
Essentia Platinum Credit Card1499/-749/-
Aqua Gold Credit CardNilNil
Fortune Gold Credit CardNilNil
Delight Platinum Credit Card1999/-299/-
Solaris Platinum Credit Card500/-500/- (waived on annual spends of 75000/-)
Privy League Signature Credit CardNil2500/-(waived on maintaining Insignia Banking Relationship or on annual spends of 5.00 lakhs the previous year)
Best Price Credit CardNilNil
Silk Inspire Credit Card599/-599/- (waived on annual spends of 125000/-)
Corporate Wealth Signature Credit CardNilNil
NRI Royale Signature Credit CardNil1000/-
Corporate Platinum Credit CardNil999/-
Feast Gold Credit CardNil499/-
Corporate Gold Credit Card  
Add-on Card299/- per add-on card 

Kotak Mahindra Bank Card Charges Details

The charges details of Kotak Mahindra Bank Credit Card are as given below:

Name of the ChargeAmount
Interest on the outstanding balance of the cardUp to 3.5% p.m.
Cash withdrawal/cash advance/funds transfer charges300/- for every 10,000/-
Late Fee
  • 100/- for statement with an outstanding less than or equal to 500/-
  • 500/- for statement with an outstanding between 501/- to 10,000/-
  • 700/- for statement with an outstanding above 10,000/-
Charges for drawings above the limit500/-
Cheque bounce charges500/- per instance
Foreign currency mark-up feeUp to 3.5%
Charges for cash payment at branches100/-
Card replacement charges100/-
Copy of Cibil report50/-

Additional Reading: How to read cibil report?

How to Apply for Kotak Mahindra Bank Credit Card?

Steps to Apply for the Card through the Banks Official Website

If you are a new customer you have to follow the following steps to apply for the card online.

  • Visit the official website of the Bank.
  • Go to the web page and select the type of card that you intend to apply for.
  • You will have to give personal details like the Name, Mobile Number, Email ID, Employment Details, Income Details and Contact Address.
  • Click on the ?Proceed? button on completing the details.
  • An OTP will be sent to your registered mobile number which has to be mentioned in the slot provided. Once this is done you will get a call from an executive of Kotak Mahindra Bank who will give you the details of the documents that have to be submitted.
  • On submission of the documents, the processing will be initiated.
  • On approval, the card will be dispatched to your registered address.

If you are an existing customer you will have to follow the following steps:

  • Visit the official website of the Bank.
  • Go to the credit card page and choose the type of card and click on Apply Now
  • You will have to give your Customer ID and Mobile Number.
  • An OTP will be sent to your registered mobile number which has to be entered in the slot provided for confirmation.
  • You can apply for the card directly online.

Steps to apply for the Credit Card through MyMoneyMantra

You should make use of the digital platform provided by MyMoneyMantra for applying for the card.

  • To begin with visit the MyMoneyMantra website.
  • Log in and choose the credit card menu. Select the card you intend to apply for and submit.
  • Fill in all the relevant information required for applying for the credit card.
  • Once the filling of the application is complete and the process initiated you will get assistance from MyMoneyMantra representative to go through the process from documentation till the approval of the card.
  • On approval, the card will be dispatched to your address. Card and the pin will be despatched separately

To apply for the card off -line you have to visit the nearest Kotak Mahindra Bank branches and apply for the credit card by submitting the relevant documents.

Eligibility Criteria for Kotak Mahindra Credit Card

The following are the criteria that have to be complied with to qualify for Kotak Mahindra Credit Card.

  • The applicant should be in the age group between 21 years to 75 years and the age of the add-on cardholder should be over 18 years.
  • The applicant should be an Indian resident except for NRI Royale Signature Credit Card.
  • For Wealth Management Infinite Credit Card, the applicant should have Wealth Management Banking Relationship with the Bank.
  • The applicant should be located at Bangalore, Chennai, Ahmedabad, Chandigarh, Delhi, Hyderabad, Mumbai, Kolkata, and Pune.
  • Fortune gold card is issued only to businessmen.
  • The minimum annual income required for Solaris Platinum Card, and League Platinum Card is 5.00 lakhs and above.
  • The minimum annual income required for Royale Signature Credit Card is 24.00 lakhs and above.
  • The minimum annual income required for Fortune Gold Card, Urbane Gold Card, and Feast Gold Credit Card is 3.00 lakhs and above.
  • Only NRE/NRO account holders are eligible for NRI Royale Signature Credit Card. The applicant should be an NRI with a residential address in India.

Additional Reading: Check minimum cibil score for credit card 

Documents required for Kotak Mahindra Bank Credit Card

The following documents are required for Kotak Mahindra Bank Credit Card.

  • Photo ID proof like Aadhar Card, Voter?s ID card, Pan card, Passport, Driving Licence, ID cards issued by PSUs, Government Organisations, Scheduled Commercial Banks, Bar Council to its members, Photo Debit/Credit Card only if the photo and signature are on the front of the card and not on the reverse.
  • Address Proof like Aadhar Card, Voter?s ID, Pan card, Passport, Valid Driving Licence, and Utility Bills.
  • A cancelled cheque for signature proof.
  • Income Proof like latest salary slips, form 16, IT Returns, Financial documents like Balance Sheet and Profit and Loss Account.

Additional Reading: How to increase cibil score fast?

Making Kotak Mahindra Bank Credit Card Payment

The credit card bill payment can be made in the following ways:

  • By giving an auto-debit instruction from your savings bank account at Kotak Mahindra Bank.
  • By downloading the mobile app of Kotak Mahindra Bank and following these simple steps.
  • Go to the home page of Kotak Mobile App
  • Select Credit Cards
  • Under Credit Cards select Credit Card Payments
  • Choose the account from which the payment to be made
  • Give details of the amount and confirm for payment.
  • You can also make payment through Kotak Mahindra Bank Net Banking Facility if you are registered for the facility by debit to your Kotak Bank Savings/Current Account.
    • Log in to Net banking facility
    • Select Credit Card from the homepage
    • Select Payments
    • Click on Make Payment option.
  • Can make payment through NEFT/RTGS. Under the beneficiary account option, you will have to provide the Kotak Mahindra Bank Card Number.
  • Can make payment by cheque. Mention the Kotak Mahindra Bank Credit Card Number and drop the cheque at any of the Kotak Mahindra Bank drop boxes across the cities.
  • Using Bill Desk, payment can be made through any bank net banking account.
  • Can also make payment by way of cash deposit at any Kotak Mahindra bank Bank branches.

Additional Reading: Top credit rating agencies in India

Kotak Mahindra Bank Credit Card Customer Care Numbers

You can contact the Customer Care Helpline for any queries on Credit Card by calling the following numbers:

  • 1800-266-2666
  • 1800-266-0811

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Kotak Mahindra Credit Card FAQs

✅ To which category does the Essentia Chip Card Cater to?

   Essentia chip is Visa Chip Card designed for high income and high net worth individuals.

✅ What is the interest-free period available for Kotak Mahindra Credit Cards?

The interest-free period available is 48 days.

✅ What is the procedure to claim the PVR Coupon?

  The PVR coupon for one billing cycle can be claimed within the next two billing cycles. 

      You have to send an SMS PVRKCC space the first letters of the month to 5676788 from

      your registered mobile number. Once the SMS is sent, an email with coupon number will

      be sent to your registered mobile number and the registered email ID.

      You can also get the coupon codes through internet banking facility with Kotak Mahindra

       Bank.You can check the Yes Bank Credit Card limit by using the Internet banking facility

  • You can also check the card limit through mobile banking facility
  • You can also call the customer care helpline on 1800-1030-1212 to check the Credit Card limit

✅How to register a claim when a credit card is stolen/lost?

   You should first report the loss of the card by calling the customer care number 1860-  

      266-26666 and get the card deactivated.

      Thereafter you have to register the claim following the following steps:

  • Fill in the claim form
  • Fill in the dispute form
  • Submit these forms along with a copy of FIR to HDFC ERGO within 7 days from the date of loss/theft.

    Both primary cardholder and the add-on cardholder have the insurance cover.

✅ What are the ways to register for Kotak Mahindra Bank Credit Card E-Statement?

You can ch  You can register for E-statement facility by sending SMS Green to 5676788 or through

       net banking facility or register by calling customer care on 1800 266 26666.eck the status of the Yes Bank Credit Card by visiting their official website and entering the 13 -digit reference number that would be sent to your registered mobile number. Alternatively, you can call the customer care on 1800-103-1212 to get the status.

✅ What is the special feature of Solaris Platinum Credit Card?

Solaris Platinum Credit Card is specially designed for online transactions.

✅ Is the cash withdrawal feature available on Corporate Gold Credit Card?

  No, Corporate Gold Credit Card is not enabled for cash withdrawal facility.