Below are the key highlights of kotak urbane credit card:
Following are the main Kotak Urbane credit card features:
Following are the details of Kotak Urbane credit card charges:
Below are the detailed eligibility criteria for Kotak Urbane Gold credit card:
You will be required to submit the following documents to apply for Kotak Mahindra Urbane credit card:
You can redeem your reward points on Urbane Kotak credit card across a variety of categories like Mobile Recharge, E-vouchers across various brands, Shopping across 10,000 products, Movies (BookMyShow Vouchers), Travel, and so on.
For redemption against Airline tickets, Merchandise, or Mobile recharge, the earned Reward Points have to be converted into EasyPoints. 5 Reward Point = 1 Easy Point.
Here is how to redeem your Kotak Urbane Credit Card reward points:
You can apply for Kotak Urbane Gold Credit Card by following the steps mentioned below:
Know how good your score is
Get insights on how to improve it
Unlock offers as per your score
Earn max rewards & redeem for cash back, value back offers, discounts & exclusive deals.
The minimum Kotak Urbane Gold credit card limit is preset by the bank depending on various factors and this determines the maximum amount of credit a card user can spend from a credit card.
Yes, you can withdraw money up to your available cash limit on Kotak Urbane Gold credit card. However, all cash withdrawals carry finance charges from the day of the withdrawal. The interest-free period of 48 days is not applicable to cash withdrawals. Rs. 300 will be charged for ATM Cash Withdrawal per Rs. 10,000 or part thereof.
You can call the helpline numbers of the bank or check Kotak Urbane credit card status. Just log onto www.kotakcards.com and then click on the application status button given on the top right hand corner. Enter your application reference number to check the status.
You can increase your Kotak Urbane Gold credit card limit by:
You can redeem the reward points on Kotak Urbane Gold Credit Card through online banking against merchandise, movie tickets, flight tickets, or mobile recharge. You will have to convert the earned Reward Points into Easy Points. 5 Reward Points = 1 Easy Point.