Standard Chartered Credit Card Bill Payment

1. NEFT: SCB credit card payment can be done online through NEFT by following the steps mentioned below:

• Log in to your bank’s net banking portal and go to the ‘Funds Transfer’ section.
• Click on ‘Add Beneficiaries’ and provide the following details:
  • Beneficiary Name: Standard Chartered Bank
  • Account Number: Your Standard Chartered Bank credit card number
  • Bank Name: Standard Chartered Bank
  • Standard Chartered Credit Card IFSC Code: SCBL0036001
  • Bank Address: MG Road, Mumbai
• After adding the beneficiary login to the net banking portal, where you have added the Standard Chartered credit card to the list of beneficiaries.
• Select the ‘NEFT’ mode of Fund Transfer.
• Choose the Standard Chartered credit card from your list of beneficiaries.
• Review the details and enter the amount to be paid.

2. Online banking: You can use the online banking facility of Standard Chartered Bank to make Standard Chartered credit card payments online. Complete the registration first and then follow these steps:

• Visit the online banking portal of Standard Chartered Bank.
• Select the 'Online Banking' option from the navigation menu given on the left-hand side.
• Choose the 'Signup for Online Banking' option and then select 'I have read and agree to the Terms and Conditions' tab.
• Next, click on 'Accept' and enter your card number and PIN.
• Select 'Next' and choose 'Confirm'.
• Enter the One Time Password (OTP) sent to your mobile phone and select 'Next'.
• Set up your username and password and select 'Next'.
• Now, mention your registered username and password to log in and make a payment.

3. Visa credit card payment: Another way to make a Standard Chartered credit card bill payment is by transferring funds from your existing Standard Chartered Bank account to any VISA credit card. To access this service, you will have to be a registered user of online banking at www.standardchartered.co.in. To clear your outstanding balance, add your credit card as a beneficiary and make the payment after it is processed.

4. BillDesk: It just takes a few easy steps mentioned below to make your Standard Chartered Bank credit card payment through BillDesk. However, Standard Chartered Bank only partners with select banks.

• Go to the BillDesk portal and add your 16-digit Standard Chartered credit card number.
• Enter the bill amount you want to pay.
• Select the bank account from which the money will be debited.
• Now you will be directed to the preferred bank's payment interface, where you have to enter your net banking ID and password.
• Approve the payment amount to get it debited from your bank account instantly.
• Once the payment is successful, you will get confirmation and a transaction reference number.

5. RTGS: Your bill must be more than Rs. 2 Lakhs to make your SCB card payment via RTGS. You will be required to add the details as given for the NEFT payment. The steps for using this service are:

• Log in to your net banking portal, where you have added the Standard Chartered credit card to the list of beneficiaries
• Then select ‘RTGS’ as the mode of Fund Transfer and choose the Standard Chartered credit card from the beneficiaries list.
• Review the details carefully and enter the amount to pay.

6. Standard Chartered Credit Card Payment using UPI: You can make an SCB credit card online payment through UPI as well. To use this facility, you must register on an app that supports UPI-based transactions. The steps for registration and bill payment are given below:

• Registration
  • Download an app that supports UPI payments.
  • Mention a mobile number to register.
  • Mention the required details, such as the IFSC Code and the bank’s name, etc.
  • Then set UPI ID and PIN.
• Payment
  • Log in to the UPI payment-supporting app
  • Select the ‘UPI Money Transfer’ option.
  • Provide your Account Number and Standard Chartered Bank credit card IFSC Code (i.e., SCBL0036001).
  • Enter the amount to be paid, and click on ‘Pay’.

1. Cheque: SC credit card payment can be cleared through a cheque in favour of the ‘Standard Chartered Bank Card No. xxxx xxxx xxxx xxxx’. This cheque can be deposited at any Standard Chartered Bank cheque collection box. The cheque should be complete without any alteration and must be countersigned to avoid unnecessary cancellation. You can find the list of locations with cheque collection boxes in India on the bank’s website. It is advised to make your payments at least 3 days before the payment due date for timely credit of funds.

2. Cash: Standard Chartered card payment can also be done by depositing cash at any Standard Chartered Bank branch that has a teller facility. Just fill out the cash deposit slip and deposit the cash at the teller counter. You will get a receipt once the teller accepts your cash payment.

3. Phone banking: For this payment method, you will have to call the Standard Chartered Bank’s phone banking helpline and request a transfer from your bank account to your credit card. Assistance at Standard Chartered phone banking is available 24×7.

4. Electronic Clearing System (ECS): You can also make SC card payments with ECS. With this facility, you will not have to remember your payment dates or worry about sending a cheque each month. Your credit card bill amount will be automatically debited from your savings account. To apply for the same, do the following:

• Download and fill in Form A, Form B, and Form C with all the required details.
• Submit Form A to your bank with which you have an account, and send Form B and Form C to Standard Chartered Bank.
• The forms mentioned above can be put in a cheque drop-off box or sent by mail to the address written on the form.
• Attach a photocopy of a blank cancelled cheque issued by the bank while sending Form B and Form C.

5. Payment apportionment: This payment method allows you to distribute your card payment in case you have to clear the outstanding payments of multiple credit cards and still maintain a good credit record. If you have multiple credit cards/EMI accounts with Standard Chartered Bank, with more than one of them having outstanding status, the bank can distribute the payments in such a way that it will clear your outstanding amount with the objective of keeping a good credit standing.

Below is the table of time taken for processing each payment method: