Paying your credit card bills timely is crucial to avoid late payment penalties. Frequently missing your credit card bill payments may also result in a reduction in your credit score. If you have a Standard Chartered Bank credit card, you can make Standard Chartered credit card payments through any of the online or offline modes explained below.
1. NEFT: SCB credit card payment can be done online through NEFT by following the steps mentioned below:
2. Online banking: You can use the online banking facility of Standard Chartered Bank to make Standard Chartered credit card payments online. Complete the registration first and then follow these steps:
3. Visa credit card payment: Another way to make Standard Chartered credit card bill payment is through transferring funds from your existing Standard Chartered Bank account to any VISA credit card. To access this service, you will have to be a registered user of online banking at www.standardchartered.co.in. To clear your outstanding balance, add your credit card as a beneficiary and make the payment after it is processed.
4. BillDesk: It just takes a few easy steps mentioned below to make your Standard Chartered Bank credit card payment through BillDesk. However, Standard Chartered Bank only partners with select banks.
5. RTGS: Your bill must be more than Rs. 2 Lakhs to make your SCB card payment via RTGS. You will be required to add the details same as given for the NEFT payment. The steps for using this service are:
6. Standard Chartered Credit Card Payment using UPI: You can make an SCB credit card online payment through UPI as well. To use this facility, you must register on an app that supports UPI-based transactions. The steps for registration and bill payment are given below:
1. Cheque: SC credit card payment can be cleared through a cheque in favour of the ‘Standard Chartered Bank Card No. xxxx xxxx xxxx xxxx’. This cheque can be dropped at any cheque collection box of Standard Chartered Bank. The cheque should be complete without any alteration and must be countersigned to avoid unnecessary cancellation. You can find the list of locations with cheque collection boxes in India on the bank’s website. It is advised to make your payments at least 3 days before the payment due date for timely credit of funds.
2. Cash: Standard Chartered card payment can also be done by depositing cash at any Standard Chartered Bank branch which has a teller facility. Just fill out the cash deposit slip and deposit the cash at the teller counter. You will get a receipt once the teller accepts your cash payment.
3. Phone banking: For this payment method, you will have to call the Standard Chartered Bank’s phone banking helpline and request a transfer from your bank account to your credit card. Assistance at Standard Chartered phone banking is available 24×7.
4. Electronic Clearing System (ECS): You can also make SC card payments with ECS. With this facility, you will not have to remember your payment dates or worry about sending a cheque each month. Your credit card bill amount will be automatically debited from your savings account. To apply for the same, do the following:
5. Payment apportionment: This payment method allows you to distribute your card payment in case you have to clear the outstanding payments of multiple credit cards and still maintain a good credit record. If you have multiple credit cards/EMI accounts with Standard Chartered Bank with more than one of them having outstanding status, the bank can distribute the payments in such a way that it will clear your outstanding amount with the objective of keeping a good credit standing.
Below is the table of time taken for processing each payment method:
|Standard Chartered Online Banking
|ECS (Electronic Clearing House)
|Debited before the due date
|By due date
|Up to 2 working days
|Up to 2 working days
|Visa Credit Card Payment
|Up to 3 days
|Up to 3 days
|2 days for Standard Chartered Cheque & 5 days for Non-Standard Chartered Cheque
Your Standard Chartered credit card statement contains a summary of the transactions made by you with your Standard Chartered Bank credit card in the past month. The Standard Chartered Bank credit card statement helps you keep track of your transactions. You can request your bank to send you an online credit card statement via the Standard Chartered net banking portal. Once the request is sent, you will not receive hard copies of the credit card statement.
Yes, you can pay your Standard Chartered Bank credit card bill on the last date of the due date. However, it is advised to make your credit card bill payment in advance to avoid incurring any late payment charges.
You can automate your Standard Chartered credit card bill payment by registering for an auto-debit feature on your Standard Chartered Bank account.
You can pay your Standard Chartered Bank credit card bill online through any of the following ways: